Buying vouchers for customers

Joan

Nairobi, Kenya

Funds disbursed

$0 to go

100% funded of $38 goal

0

days left

Entrepreneur

Name

Joan

Member since

October 2018

On-time repayments

5 installments  •  80%

About Me

My name is Joan Wanjiku I was born as the second born of Wanjiru family in the rural area of kinangop where I was born and raised.in the year 2010 I came to nairobi to search for greener pastures where I lived with my elder sister. Life was hard and getting a job was proving to be futile...I landed a job at a bakery where i worked for 9hours and paid 80$ a month....i couldnt cope up with that so i quit the job. I got employed as a supermarket attendant wprking for 12hours and it paid 200$.The job was better since i could pay my bills i worked till 2014 where i got a job as a sports betting cashier. Being paid 450$.up to now i still work there.

My Business

I started farming from my savings in 2016 where I started with jus 1/8 of an acre which I planted cabbages and got a return of 400$.I reinvested the cash and added extra 200$ in a 1 acre farm but they were attacked by pest and only got 300$.I nearly lost hope but my family helped me with 600$ and a loan of 200$i planted on 2acres.I was lucky and the return was 1800$ and since then I researched and became large scale today I plant 6acres.The operation cost of farming the cabbages is roughly 2000$ and it can give a return of between 3000$ and 6000$ on low and high market prices respectively

Loan Proposal

We are in the eve of festivities and every business is coming up with a way of promoting their products and rewarding their customers
We have a plan to use gift voucher as a method of product promotion there fore by the use of this method we foresee a 32% increase in revenue

Feedback

1

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  • Liz    Dec 5, 2018

    Thank you for your timely repayments Joan, best of luck with your farm.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$37.75

Date disbursed

Jan 9, 2019

Repayment status

Late

Projected term

2 weeks

Lenders

KO

Kenneth Oram

Warrington, United Kingdom

Cambium Foundation

Kirkland, United States

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  • Joan    Dec 20, 2018

    Thank you very much for your support I promiseto use the funds for the intended purpose and repay in time

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  • Joan    Dec 18, 2018

    With your help we have been able to purchase seedlings and preparation of land we are waiting for completion of the holidays so that we can begin planting in january

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  • Joan    Nov 12, 2018

    I take this opportunity to thank you my lenders and zidisha team for your support I commit my self to paying the loan on time and using the money for the intended purposes

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  • Joan    Nov 10, 2018

    well i am very thankful for your support and helping me raise money to cultivatr a piece of land but the money wasnt enough to plough the land and plant so i am appealing to you to help me raise the money and i will be grateful

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  • Joan    Oct 31, 2018

    Thank you very much for funding my loan i will hire a tractor for plough my land so that planting begins

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  • Joan    Oct 31, 2018

    thank you very much john de wit for your generous contribution may God bless you

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  • Joan    Oct 30, 2018

    I take this opportunity to thank Zidisha and its partners for
    Helping me with a loan I purchased PVC pipes which I connected to the irrigation system in my cabbages and I am harvesting the cabbages next month I am very grateful God bless you

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