Chairs and shaving machine for better services
Francis
Siloba, Bungoma, Kenya
72% repaid
Entrepreneur
Name
Francis
Member since
May 2015
On-time repayments
178 installments • 53%
About Me
I was born in Western province to Jackson Wafula and Elemina Wafula of Siloba village.They raised me and 3 other brothers and four sisters through sheer hard work.
We grew up walking miles,barefoot to the nearest primary school,Siritanyi primary school where i worked hard and managed to pass my national exams after eight years of primary school.I later joined St Anthonys secondary school and my parents who were racked by years of toil struggled to pay my school fees on and off until i finally did my exams.I was constantly sent away from school for lack of fees and sometimes at home they had stretched themselves to the point of lacking food at times.However i managed to pass my exams although because of lack of fees and the need to educate the others i managed to join college a few years later after high school. The experience i had growing strengthened my resolve to make it in life asi remember the single bowl of porridge we grew up sharing in the evenings under a tin lamp of kerosene.
My Business
I started a barbershop immediately after high school, and helped my parents educate my brothers and sisters from the proceeds earned.I usually give haircuts at 25 US cts and charge half of that for childrens haircuts.I also do blowdrying for womens hair but have need of my own blowdrier to do the service without hiring one from a neighbor at 1$ per client i serve.I also charge mobile phones at the back of my single room barbershop as many people here do not have electricity in their homes. In a day i usually make around 16$ in a month having paid off rent at 6$ each month.This barbershop has enabled me to buy my own plot of land in which i grow maize and beans and educate my two boys and one girl.
Loan Proposal
Given the loan by zidisha team, I will purchase two modern rotating chairs each at $150 and a shaving machine at $ 80 this will make the customers more comfortable and also competing my competitors for this modern world. The tools bought will maintain my customers and also reduce the queue of customers waiting for services. However, I will offer some opportunity to one of the community member to curb the poverty level. The percentage increase that I expect should move to 40%.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$383.00
Date disbursed
Apr 12, 2016
Repayment status
Late
Projected term
32 months
Other loans
Lenders
Chicago, United States
United States
United States
United Kingdom
Pittsburgh, United States
Summary
Amount repaid
$290.11
Amount remaining
$112.04
Expected completion
Dec 23, 2018
Status
Repaying late
Installment amount
$3.02
