Entrepreneur
Name
Brian
Member since
March 2020
On-time repayments
44 installments • 75%
About Me
Brian,
I started my business about six moths ago. Due to the corona virus however, the economy went low. People's purchasing power was affected. Yet my business had not stabilized. Like any other person with a vision in business, i had to act strategically. I had to increase the services i offered. I thought of lamination and buying a second printer. since my printer is insufficient for bulky printing.Buying a printer to me would mean more efficient service to my clients. The problem was now how to raise the amount to buy a printer. But since i learnt about Zidisha, i thought it will be a nice idea to apply for a loan. Though the income level may not be normal. I believe with the current need for online services especially with the corona virus, i will survive in the market.
Thank you.
My Business
I own a cybercafe. Which i started about six months ago. I offer services like browsing, kra returns filling, helb loan applications for kenya university students, printing, photocopy, computer and phone accessories. However i face some little challenges on the printing services, since sometimes i may need to do some bulky printing. But my printer is slow, it cannot accommodate more clients.
Loan Proposal
The loan will enable me to buy a new printer for the cyber cafe. The current printer is slow in operation and it's at risk of breaking down. Since it's not able to sustain my clients. When I have a bulk of printing work I take a lot of time to complete and deliver. This has an effect on the business on the long run. Because some clients get bored easily when their job is not completed on time. Some even may end up not coming back. But maybe once I buy a better printer, this may improve. I might be able to increase my speed of work and meet some basic customer needs. I have always believed that my customer is my boss. Therefore they need utmost good services and timely work.
Income Source
In the current situation most businesses have in grave situations. However, some businesses have been able to struggle with the situation just to ensure they don't shut down completely. Cyber services are still on demand at this moment, people would still want to file kra returns and register for helb loan services among other services to avoid the deadlines and penalties that may come after. I do believe that with the little clients that visit the cyber everyday, I will be able to pay the loan. Even though the business activities are not normal, I have been able to adhere to the ministry of health directives, like keeping social distancing. This has been done through regulating the number of customers that can sit in the cyber. This makes the customers happy since everyone would wish to feel safe during this pandemic. This makes the clients to come again and again, giving me strength to go on with the business.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$38.00
Date disbursed
Aug 29, 2020
Repayment status
On Time
Projected term
4 weeks
Other loans
Lenders
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Victoria Feb 18, 2021
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