Entrepreneur
Name
Japhet
Member since
February 2017
On-time repayments
148 installments • 30%
About Me
My names are Japhet SIALYOBO Kasiya born in a polygamist marriage. My Father is married to five wives but they got divorced with my mother. We move to Mazabuka with my Mother from KALOMO town. My mom then got married again and in 1995 I started school and completed at a High school within the same town at At edmunds school. I went to Evelyn Home college under sponsorship because my step Father was a bricklayer and could not manage to sponsor me. Therefore I was lucky to be put under the bursary. After I completed school there was no employment and I just started working on other people laptops. I raised some money and started going to joberg South Africa but because of the cost of transport I stopped and concentrated on repairing, though now am just buying from the local suppliers. My dream is to setup a big computer shop so that people are well acquainted with ICT. Mazabuka is one of the fastest growing towns. People speak English with Tonga as the local language. Am happily married with one kid. Am a Seventh day Adventist so every Saturday i go to church with my wife and besides that, I also have started keeping chicken, guine fowl and turkeys on a small farm in the outskirts of town. I plan to expand this later.
My Business
Laptop Reseller and Repairer. I did computer systems engineering at Evelyn Home college diploma level. I opened a repairing shop and I also order laptops from Lusaka Zambia and resell here in Malaysia Zambia. The computer business is going on so well all what is needed is capital to boost the Business. The loan will also help me order computer spare parts such as batteries, power packs, Rams, webcames, hardrives etc.
Loan Proposal
I plan to Order Laptops and computer accessories for the Business in order to boost my business by increasing the injected capital. The Laptops will be bought from Lusaka the capital of Zambia and then resell them within Zambia in Mazabuka specifically where I reside. The Approximate prices for the said items are as follows :
QUANTITY UNIT COST TOTAL
Laptops X2. $200. $400
Batteries X3. $25. $75
Power packs x5 $10. $50
Laptop bags x2. $10. $20
TOTAL COST. $545
I currently have a Capital of about $800 , once I have acquired an additional capital my business will now stabilise because I will no longer have to wait for my merchandise to finish before placing the order.
The Total Profit which will be raised per single Business transaction will be as follows.
ITEMS T/COST SELLING PROFIT
.............. ................ ................ ................
laptops. $400 $500. $100
Batteries $75. $105. $30
Power packs $50. $75. $25
Laptop bags $20. $30. $10
TOTAL. $545 $710 $165
Thank you so much and may God bless you.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$521.00
Date disbursed
Feb 9, 2018
Repayment status
Late
Projected term
24 months
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Summary
Amount repaid
$108.82
Amount remaining
$412.68
Expected completion
Feb 21, 2020
Status
Repaying late
Installment amount
$2.05
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 16, 2018 | $25.66 | Feb 19, 2018 | $25.66 |
| Feb 23, 2018 | $2.05 | Feb 23, 2018 | $2.05 |
| Mar 2, 2018 | $2.05 | Mar 5, 2018 | $2.05 |
| Mar 9, 2018 | $2.05 | Mar 5, 2018 | $2.05 |
| Mar 16, 2018 | $2.05 | Apr 1, 2018 | $2.05 |
| Mar 23, 2018 | $2.05 | Apr 1, 2018 | $2.05 |
| Mar 30, 2018 | $2.05 | Apr 12, 2018 | $2.05 |
| Apr 6, 2018 | $2.05 | Apr 12, 2018 | $2.05 |
| Apr 13, 2018 | $2.05 | Apr 12, 2018 | $2.05 |
