Buy more seedlings & manure for vegetable farming

George

Michatha, Kenya

66% repaid

Entrepreneur

Name

George

Member since

May 2014

On-time repayments

43 installments  •  40%

About Me

my name is george Kago, i have a sister, Milkah Waweru and a brother James Waweru. I recently joined Egerton University with a good grade in Agriculture. i have loved farming very much since it is the main source of economic activity that has erned our family money to pay for our school fees when i since childhood. Infact, i have a number of testimonies for excellent performance in agricultural projects and subjects when i was in secondary school. one of my memorable testimonies is when i emerged the top student in or district with high yields from kale vegetables we had planted in our final year exam project. my passion for crop farming started when one day my mother, brother and sister went hungry for a week during one day when there was starvation in many parts of our country. we used to eat ugali with ovacadoes for lunch and sometimes supper. this pained me so much because just to afford such a simple meal, my mother had to work at peoples homes as a househelp. the pay she got from the menial ws hardly enough to even buy us clothes. i realised since food was the major tragedy and a basic needs which we culd not survive without, i aspired to work start my own vegetable farming in our small garden to supplement our meal. currently, i am now pusuin a course in agriculture as i venture in crop farming to a commercial level. i already have apiece of land which i leased and is close to a spring, this ensures plenty supply of water that i can use to irrigate my vegetables. i hope i will expand my yields by planting the whle pices of land since i have presently planted on on a half pice of the land. My hope is that zidisha will see the see the potential in me and assist where necessary to grow the farming business and put an end to the low life that once mad my life miserable. thank you.

My Business

i am passionate and have invested all my energy into vegetable farming easpecially planting indigenous vegetables like amaranthus and African kales, garlic onions, spinach, black night shade (managu) which have very high nutritional content as expalined by most doctors. there is a growing wareness among people that vegetables should be taken daily in every meal for to boost the immune system. i have taken the initiative to plant all the varieties on the same piece of land and i have a ready market since my customers are mainly open air market women. the vegetables are on high demand to the extent i cannot supply enough of them and my competitors face the same challenge. i have practiced organic farming to attract many customers and they have been aware of this. i have gained the attention of many customer and my market niche has expanded to households. most of the families do not want to buy vegetables grown from chemical fertilisers and that is why they prefer my vegetables more than others. what makes vegetables very profitable, is that i can pick them thrice before i uproot them and plant afresh, the seeds of indigenous vegetables are cheap to purchase. on picking of the first round, i made a profit of about $ 56 and had incurred a total cost of $ 34. i will pick fot two more time before i uproots and palnt fresh vegetables. i target in my other two harvests, i will earn a total profit of $112.13 dollars. my business has a potential of developing in a large scale farming since there i more land avalable for leasing. i appeal to kind lenders to assist me and i will keep my promise of paying back the money in time. i wish you in advance the best regards as you decide to support me. you are all welcome.

Loan Proposal

Dear lenders, I would like to boost my vegetable farming so that I can achieve high yields. I am sure when given the necessary assistance, I will be able to plant on the whole piece of land since I am presenting cultivating only on a half piece of land. I have good knowledge in agricultural farming and if I get enough money, I will be able to expand my farming activity and cultivated a larger pice of land like an acre. I have budgeted $44 dollars part of loan in buying seeds, $56 for field operation expenses such as paying labourers to apply the organic manual from cow dung weeding, earthing up, land preparation such as breaking soil clods and fencing of the farm to kep way goats and sheeps from neighbours from destroying my vegetables. The remaining $ 33, I will putaside to use incase of any upcoming expense and for paying workers during harvesting. There is a demand for food security in our country and I want my efforts to contributes in supply for foods in major towns; furthermore, I aim to venture into commercial vegetables farming so that I will also supply food to the drought hit areas in our country. I hope you will see the potential in me and contribute towards funding of my loan. I just want to let you know that I appreciate taking your time and consideration to read my proposal and that you are all wecome. I will also commit myself to pay back my loan since I have reliable invitor who will assist me to make sure tha I will not late with my payments.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$52.00

