Entrepreneur
Name
Stephen
Member since
March 2013
On-time repayments
282 installments • 56%
About Me
Am third in family of Four. Born in Nakuru County and started my Primary Education at Nakuru West Primary School later shifted to Mwireri Primary School Subukia. I later Joined Maryland Secondary School and then transferred to Kieni Secondary School.I joined African institute for Computer course and later started a course in Information and Technology at Kenyatta University. i was brought up in a poor background that i had to work on weekend and raise part of my school fees. also i was sponsored at University by NGOs.getting a job in kenya is very hard so i had to start my job, i bought second handcomputer and a photocopy machine . where i come from people live to believe in what they do. all of our us we have a small piece of land this makes us busy not even concentrating on development or outside. I have got one kid who loves music and maths he tells me that he want to start his own bank not being employed by bank. am sure i will do anything to make his dream come true. on my free time i love reading business books and taking my family out.
My Business
I operate a cyber in Nakuru town where i have 10 computers which i just bought new ones from zidisha loan., most of thing nowadays are done through internet so there is great demand of internet and people love fast computers and and a good internet. i chose this type of business because i love inquiring new ideas from the internet and i noticed that most of the people want to be in digital world. i usually make Kes 120,000 to kes 150,000 per month. i pay rent of KES 15,000 and kes 5,000 for my internet and kes10,000 for my employee. I use my profit for my family and for my kid school fees, and save because i want to open another cyber and i want to buy a digital printer. Am also planning on importing computers and sell them in Kenya.
Loan Proposal
Hello Zidisha team thanks for the previous loan. Am now applying my 3rd loan. I want to buy banner printer. In nakuru Kenya, so many people are starting business others are advertising and they all need banners. I usually spend more money because I usually send them to Nairobi Kenya. If I get this loan plus my savings(all thanks to Zidisha team) I will be able to provide the services here in nakuru. Most of them will be coming to my business instead of sending them to Nairobi. This will help me me to create more profit than I have ever made before. Hoping you will give me a chance to prove to you that I can do it. And I will even create employment because I will employ someone for that printer. nowadays i get more than Kes 4000 per day but with this banner i will get like kes 6000 per day. Thank you and God bless you
Feedback
Positive
5
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,119.00
Date disbursed
Nov 16, 2017
Repayment status
Late
Projected term
34 months
Other loans
Lenders
United States
United States
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Summary
Amount repaid
$628.64
Amount remaining
$491.23
Expected completion
Sep 5, 2020
Status
Repaying late
Installment amount
$8.87
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 25, 2017 | $28.58 | Oct 25, 2017 | $5.59 |
| Nov 22, 2017 | $4.93 | ||
| Nov 25, 2017 | $18.06 | ||
| Dec 2, 2017 | $28.58 | Nov 25, 2017 | $5.59 |
