Buying gas cylinders

Josphat Mwiti

Umoja 3 In Nairobi [mugunda], Kenya

100% repaid

Entrepreneur

Name

Josphat Mwiti

Location

On-time repayments

299 weekly installments  •  98%

About Me

My names are Josphat mwiti from eastern side of Kenya in Meru county,I am 32 years now married with two children .I am first born in a family of five,my dad died 9 years ago after a short illness when i was in form 3 and my mum who is peasant farmer continued paying my school fees which was hard for her but we were assisted by my local Methodist church in the village.After i did my final exam, i came to Nairobi city to look for a job and i was employed as a loader and i was able to help my mum to cater for my 2 sisters and 2 brothers .I also saved small and bought 5 second hard computers and in July 2014 i bought a small hp desk jet printer 1551 a second hard as on my photo and a hp 3 in one printer 1512 and i started my small cyber and money transfer services (Mpesa )in the Estate[NE TECH CYBER CAFE AND PHOTO STUDIO ]the name of my cyber where i offer services like printing ,typing ,laminating,binding ,photo printing and PC games for children.I also offer computer packages training but under someone college name because i have not registered my cyber as a college but is in the process by June 2015.I my self love computers ,i went to a college and did an IT course ,from there i interacted with more learned peoples especially my mentor in business who teach me a lot including basic computer repair,formatting [software and hardware] and business management. I love children's ,that's why i gave them opportunity to play on my PC but in future i will buy play game station.I live a neighborhood being a slum (KOROGOCHO) where some peoples lives is not good.I want in future to see my children living a good live and be future business peoples.My vision is to teach people entrepreneurship through IT. . By that i think there will no cry of unemployment in Kenya and entire world.

My Business

My business is mostly MONEY TRANSFER SERVICES (MPESA) A PHOTO STUDIO AND CYBER CAFE where i offer COMPUTER SERVICES like typing ,printing ,games and internet services.I also offer computer basic training for both young and old by what one can afford to pay e.g one can pay through affordable installment as agreed.Other services include online government applications like payslips,ticketing ,k.r.a pin number,passport application and driving license and more.
Computer services ,training is in demand because schools are around and my cyber is at the entrance of the estate,also schools make photocopy more demand.I choose this business to help society and make profit to help my mum to educate by brothers.In the last nine months my profit has increased by40,000ksh[400 ($) US DOLLARS] per month which is 70% growth monthly . I have used this profit to expand my business with the help of loan i get from Zindisha lenders and pay school fees for my brother.For now want to introduce sponsorship for computer training in my cyber for less able like the slums boys and girls and also to the street children because i live within a slum.MY GOD HELP ME.

Loan Proposal

Hi lenders,when i get the loan i will buy gas cylinders to increase my daily and monthly sales for my cyber cafe.One (1) six kgs cylinder of Total,K-mini Mobil (k gas)cost 350 dollars (3,500 ksh) and 12 kgs cost 80 dollars (8,000 ksh).All these cost is for second hard cylinders because they are cheaper.This brings to 350 x10 ( 6 kgs )=350 dollars +( plus ) 80 x 3 (12 kgs) =240 dollars TOTALS 590 dollars.WHICH IS 59,000 KSH.

I have saved 200 dollars which i will add to refill the cylinders and continue with my journey of success.
When i buy these cylinders i will employ one person for free home delivery and pay him/her at a commission of 25 % of the profit and as i grow on i will open more small shops and this will create more employment and in future they become employers as i introduce them to Zindisha.
This will generate more cash flow and bring in more profit .I see it bringing 200 dollars per month and this will help me in paying back the loan ,rent and cater for the family.