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 24, 2016 | $7.05 | Apr 24, 2016 | $7.05 |
| May 1, 2016 | $7.05 | May 1, 2016 | $7.05 |
| May 8, 2016 | $7.05 | May 8, 2016 | $7.05 |
| May 15, 2016 | $7.05 | May 15, 2016 | $7.05 |
| May 22, 2016 | $7.05 | May 22, 2016 | $7.05 |
| May 29, 2016 | $7.05 | May 29, 2016 | $7.05 |
| Jun 5, 2016 | $4.03 | Jun 5, 2016 | $4.03 |
| Jun 12, 2016 | $4.03 | Jun 11, 2016 | $4.03 |
| Jun 19, 2016 | $4.03 | Jun 18, 2016 | $4.03 |
| Jun 26, 2016 | $4.03 | Jun 25, 2016 | $4.03 |
| Jul 3, 2016 | $4.03 | Jul 3, 2016 | $4.03 |
| Jul 10, 2016 | $4.03 | Jul 10, 2016 | $4.03 |
| Jul 17, 2016 | $4.03 | Jul 22, 2016 | $4.03 |
| Jul 24, 2016 | $4.03 | Jul 29, 2016 | $4.03 |
| Jul 31, 2016 | $4.03 | Jul 30, 2016 | $4.03 |
| Aug 7, 2016 | $4.03 | Aug 6, 2016 | $4.03 |
| Aug 14, 2016 | $4.03 | Aug 14, 2016 | $4.03 |
| Aug 21, 2016 | $4.03 | Aug 18, 2016 | $4.03 |
| Aug 28, 2016 | $4.03 | Aug 28, 2016 | $4.03 |
| Sep 4, 2016 | $4.03 | Sep 3, 2016 | $4.03 |
| Sep 11, 2016 | $5.04 | Sep 11, 2016 | $5.04 |
| Sep 18, 2016 | $5.04 | Sep 18, 2016 | $5.04 |
| Sep 25, 2016 | $5.04 | Sep 25, 2016 | $5.04 |
| Oct 2, 2016 | $5.04 | Oct 2, 2016 | $5.04 |
| Oct 9, 2016 | $5.04 | Oct 9, 2016 | $5.04 |
| Oct 16, 2016 | $5.04 | Oct 16, 2016 | $5.04 |
| Oct 23, 2016 | $5.04 | Oct 24, 2016 | $5.04 |
| Oct 30, 2016 | $5.04 | Nov 4, 2016 | $5.04 |
| Nov 6, 2016 | $5.04 | Nov 10, 2016 | $5.04 |
| Nov 13, 2016 | $5.04 | Nov 15, 2016 | $5.04 |
| Nov 20, 2016 | $5.04 | Nov 26, 2016 | $5.04 |
| Nov 27, 2016 | $0.00 | ||
| Dec 4, 2016 | $0.00 | ||
| Dec 11, 2016 | $4.03 | Dec 18, 2016 | $4.03 |
| Dec 18, 2016 | $4.03 | Dec 27, 2016 | $4.03 |
| Dec 25, 2016 | $4.03 | Dec 31, 2016 | $4.03 |
| Jan 1, 2017 | $4.03 | Jan 14, 2017 | $4.03 |
| Jan 8, 2017 | $4.03 | Jan 23, 2017 | $4.03 |
| Jan 15, 2017 | $4.03 | Jan 31, 2017 | $4.03 |
| Jan 22, 2017 | $4.03 | Feb 7, 2017 | $4.03 |
| Jan 29, 2017 | $4.03 | Feb 12, 2017 | $4.03 |
| Feb 5, 2017 | $0.00 | ||
| Feb 12, 2017 | $0.00 | ||
| Feb 19, 2017 | $0.00 | ||
| Feb 26, 2017 | $3.02 | Mar 5, 2017 | $3.02 |
| Mar 5, 2017 | $3.02 | Mar 14, 2017 | $3.02 |
| Mar 12, 2017 | $3.02 | Mar 14, 2017 | $3.02 |
| Mar 19, 2017 | $3.02 | Mar 25, 2017 | $3.02 |
| Mar 26, 2017 | $3.02 | Mar 25, 2017 | $3.02 |
| Apr 2, 2017 | $3.02 | Apr 3, 2017 | $3.02 |
| Apr 9, 2017 | $3.02 | Apr 7, 2017 | $3.02 |
| Apr 16, 2017 | $3.02 | Apr 23, 2017 | $3.02 |
| Apr 23, 2017 | $3.02 | May 8, 2017 | $3.02 |
| Apr 30, 2017 | $3.02 | May 12, 2017 | $3.02 |
| May 7, 2017 | $3.02 | May 22, 2017 | $3.02 |
| May 14, 2017 | $3.02 | May 28, 2017 | $3.02 |
| May 21, 2017 | $3.02 | Jun 6, 2017 | $3.02 |
| May 28, 2017 | $0.00 | ||
| Jun 4, 2017 | $0.00 | ||
| Jun 11, 2017 | $0.00 | ||
| Jun 18, 2017 | $0.00 | ||
| Jun 25, 2017 | $0.00 | ||
| Jul 2, 2017 | $2.01 | Jul 25, 2017 | $2.01 |