| Dec 2, 2017 | $22.99 | ||
| Dec 9, 2017 | $28.58 | Dec 2, 2017 | $16.43 |
| Dec 9, 2017 | $12.15 | ||
| Dec 16, 2017 | $28.58 | Dec 9, 2017 | $27.27 |
| Dec 16, 2017 | $1.31 | ||
| Dec 23, 2017 | $28.58 | Dec 16, 2017 | $28.58 |
| Dec 30, 2017 | $28.58 | Dec 16, 2017 | $23.33 |
| Dec 18, 2017 | $0.47 | ||
| Dec 31, 2017 | $4.78 | ||
| Jan 6, 2018 | $28.58 | Dec 31, 2017 | $7.05 |
| Jan 9, 2018 | $7.88 | ||
| Jan 12, 2018 | $13.65 | ||
| Jan 13, 2018 | $28.58 | Jan 12, 2018 | $13.94 |
| Jan 13, 2018 | $14.63 | ||
| Jan 20, 2018 | $28.58 | Jan 13, 2018 | $0.64 |
| Jan 13, 2018 | $9.85 | ||
| Jan 20, 2018 | $9.85 | ||
| Jan 20, 2018 | $8.23 | ||
| Jan 27, 2018 | $28.58 | Jan 20, 2018 | $10.49 |
| Jan 22, 2018 | $18.08 | ||
| Feb 3, 2018 | $28.58 | Jan 22, 2018 | $28.58 |
| Feb 10, 2018 | $28.58 | Jan 22, 2018 | $1.63 |
| Jan 22, 2018 | $10.84 | ||
| Jan 27, 2018 | $16.11 | ||
| Feb 17, 2018 | $28.58 | Jan 27, 2018 | $8.52 |
| Feb 13, 2018 | $20.05 | ||
| Feb 24, 2018 | $22.15 | Feb 13, 2018 | $4.09 |
| Feb 17, 2018 | $18.06 | ||
| Mar 3, 2018 | $9.85 | Feb 17, 2018 | $5.59 |
| Feb 24, 2018 | $4.27 | ||
| Mar 10, 2018 | $9.85 | Feb 24, 2018 | $5.59 |
| Mar 2, 2018 | $4.27 | ||
| Mar 17, 2018 | $9.85 | Mar 2, 2018 | $5.59 |
| Mar 19, 2018 | $4.27 | ||
| Mar 24, 2018 | $9.85 | Mar 19, 2018 | $5.59 |
| Mar 20, 2018 | $2.46 | ||
| Mar 23, 2018 | $1.80 | ||
| Mar 31, 2018 | $9.85 | Mar 23, 2018 | $6.08 |
| Apr 2, 2018 | $3.77 | ||
| Apr 7, 2018 | $0.30 | Apr 2, 2018 | $0.30 |
| Apr 14, 2018 | $4.94 | Apr 2, 2018 | $3.62 |
| Apr 2, 2018 | $1.32 | ||
| Apr 21, 2018 | $4.92 | Apr 2, 2018 | $0.65 |
| Apr 16, 2018 | $4.27 | ||
| Apr 28, 2018 | $0.00 | ||
| May 5, 2018 | $0.00 | ||
| May 12, 2018 | $10.22 | Apr 16, 2018 | $1.15 |
| Apr 22, 2018 | $4.43 | ||
| Jul 9, 2018 | $4.63 | ||
| May 19, 2018 | $0.00 | ||
| May 26, 2018 | $0.00 | ||
| Jun 2, 2018 | $0.00 | ||
| Jun 9, 2018 | $0.00 | ||
| Jun 16, 2018 | $0.00 | ||
| Jun 23, 2018 | $0.00 | ||
| Jun 30, 2018 | $0.00 | ||
| Jul 7, 2018 | $0.00 | ||
| Jul 14, 2018 | $4.94 | Jul 11, 2018 | $1.97 |
| Jul 16, 2018 | $2.97 | ||
| Jul 21, 2018 | $4.94 | Jul 16, 2018 | $1.67 |
| Jul 20, 2018 | $3.27 | ||
| Jul 28, 2018 | $4.94 | Jul 20, 2018 | $1.66 |
| Jul 24, 2018 | $0.99 | ||
| Jul 24, 2018 | $0.30 | ||
| Aug 1, 2018 | $2.00 | ||
| Aug 4, 2018 | $4.94 | Aug 1, 2018 | $0.17 |
| Aug 6, 2018 | $4.77 | ||
| Aug 11, 2018 | $0.16 | Aug 6, 2018 | $0.16 |
| Aug 18, 2018 | $0.00 | ||
| Aug 25, 2018 | $4.63 | Nov 14, 2018 | $4.63 |
| Sep 1, 2018 | $0.00 | ||
| Sep 8, 2018 | $0.00 | ||
| Sep 15, 2018 | $0.00 | ||
| Sep 22, 2018 | $0.00 | ||
| Sep 29, 2018 | $0.00 | ||
| Oct 6, 2018 | $0.00 | ||
| Oct 13, 2018 | $0.00 | ||
| Oct 20, 2018 | $0.00 | ||
| Oct 27, 2018 | $0.00 | ||
| Nov 3, 2018 | $0.00 | ||
| Nov 10, 2018 | $0.00 | ||
| Nov 17, 2018 | $4.93 | Nov 15, 2018 | $4.93 |
| Nov 24, 2018 | $4.93 | Nov 15, 2018 | $1.97 |
| Nov 23, 2018 | $2.96 | ||
| Dec 1, 2018 | $4.93 | Nov 23, 2018 | $1.48 |
| Dec 1, 2018 | $3.45 | ||
| Dec 8, 2018 | $4.93 | Dec 1, 2018 | $1.48 |
| Dec 3, 2018 | $0.99 | ||
| Dec 11, 2018 | $0.89 | ||
| Dec 11, 2018 | $0.91 | ||
| Dec 11, 2018 | $0.65 | ||
| Dec 18, 2018 | $0.02 | ||
| Dec 15, 2018 | $4.93 | Dec 18, 2018 | $4.93 |
| Dec 22, 2018 | $0.00 | ||
| Dec 29, 2018 | $0.00 | ||
| Jan 5, 2019 | $4.93 | Jan 15, 2019 | $0.99 |
| Feb 20, 2019 | $2.96 | ||
