Cake bakery

Joyce

Ndola, Zambia

100% repaid

Entrepreneur

Name

Joyce

Member since

January 2021

On-time repayments

12 installments  •  25%

About Me

My name is Joyce Mzaduri a Zambian citizen. Being in the second born in a family of three and the only child, my childhood was very interesting in some way. My father was a primary school teacher and my mother was just a house wife who took very good care of her kids. I grew up in society that had norms which suggested that a woman was only brought on Earth for marriage and a male child was the one to go to school and be whatever he wanted once he completed his studies.
My brother and I attended the same school from about grade two to grade nine. I remember being amongst the 4-6 girls only present in a class of 40-50 pupils. I regarded myself as lucky because most of my friends from the neighborhood were denied the privilege of going to attain an education as the boys did. I would then after class get back home and pass on the information I understood to my friends and that would make them so happy I remember.
Mum was a very good and is still a great baker. I recall that when every body is home on a Sunday afternoon, she would always be in the kitchen baking us something we least expect. I then developed a habit of watching her bake and slowly but sure I finally got the skill.
When I learned how to prepare fritters, I first baked a few for my family and friends and was waiting for the feedback on how they tasted like, to my surprise, they all came back asking for more. This made my family proud because I had this skill just in grade five. It was jaw dropping for the community too. Until my brother asked me to make fritters to sale at school, I was first paranoid thinking nobody would even buy from me because of whatever reasons. So I the first time I made fritters to take to school, I specifically made them for the teachers who taught us various subjects and just like the first time, I waited for their response too and it was so exciting and motivating how they loved them. That's how I first started selling fritters and I'd say that was my first business, In grade five!

By the time I was in grade 10 I learnt how to bake a cake. After the completion of secondary school, my father did not have enough money to take me to school as he was still sponsoring my elder brother to get done with he's degree program. I then thought to myself that instead of waiting on my elder brother to get done, why don't I just start a business of my own? That's how I became a baker specifically for cakes.

My Business

My main business is baking cakes. I have a wide range of customers waiting on my services almost every time. Many people wonder how come I do not get tired but I tell them that it is difficult to get tired of doing something you love the most, for me that's baking. I work through orders, only if a customer makes an order that's when I get to bake. I've baked for quite a lot of events like wedding ceremonies, birthday parties, family gatherings and just many other events.
My cakes range from 450-1500 making the fruit cake the most expensive. In a week, I usually do not get anything less than 3 calls concerning orders for my cakes. I would brag that I am quite outstanding and my services are well appreciated by the general public.

Loan Proposal

I would love to buy more baking equipment for my small business. With this loan, I want to start the delivery service for the customers who make orders.
Other than that, I wish to buy more packages for my cakes and also wrapping paper just so that the food may look more attractive.

Income Source

I am blessed to say that even if the economy is a little tricky, my business has stood the taste of time because even though the pandemic is not favourable for gatherings, people still want to celebrate their birthdays as families and what's a celebration without cake?
So I already have orders lined up and already I would say that I only have a little more money left for me to make up for the loan.

Feedback

1

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None

  • Jessica    Jan 30, 2021

    Loan was repaid well in advance. All the best to you and your business Joyce

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Loan Info

Project Type

Classic Loan

Disbursed amount

$59.00

Date disbursed

Jan 22, 2021

Repayment status

On Time

Projected term

3 weeks

Lenders

JessieD

Alexandria, Va, United States

Robert D

Houston, United States

LM

Logan Max

McKinleyville, California, United States

Jessica

WA, Australia

Ask Joyce a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joyce    Jun 3, 2021

    Am running low on money please give me more time I will be able to gather up some money

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  • Joyce    Apr 29, 2021

    My friends wedding was cancelled I am looking for a new tender please forgive me

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  • John    Apr 14, 2021

    I talked to Joyce and she promised to repay something tomorrow and adjust it

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  • Joyce    Mar 8, 2021

    I received a total amount of k2015. And I am so glad thank you once again I will make sure to make all my instalments in time this time

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  • Joyce    Mar 7, 2021

    Hey mis Kathleen thank you very much for funding my loan in such a short period of time I am very glad. I can't wait to start the preparations and to get all the necessities thank you once aganin

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  • Kathleen Kline    Mar 7, 2021

    Joyce, best wishes for all your endeavors!

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  • Joyce    Mar 6, 2021

    First and foremost I would like to let my lenders know that I am very glad that all the hair I ordered for has been sold out and as soon as my customers made their payments I came straight here to repay my loan. I have been very sad because I was not able to pay the loan on time I am very sorry for that I was just delayed by the unfortunate incident that happened to me. Thank you my lenders and am sorry once again

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  • Joyce    Mar 4, 2021

    Lately I have been a little busy selling the hair I ordered from China. I had a very unfortunate incident. The hair I had ordered for from China took long to arrive initially after I placed the order the agent who was supposed to transport my hair from China to zambia was a fraud and so I had to contact the hair company after 17 days because my good had not yet been delivered. Luckily they followed up my case and refunded me and so I received the hair 3 days ago. I want to apologise for being quiet and not updating you but as soon as I am done delivering the orders to my customers I will be able to repay the loan thank you for your patience

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  • Joyce    Feb 1, 2021

    thank you very much for finding my lunch so quickly I am very grateful I will use the money to buy hair from China as I had already stated I'm very grateful for your help and support may the Lord bless you

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  • Joyce    Jan 22, 2021

    I will buy baking equipments with this money it will help me be more efficient with my baking thank you very much to all my beautiful lenders

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