Date disbursed

Jun 13, 2014

Repayment status

Late

Projected term

10 months

Lenders

Kitty

Hailsham, United Kingdom

evinpa

United States

JimVandegriff

Trinidad, California, United States

B

bek88

Fairview, United States

L

LindsayB

Sydney, Australia

M

marymarrs

North Bend, United States

dlpringle

Denver, United States

S

Samosthenurus

Bedford Park, Australia

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  • George    Jan 12, 2015

    I have decided to change my installment amount so that i can pay within a time duration that is flexible to me. I am thankful to all the lenders who have helped me through these difficult times and it is my wish that they will support my next loan application. This year has been full of financial difficulties and at one time, i could not even commit the smallest amount to pay my loan. I wish all my dear lenders a wonderful day.

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  • George    Oct 10, 2014

    I have decided to change my installment amount so that i can pay within a time duration that is flexible to me. I am thankful to all the lenders who have helped me through these difficult times and it is my wish that they will support my next loan application. This year has been full of financial difficulties and at one time, i could not even commit the smallest amount to pay my loan. I wish all my dear lenders a wonderful day.

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  • George    Oct 6, 2014

    I have decided to change my installment amount so that i can pay within a time duration that is flexible to me. I am thankful to all the lenders who have helped me through these difficult times and it is my wish that they will support my next loan application. This year has been full of financial difficulties and at one time, i could not even commit the smallest amount to pay my loan. I wish all my dear lenders a wonderful day.

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    • JimVandegriff    Oct 6, 2014

      Thank you George for your communication. I'm glad you were able to reschedule your payment installments. I'm sure all of us lenders are hoping for your success. Let us know how things are going. Best wishes, Jim

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  • George    Sep 16, 2014

    i am honored to write to you again and explain why i have have been behind my repayment schedule. i had fee problem at the university and did not have the chance to commit my self towards putting some small amounts for my loan. I am still grateful for the support you gave and i am willing to show my gratitude my honoring my part of the deal. I am now back on the tract and i will be in a position to pay the loan. Thank you for your patience.

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  • George    Jun 28, 2014

    i want to thank all the lenders that suppoted my loan. i realize that i have been late with my payment an i sought advise from some of the sidiha member who told me i can reschedule my loan so tha i can get enough time to generate money and pay back the loan. i find it may not be beneficial to me if i start payment the money more than i am earnig. i have not sold the vegetable to get the money the reason i have not started my repayment. i have decided to be paying Ksh. 70 per week and i will in a weeks time reschdule again so that i can pay the amount. thanks to all who gave me their money and i hope you will give me another chance when i apply for my second loan.

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  • Lilian    Jun 27, 2014

    dear lenders george will soon pay the loan his business was affected financialy he will soon pay

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    • George    Jun 28, 2014

      thank you my vm, it mustbe a difficult task to follow me up and find why i have not started my payments, but just like you have reported, i have put some amount in the zidisha account as my commencement for repayment. i assure you that i will hold my part of responsiblity. thanks Lilian.

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  • George    Jun 9, 2014

    Dear lenders, i am grateful to those who have funded me. i am 17% funded and 83% remaining for 150 dollars, please assist by filling in my bids and i promise i will repay in time, i have a good and viable business plan which will bring profits for repaying the loan. i am farming vegetables and i have supply of water, water is normally what makes farming difficult but since i have it, i therefore have lower risks for my vegetables. the demand for vegetables is also high becasue they are consumed daily, all this proves why i know i will repay the loan. welcome.

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  • George    Jun 3, 2014

    this is my garden and some of the tradtional vegetable i have planted. i hope i will plant all the piece of land. i have regular customers who are buying but i am not able to supply enough at the present and that is why i need your help. i welcome all my lenders to view my ongoing project.

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  • George    Jun 2, 2014

    Dwear lenders, i humbly invite you to kindlly contibute towards funding of my loan and given the knowledge i have in farming, i am sure will earn more profits and i will pay my intallments in time. i have talked to old members of zidisha who some are my invitors and i have understood the requirements of zidisha organixation. i will comply to those requirements and i hope that i can rely obn zidisha on my future farming projects.

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