| Jul 9, 2017 | $2.01 | Aug 4, 2017 | $2.01 |
| Jul 16, 2017 | $2.01 | Aug 5, 2017 | $2.01 |
| Jul 23, 2017 | $2.01 | Aug 14, 2017 | $2.01 |
| Jul 30, 2017 | $2.01 | Aug 23, 2017 | $2.01 |
| Aug 6, 2017 | $2.01 | Aug 29, 2017 | $2.01 |
| Aug 13, 2017 | $2.01 | Aug 29, 2017 | $2.01 |
| Aug 20, 2017 | $2.01 | Aug 29, 2017 | $2.01 |
| Aug 27, 2017 | $2.01 | Sep 10, 2017 | $2.01 |
| Sep 3, 2017 | $2.01 | Sep 10, 2017 | $2.01 |
| Sep 10, 2017 | $2.01 | Sep 10, 2017 | $2.01 |
| Sep 17, 2017 | $2.01 | Sep 10, 2017 | $2.01 |
| Sep 24, 2017 | $2.01 | Sep 10, 2017 | $2.01 |
| Oct 1, 2017 | $2.01 | Sep 17, 2017 | $2.01 |
| Oct 8, 2017 | $2.01 | Sep 23, 2017 | $2.01 |
| Oct 15, 2017 | $2.01 | Oct 9, 2017 | $2.01 |
| Oct 22, 2017 | $2.01 | Oct 12, 2017 | $2.01 |
| Oct 29, 2017 | $2.01 | Oct 30, 2017 | $2.01 |
| Nov 5, 2017 | $2.01 | Nov 6, 2017 | $2.01 |
| Nov 12, 2017 | $2.01 | Nov 15, 2017 | $2.01 |
| Nov 19, 2017 | $2.01 | Nov 30, 2017 | $2.01 |
| Nov 26, 2017 | $2.01 | Nov 30, 2017 | $2.01 |
| Dec 3, 2017 | $2.01 | Dec 21, 2017 | $2.01 |
| Dec 10, 2017 | $2.01 | Jan 3, 2018 | $2.01 |
| Dec 17, 2017 | $2.01 | Jan 21, 2018 | $2.01 |
| Dec 24, 2017 | $2.01 | Feb 7, 2018 | $2.01 |
| Dec 31, 2017 | $2.01 | Feb 7, 2018 | $2.01 |
| Jan 7, 2018 | $2.01 | Feb 15, 2018 | $2.01 |
| Jan 14, 2018 | $2.01 | Feb 18, 2018 | $2.01 |
| Jan 21, 2018 | $2.01 | Mar 12, 2018 | $2.01 |
| Jan 28, 2018 | $2.01 | Mar 22, 2018 | $2.01 |
| Feb 4, 2018 | $2.01 | Apr 2, 2018 | $2.01 |
| Feb 11, 2018 | $0.00 | ||
| Feb 18, 2018 | $0.00 | ||
| Feb 25, 2018 | $0.00 | ||
| Mar 4, 2018 | $0.00 | ||
| Mar 11, 2018 | $0.00 | ||
| Mar 18, 2018 | $0.00 | ||
| Mar 25, 2018 | $0.00 | ||
| Apr 1, 2018 | $0.00 | ||
| Apr 8, 2018 | $3.02 | ||
| Apr 15, 2018 | $3.02 | ||
| Apr 22, 2018 | $3.02 | ||
| Apr 29, 2018 | $3.02 | ||
| May 6, 2018 | $3.02 | ||
| May 13, 2018 | $3.02 | ||
| May 20, 2018 | $3.02 | ||
| May 27, 2018 | $3.02 | ||
| Jun 3, 2018 | $3.02 | ||
| Jun 10, 2018 | $3.02 | ||
| Jun 17, 2018 | $3.02 | ||
| Jun 24, 2018 | $3.02 | ||
| Jul 1, 2018 | $3.02 | ||
| Jul 8, 2018 | $3.02 | ||
| Jul 15, 2018 | $3.02 | ||
| Jul 22, 2018 | $3.02 | ||
| Jul 29, 2018 | $3.02 | ||
| Aug 5, 2018 | $3.02 | ||
| Aug 12, 2018 | $3.02 | ||
| Aug 19, 2018 | $3.02 | ||
| Aug 26, 2018 | $3.02 | ||
| Sep 2, 2018 | $3.02 | ||
| Sep 9, 2018 | $3.02 | ||
| Sep 16, 2018 | $3.02 | ||
| Sep 23, 2018 | $3.02 | ||
| Sep 30, 2018 | $3.02 | ||
| Oct 7, 2018 | $3.02 | ||
| Oct 14, 2018 | $3.02 | ||
| Oct 21, 2018 | $3.02 | ||
| Oct 28, 2018 | $3.02 | ||
| Nov 4, 2018 | $3.02 | ||
| Nov 11, 2018 | $3.02 | ||
| Nov 18, 2018 | $3.02 | ||
| Nov 25, 2018 | $3.02 | ||
| Dec 2, 2018 | $3.02 | ||
| Dec 9, 2018 | $3.02 | ||
| Dec 16, 2018 | $3.02 | ||
| Dec 23, 2018 | $0.23 | ||
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