Name
Timothy
Member since
August 2014
On-time repayments
387 installments • 67%
My name is Timothy Kimani, a Kenyan born in Muranga county of central Kenya. I was born in a family of 8 where I am the 6th born. My parents are peasant farmers who struggled to raise us up and put us through school. I later moved to Mombasa to look for a job.
I married ten years ago but unfortunately my wife passed on during the delivery of our second born. Luckily the baby survived and he is now turning 5 years in December this year. I take care of the two kids on my own and sometimes get help from my sisters when they get time to do so.
I work very hard in my business while at the same time looking after the little ones.
I am a music producer and my niche is local gospel artistes. My mainstay job is to sell and market the music of these artistes. I also do consultancy jobs in the same field due to my long experience and knowledge in this area. I also do artwork for the CD covers and promotional posters and banners.
I normally link up with music recorders who refer the musicians to my shop where I do mass duplications of their CDs. VCDs and DVDs. I am currently serving about 40 artistes. This is an all season business and there is a constant flow of income daily. I make an average income of about $250 after paying all the business related bills.
My main challenge in this business is lack of credit since the local institutions only deals with big business as they consider small outfits such as mine a risk.
In line with my current business, I now want to venture into music school where I intend to teach young people how to play different music instrument. I want to start with the keyboard and this will cost me USD 400. I will use the balance to buy a few other items like desks and setting up the music room.
I have set to do this at home to minimize on my expenses. I will then move the school to a commercial building once it pick up. This venture means a lot to me since it has been my dream for a very long time.
Thank you.
Apr 27, 2021: Work or my hands
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$677.00
Date disbursed
May 9, 2017
Repayment status
On Time
Projected term
49 months
Ask Timothy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.