| Feb 20, 2019 | $0.99 | ||
| Jan 12, 2019 | $4.93 | Feb 20, 2019 | $4.73 |
| Feb 22, 2019 | $0.20 | ||
| Jan 19, 2019 | $4.93 | Feb 22, 2019 | $4.93 |
| Jan 26, 2019 | $1.77 | Feb 22, 2019 | $1.77 |
| Feb 2, 2019 | $0.00 | ||
| Feb 9, 2019 | $0.00 | ||
| Feb 16, 2019 | $0.00 | ||
| Feb 23, 2019 | $0.00 | ||
| Mar 2, 2019 | $5.32 | Apr 2, 2019 | $0.39 |
| Apr 13, 2019 | $4.93 | ||
| Mar 9, 2019 | $0.00 | ||
| Mar 16, 2019 | $0.00 | ||
| Mar 23, 2019 | $0.00 | ||
| Mar 30, 2019 | $0.00 | ||
| Apr 6, 2019 | $0.00 | ||
| Apr 13, 2019 | $0.00 | ||
| Apr 20, 2019 | $0.00 | ||
| Apr 27, 2019 | $4.93 | May 3, 2019 | $4.93 |
| May 4, 2019 | $3.79 | May 3, 2019 | $0.99 |
| Jun 4, 2019 | $0.89 | ||
| Jun 4, 2019 | $0.94 | ||
| Jun 6, 2019 | $0.99 | ||
| May 11, 2019 | $0.00 | ||
| May 18, 2019 | $0.00 | ||
| May 25, 2019 | $0.00 | ||
| Jun 1, 2019 | $0.00 | ||
| Jun 8, 2019 | $0.00 | ||
| Jun 15, 2019 | $0.00 | ||
| Jun 22, 2019 | $10.84 | Jul 2, 2019 | $9.36 |
| Jul 10, 2019 | $1.48 | ||
| Jun 29, 2019 | $10.84 | Jul 10, 2019 | $10.35 |
| Jul 15, 2019 | $0.49 | ||
| Jul 6, 2019 | $10.84 | Jul 15, 2019 | $10.84 |
| Jul 13, 2019 | $10.84 | Jul 15, 2019 | $2.46 |
| Jul 22, 2019 | $8.38 | ||
| Jul 20, 2019 | $10.84 | Jul 22, 2019 | $6.41 |
| Jul 22, 2019 | $2.46 | ||
| Aug 7, 2019 | $1.97 | ||
| Jul 27, 2019 | $1.97 | Aug 7, 2019 | $1.97 |
| Aug 3, 2019 | $0.00 | ||
| Aug 10, 2019 | $11.33 | Aug 17, 2019 | $4.14 |
| Aug 22, 2019 | $6.41 | ||
| Sep 2, 2019 | $0.79 | ||
| Aug 17, 2019 | $5.80 | Sep 2, 2019 | $0.19 |
| Sep 2, 2019 | $0.69 | ||
| Sep 3, 2019 | $4.93 | ||
| Aug 24, 2019 | $0.00 | ||
| Aug 31, 2019 | $0.00 | ||
| Sep 7, 2019 | $0.00 | ||
| Sep 14, 2019 | $0.00 | ||
| Sep 21, 2019 | $8.38 | Sep 22, 2019 | $4.93 |
| Sep 24, 2019 | $3.45 | ||
| Sep 28, 2019 | $0.00 | ||
| Oct 5, 2019 | $0.00 | ||
| Oct 12, 2019 | $0.00 | ||
| Oct 19, 2019 | $0.00 | ||
| Oct 26, 2019 | $0.00 | ||
| Nov 2, 2019 | $8.87 | Nov 2, 2022 | $2.41 |
| Nov 10, 2022 | $0.49 | ||
| Nov 12, 2022 | $0.99 | ||
| Nov 9, 2019 | $8.87 | ||
| Nov 16, 2019 | $8.87 | ||
| Nov 23, 2019 | $8.87 | ||
| Nov 30, 2019 | $8.87 | ||
| Dec 7, 2019 | $11.33 | ||
| Dec 14, 2019 | $11.33 | ||
| Dec 21, 2019 | $11.33 | ||
| Dec 28, 2019 | $11.33 | ||
| Jan 4, 2020 | $11.33 | ||
| Jan 11, 2020 | $11.33 | ||
| Jan 18, 2020 | $11.33 | ||
| Jan 25, 2020 | $11.33 | ||
| Feb 1, 2020 | $11.33 | ||
| Feb 8, 2020 | $11.33 | ||
| Feb 15, 2020 | $11.33 | ||
| Feb 22, 2020 | $11.33 | ||
| Feb 29, 2020 | $11.33 | ||
| Mar 7, 2020 | $11.33 | ||
| Mar 14, 2020 | $11.33 | ||
| Mar 21, 2020 | $11.33 | ||
| Mar 28, 2020 | $11.33 | ||
| Apr 4, 2020 | $11.33 | ||
| Apr 11, 2020 | $11.33 | ||
| Apr 18, 2020 | $11.33 | ||
| Apr 25, 2020 | $11.33 | ||
| May 2, 2020 | $11.33 | ||
| May 9, 2020 | $11.33 | ||
| May 16, 2020 | $11.33 | ||
| May 23, 2020 | $11.33 | ||
| May 30, 2020 | $11.33 | ||
| Jun 6, 2020 | $11.33 | ||
| Jun 13, 2020 | $11.33 | ||
| Jun 20, 2020 | $11.33 | ||
| Jun 27, 2020 | $11.33 | ||
| Jul 4, 2020 | $11.33 | ||
| Jul 11, 2020 | $11.33 | ||
| Jul 18, 2020 | $11.33 | ||
| Jul 25, 2020 | $11.33 | ||
| Aug 1, 2020 | $11.33 | ||
| Aug 8, 2020 | $11.33 | ||
| Aug 15, 2020 | $11.33 | ||
| Aug 22, 2020 | $11.33 | ||
| Aug 29, 2020 | $11.33 | ||
| Sep 5, 2020 | $8.82 | ||
Mårten Oct 25, 2017
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