KINDLY LEND ME AND I PROMISE TO PAY ON TIME.
THANK YOU VERY MUCH ( ASANTE SANA )

Feedback

3

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$545.01

Date disbursed

Nov 30, 2016

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Service fee: 5% of $545.01 = $23.97

Lenders

M

marvin24

Giessen, Germany

H

Hilke

Bremen, Germany

C

Canlender1

Nanaimo, Canada

S_Begay

Allston, United States

Ishaque

New Jersey, United States

investor

Candiac, Canada

J

jkats1988

New York, United States

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

I

ideerge

Mountain View, United States

EHTHighSchool

Egg Harbor Township, United States

ErikN

Stockholm, Sweden

J

jozua

Delft, Netherlands

T

traderjohn

Baltimore, United States

H

Hynek

Brussels, Belgium

A

anonymus

Moon, United States

T

Tallago3

Munich, Germany

johnandmoliehi

Canton, New York, United States

Tamanders

North Carolina, United States

sebastienrosa

Quebec, Canada

T

ToddK

Indianapolis, IN, USA, United States

L

Lucy2012

London, United Kingdom

B

BronxJose

Bronx, United States

C

Casdjb

Toronto, Canada

B

briansedz

Canton, Ohio, United States

G

grahamfamily

Guildford, United Kingdom

A

Alexandre

Sherbrooke, Canada

DLarson

Morris, United States

D

Divergent

Bethesda, United States

Los Wade

United States

M

markusfitza

College Station, United States

D

danderson1953

Plainsboro, United States

Matthew

New York, NY, United States

Namaste250

Pittsford, United States

ads68

Melbourne, Australia

A

Aaron

Zurich, Switzerland

C

cescotet

Needham, United States

rfriedenberg

New Jersey, United States

M

mkellerman

Shanghai, China

L

lilbsedz

Raleigh, United States

panamaman

Philadelphia, United States

hugomesser

Blokker, Netherlands

fairspirit

Utrecht, Netherlands

N

netsirkd

Highland, United States

W

willemsenphilippe

Edegem, Belgium

A

amish

San Francisco, United States

T

Taupe

Balzers, Liechtenstein

M

Marod

Edmonton, Canada

EstanislaoCruz

Ewa Beach, United States

JPadgett

Chandler, United States

Hedwich

Gorssel, Netherlands

A

AndrewC

London, United Kingdom

P

Pavane

Kungsbacka, Sweden

T

ThereIsNoGod

Singapore, Singapore

soniad

Dubai, United Arab Emirates

andreatagliatti

Manchester, United Kingdom

N

nglogic

Warszawa, Poland

Richard Griebe

La Jolla, United States

E

E

Marin county, United States

M

mibrahim51

Mountain View, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

A

akshu71

Ottawa, Canada

M

Molloy

Moorpark, United States

D

DanielW

United States

T

toanvphan

United States

M

Malibu

Westwood, United States

D

drorm

United States

D

Dan

United States

jonnyhj

Stockholm, Sweden

Paul Buchheit

Mountain View, United States

lyalljellyman

Wellington, New Zealand

F

FSO

Canada

M

merk85

United States

A

ahgillett

United Kingdom

A

ajayhk

San Jose, United States

smastermind

Jerusalem, Israel

J

jbhernan

United States

mepster

San Francisco, Ca, United States

V

vbud

United States

W

wesbh89

United States

S

samanthaellen

United States

I

idris

United States

Loungin

United States

S

sarahb

United States

Adrien Norulak

Zurich, Germany

Kyle Hoback

Jersey City, NJ, United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Haim Si

Mexico, Mexico

Gab

Singapore

Dave Bogard

New York, United States

M

monty

Australia

Family Mueller

Petershagen, Germany

Robert

Sweden

Greg Howard

Reno, Nv, United States

U

Ulrich

Switzerland

Elly

Woudrichem, United Kingdom

E

erica

antwerpen, Belgium

JS

Johan Steen

Malmö, Sweden

JK

Hamburg, Germany

Kevin

San Francisco, United States

EB

Erica Brescia

United States

JD

Jeff DePree

United States

George

Corvallis, Oregon, United States

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Vratik Krocik

Prague, Czech Republic

Haroon S

United States

A

Anonymous

United States

M

Mack

Harbor, Oregon, United States

A

Andrew

United States

Salvatore Martello

New York, New York, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

Ask Josphat a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...