Entrepreneur
Name
Jane
Member since
June 2015
On-time repayments
116 installments • 94%
About Me
My name is Jane Njeri . i was born in Kiambu county, schooled in Kiambu; Kamandura primary school. later my parents relocated to Nyandarua where i joined a nearby primary school to complete my primary education. In 1993, i joined Karunga day secondary school for my secondary education. After my secondary education i joined Palm Commercial College in Limuru Kiambu county. before i was through with my 2-year secretarial course, i got financially challenged and this forced me out of college in the 1st level. i started small scale businesses like selling fruits, cereal kiosks and other small businesses. After many financial strains i decided to take a computer class which i deed and after three months i obtained a certificated in computer packages. After the course I was employed in an insurance agency office which was very poorly paying. In the office I was employed, apart from being a secretary in the office, we were offering other services like tying services, photocopying, lamination, binding etc. In the process of offering these services I started thinking of putting up my business in the same line. With the help of my husband, I started buying equipments slowly by slowly and within two years I was able to start up a small business on typesetting, photocopying, lamination and binding although I did not have efficient machines as usual in a newborn business. In the land that I live people are very illiterate and therefore professional businesses are not many and there is a high demand of our services and that is why i chose this kind of business. My children have a great passion for business and they desire to become business people too. Working in communal work, visiting the sick and old people.
My Business
I offer typesetting, photocopying, lamination and binding services. I also sell stationeries like pens, manilla papers, graduation card, flowers for cememonies etc although not in large quantities.
These goods and services are useful especially because the business is located in a fast growing town in rural area where most people here are illiterate and therefore they need people who can offer professional services. A lot of cases i get here is where people come to my business requesting me to write them for the sale agreement for sale of their properties.
I choose this kind of business because it is in line with my professional and i had about two years of experience before i started. Secondly it enable me help my community with my professional which is scarce in the area.
I purchase my goods in Nairobi City and pay transport to Mwea which is 100km from the City. Monthly purchase for goods is 800$ which gives me 40% profit translating to 320$. This is only sale of items. With additional of typing services my profit goes to 480$ per month.
I use my profit for paying school fees for my two children, my house bills and investing in my business.
Loan Proposal
Once i receive the loan i intend to buy a printer. The current price is 300 dollars. 17.94 dollars will be used for transport.
This printer will help my customers to have good quality of work since the one i am using is old printer and it's product is not good. I expect this printer to speed up the printing works for customers.
I do expect an increase of 35% in terms of net profit and increase of customers.
Feedback
Positive
4
Neutral
None
Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$522.00
Date disbursed
Jan 11, 2019
Repayment status
On Time
Projected term
5 months
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Summary
Amount repaid
$522.17
Amount remaining
$0.00
Date repaid
Jul 4, 2019
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 24, 2019 | $24.14 | Jan 25, 2019 | $24.14 |
| Jan 31, 2019 | $24.14 | Jan 31, 2019 | $24.14 |
| Feb 7, 2019 | $24.14 | Jan 31, 2019 | $0.49 |
| Feb 17, 2019 | $23.65 | ||
| Feb 14, 2019 | $24.14 | Feb 17, 2019 | $24.14 |
| Feb 21, 2019 | $24.14 | Feb 17, 2019 | $1.48 |
| Feb 20, 2019 | $22.66 | ||
| Feb 28, 2019 | $24.14 | Feb 20, 2019 | $0.49 |
| Mar 1, 2019 | $23.65 | ||
| Mar 7, 2019 | $24.14 | Mar 7, 2019 | $23.65 |
| Mar 13, 2019 | $0.49 | ||
| Mar 14, 2019 | $24.14 | Mar 13, 2019 | $23.35 |
| Mar 23, 2019 | $0.79 | ||
| Mar 21, 2019 | $24.14 | Mar 23, 2019 | $23.06 |
| Apr 1, 2019 | $1.08 | ||
| Mar 28, 2019 | $24.14 | Apr 1, 2019 | $22.57 |
| Apr 5, 2019 | $1.58 | ||
| Apr 4, 2019 | $24.14 | Apr 5, 2019 | $22.07 |
| Apr 22, 2019 | $2.07 | ||
| Apr 11, 2019 | $24.14 | Apr 22, 2019 | $24.14 |
| Apr 18, 2019 | $24.14 | Apr 22, 2019 | $3.35 |
| Apr 23, 2019 | $20.79 | ||
| Apr 25, 2019 | $24.14 | Apr 23, 2019 | $0.39 |
| May 3, 2019 | $23.75 | ||
| May 2, 2019 | $24.14 | May 3, 2019 | $24.14 |
| May 9, 2019 | $24.14 | May 3, 2019 | $1.38 |
| May 22, 2019 | $21.19 | ||
| May 24, 2019 | $1.58 | ||
| May 16, 2019 | $24.14 | May 24, 2019 | $13.35 |
| Jun 8, 2019 | $10.79 | ||
| May 23, 2019 | $24.14 | Jun 8, 2019 | $14.68 |
| Jun 20, 2019 | $9.46 | ||
| May 30, 2019 | $24.14 | Jun 20, 2019 | $24.14 |
| Jun 6, 2019 | $24.14 | Jun 20, 2019 | $15.96 |
| Jul 2, 2019 | $8.18 | ||
| Jun 13, 2019 | $24.14 | Jul 2, 2019 | $14.63 |
| Jul 4, 2019 | $9.51 | ||
| Jun 20, 2019 | $15.17 | Jul 4, 2019 | $15.17 |
Michael Thurm Jul 4, 2019
Richard Griebe Jan 8, 2019
Mary Sep 12, 2017
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