Buying salon product's

Felistus

Nairobi, Kenya

100% repaid

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Entrepreneur

Name

Felistus

Member since

January 2017

On-time repayments

27 installments  •  70%

About Me

I was born in Eastern province of Kenya and despite the many hardships and challenges iwas able to finish my high school and joined hairdresser college and attained a diploma as an instructor.am married and blessed with two children both in primary school.when I got married my husband opened for me a school for hairdressing and tharapy college. I wish my children to become doctors when they grow in future. I like reading magazines and watching movies.

My Business

I own a hairdressing school where I train youths on beauty and therapy. I decided to do this service so that I can develop more youths with skills and knowledge so that they can be able to employ themselves and even got employed to earn a living.i charge them affordable fees which is only$30 per month and they have to study for 6 months.and am the cheapest school in my area since live here is not of high class. I provide them with free lunch also. I use my income profit to improve my school and home improvement.I will add some equipments such as drier, steamer, blow-dryer,move to a new location to provide more space for my school's growth.The profit will also greatly improve my living standards.

Loan Proposal

I'm going to buy beauty products:-
Massage oil worth 350/=,scrubber worth300/=,and cleanser &toner worth 925/=
By buying this product I'm going to increase the customer flow in my business and also increase the profit capital. This will go along way with the future of my business and my family livelihood after increasing the profit margin.
I will be very happy to the zidisha team for the norble work.
Thanks very much.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$16.00

Date disbursed

Nov 28, 2017

Repayment status

On Time

Projected term

2 weeks

Other loans

Jan 2017:  $16

May 2017:  $94

Lenders

MarktheMormon

Sandy, Utah, United States

P

Peter

United States

Paul Buchheit

Mountain View, United States

HH

Helen Horseman

United Kingdom

ER

Ellen Ray

United States

B

bea

Australia

B

Ben

United States

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  • Felistus    Aug 22, 2018

    Hi zidisha team I have been a member of this group for some time now but the loan limit is not increasing ie from ksh9000----to ksh1 500/- . NB this loan of ksh 9000/- was fully paid and in time before they reduced the loan to 1,500/- .
    Due to this issues im requesting for a refund of the MLF amount which I had contributed of ksh 6,000/-.coz the loan amount is much more lower than the intial limit.

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    • J    Aug 22, 2018

      Dear Felistus,

      Your loan only increases only when the on time repayment score is 90% or higher. Your score is 68% so your loan didn’t increase.

      Since your last loan some things have changed. www.zidisha.org/forums/4

      One of them is the credit risk payment which is deducted from every new loan and which is refundable after a loan is fully repaid.

      If you still want to ask a refund of your MLF then you should read our FAQ www.zidisha.org/faq#faq-68. There you will find all the info about how to do that.

      This is a place where you can talk with your lenders.

      Kind regards,
      Joost
      Team Zidisha

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      • Felistus    Aug 22, 2018

        Hi zidisha,but according to my knowledge,i had paid my loan of ksh9,517 in full,w hereby you deducted ksh 6500 as members loan fund and posted ksh 2,017 to my account.You had also requested me to apply for another loan because i had fully paid.

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      • J    Aug 23, 2018

        Dear Felistus,

        Sorry I am a lender volunteer and I don’t have all the info that staff is able to see.

        My advice is to create a support ticket and ask staff for an explanation. You can do this by creating a support ticket using the help menu (www.zidisha.org/borrower/help).


        Kind regards,
        Joost
        Team Zidisha

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  • Felistus    Nov 29, 2017

    Hi my lenders, I received Your loan of ksh1,497 .I thank you very much and may the almighty God bless you,I will use the money to buy beauty products like;massage oil,scrubber,toner &cleanser.Thank you.

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  • Felistus    Oct 23, 2017

    Hi lenders.I am posting this comment to ask on my loan credit limit status. Last loan I borrowed was ksh 9000 but now you have reduced to ksh1500 yet I repayed the whole amount.How can this be? Waiting eagerly to hear from you.

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  • Felistus    Oct 23, 2017

    Hi my lenders, I am trying to apply a new loan but your server gives me back an error while saving my image.I kindly request you to help me out.Thank you.

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  • Edward    Sep 9, 2017

    I have contacted and she is willing to pay.

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  • Edward    Sep 9, 2017

    I have contacted and she is willing to pay.

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  • Felistus    Jan 24, 2017

    Thanks my lenders I received my loan of$15 on 20th January and am extremely excited for your support that I have been able to use the loan in buying stationery in my school which are now sufficient to the current population I have been able to admit this year.be blessed richly and Long live to reach More needy people.

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  • Felistus    Jan 17, 2017

    Thanks my lenders for your support be blessed richly.

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