| Apr 20, 2018 | $2.05 | Apr 12, 2018 | $2.05 |
| Apr 27, 2018 | $2.05 | Apr 12, 2018 | $2.05 |
| May 4, 2018 | $2.05 | May 9, 2018 | $2.05 |
| May 11, 2018 | $2.05 | May 9, 2018 | $2.05 |
| May 18, 2018 | $2.05 | Jun 13, 2018 | $2.05 |
| May 25, 2018 | $2.05 | Jun 13, 2018 | $2.05 |
| Jun 1, 2018 | $2.05 | Jun 13, 2018 | $2.05 |
| Jun 8, 2018 | $2.05 | Jun 13, 2018 | $2.05 |
| Jun 15, 2018 | $2.05 | Jun 13, 2018 | $2.05 |
| Jun 22, 2018 | $2.05 | Jul 1, 2018 | $2.05 |
| Jun 29, 2018 | $2.05 | Jul 1, 2018 | $2.05 |
| Jul 6, 2018 | $2.05 | Jul 19, 2018 | $2.05 |
| Jul 13, 2018 | $2.05 | Jul 19, 2018 | $2.05 |
| Jul 20, 2018 | $2.05 | Jul 19, 2018 | $1.03 |
| Aug 23, 2018 | $1.03 | ||
| Jul 27, 2018 | $2.05 | Aug 23, 2018 | $2.05 |
| Aug 3, 2018 | $2.05 | Aug 31, 2018 | $2.05 |
| Aug 10, 2018 | $2.05 | Aug 31, 2018 | $1.03 |
| Sep 9, 2018 | $1.03 | ||
| Aug 17, 2018 | $2.05 | Sep 9, 2018 | $2.05 |
| Aug 24, 2018 | $2.05 | Sep 22, 2018 | $2.05 |
| Aug 31, 2018 | $2.05 | Sep 22, 2018 | $2.05 |
| Sep 7, 2018 | $2.05 | Oct 12, 2018 | $2.05 |
| Sep 14, 2018 | $2.05 | Oct 12, 2018 | $2.05 |
| Sep 21, 2018 | $2.05 | Oct 12, 2018 | $1.03 |
| Oct 25, 2018 | $1.03 | ||
| Sep 28, 2018 | $2.05 | Oct 25, 2018 | $2.05 |
| Oct 5, 2018 | $2.05 | Oct 25, 2018 | $1.03 |
| Dec 20, 2018 | $1.03 | ||
| Oct 12, 2018 | $2.05 | Dec 20, 2018 | $1.03 |
| Feb 2, 2019 | $1.03 | ||
| Oct 19, 2018 | $2.05 | Feb 2, 2019 | $1.03 |
| Mar 4, 2019 | $1.03 | ||
| Oct 26, 2018 | $2.05 | Mar 4, 2019 | $2.05 |
| Nov 2, 2018 | $2.05 | Mar 4, 2019 | $2.05 |
| Nov 9, 2018 | $2.05 | Mar 4, 2019 | $2.05 |
| Nov 16, 2018 | $2.05 | Mar 4, 2019 | $2.05 |
| Nov 23, 2018 | $2.05 | Mar 4, 2019 | $1.03 |
| Apr 6, 2019 | $1.03 | ||
| Nov 30, 2018 | $2.05 | Apr 6, 2019 | $1.03 |
| Dec 7, 2018 | $2.05 | ||
| Dec 14, 2018 | $2.05 | ||
| Dec 21, 2018 | $2.05 | ||
| Dec 28, 2018 | $2.05 | ||
| Jan 4, 2019 | $2.05 | ||
| Jan 11, 2019 | $2.05 | ||
| Jan 18, 2019 | $2.05 | ||
| Jan 25, 2019 | $2.05 | ||
| Feb 1, 2019 | $2.05 | ||
| Feb 8, 2019 | $2.05 | ||
| Feb 15, 2019 | $2.05 | ||
| Feb 22, 2019 | $2.05 | ||
| Mar 1, 2019 | $2.05 | ||
| Mar 8, 2019 | $2.05 | ||
| Mar 15, 2019 | $2.05 | ||
| Mar 22, 2019 | $2.05 | ||
| Mar 29, 2019 | $2.05 | ||
| Apr 5, 2019 | $2.05 | ||
| Apr 12, 2019 | $2.05 | ||
| Apr 19, 2019 | $2.05 | ||
| Apr 26, 2019 | $2.05 | ||
| May 3, 2019 | $2.05 | ||
| May 10, 2019 | $2.05 | ||
| May 17, 2019 | $2.05 | ||
| May 24, 2019 | $2.05 | ||
| May 31, 2019 | $2.05 | ||
| Jun 7, 2019 | $2.05 | ||
| Jun 14, 2019 | $2.05 | ||
| Jun 21, 2019 | $2.05 | ||
| Jun 28, 2019 | $2.05 | ||
| Jul 5, 2019 | $2.05 | ||
| Jul 12, 2019 | $2.05 | ||
| Jul 19, 2019 | $2.05 | ||
| Jul 26, 2019 | $2.05 | ||
| Aug 2, 2019 | $2.05 | ||
| Aug 9, 2019 | $2.05 | ||
| Aug 16, 2019 | $2.05 | ||
| Aug 23, 2019 | $2.05 | ||
| Aug 30, 2019 | $2.05 | ||
| Sep 6, 2019 | $2.05 | ||
| Sep 13, 2019 | $2.05 | ||
| Sep 20, 2019 | $2.05 | ||
| Sep 27, 2019 | $2.05 | ||
| Oct 4, 2019 | $2.05 | ||
| Oct 11, 2019 | $2.05 | ||
| Oct 18, 2019 | $2.05 | ||
| Oct 25, 2019 | $2.05 | ||
| Nov 1, 2019 | $2.05 | ||
| Nov 8, 2019 | $2.05 | ||
| Nov 15, 2019 | $2.05 | ||
| Nov 22, 2019 | $2.05 | ||
| Nov 29, 2019 | $2.05 | ||
| Dec 6, 2019 | $2.05 | ||
| Dec 13, 2019 | $2.05 | ||
| Dec 20, 2019 | $2.05 | ||
| Dec 27, 2019 | $2.05 | ||
| Jan 3, 2020 | $2.05 | ||
| Jan 10, 2020 | $2.05 | ||
| Jan 17, 2020 | $2.05 | ||
| Jan 24, 2020 | $2.05 | ||
| Jan 31, 2020 | $2.05 | ||
| Feb 7, 2020 | $2.05 | ||
| Feb 14, 2020 | $2.05 | ||
| Feb 21, 2020 | $282.31 | ||
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