Francis
Siloba, Bungoma, Kenya
72% repaid
Name
Francis
Member since
May 2015
On-time repayments
178 installments • 53%
I was born in Western province to Jackson Wafula and Elemina Wafula of Siloba village.They raised me and 3 other brothers and four sisters through sheer hard work.
We grew up walking miles,barefoot to the nearest primary school,Siritanyi primary school where i worked hard and managed to pass my national exams after eight years of primary school.I later joined St Anthonys secondary school and my parents who were racked by years of toil struggled to pay my school fees on and off until i finally did my exams.I was constantly sent away from school for lack of fees and sometimes at home they had stretched themselves to the point of lacking food at times.However i managed to pass my exams although because of lack of fees and the need to educate the others i managed to join college a few years later after high school. The experience i had growing strengthened my resolve to make it in life asi remember the single bowl of porridge we grew up sharing in the evenings under a tin lamp of kerosene.
I started a barbershop immediately after high school, and helped my parents educate my brothers and sisters from the proceeds earned.I usually give haircuts at 25 US cts and charge half of that for childrens haircuts.I also do blowdrying for womens hair but have need of my own blowdrier to do the service without hiring one from a neighbor at 1$ per client i serve.I also charge mobile phones at the back of my single room barbershop as many people here do not have electricity in their homes. In a day i usually make around 16$ in a month having paid off rent at 6$ each month.This barbershop has enabled me to buy my own plot of land in which i grow maize and beans and educate my two boys and one girl.
Given the loan by zidisha team, I will purchase two modern rotating chairs each at $150 and a shaving machine at $ 80 this will make the customers more comfortable and also competing my competitors for this modern world. The tools bought will maintain my customers and also reduce the queue of customers waiting for services. However, I will offer some opportunity to one of the community member to curb the poverty level. The percentage increase that I expect should move to 40%.
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Project Type
Classic Loan
Disbursed amount
$383.00
Date disbursed
Apr 12, 2016
Repayment status
Late
Projected term
32 months
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