Continued expansion for my cyber cafe

Damaris

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Damaris

Member since

July 2017

On-time repayments

111 installments  •  58%

About Me

My n.ame is Damaris. populary known as Dama by my friends, I'm a single mother of two boys that I have raised through all my ups and downs. I was raised in Mukurweini constituency in Nyeri county. I went to high school in Tumutumu girls in Nyeri I passed my O levels exams later I joined Temple college where I did secretarial studies. I was then fortunate enough to get employment at Jomo Kenyatta foundation, a publishing firm in Kenya. I worked as a secretary and clerk. My rank in the company rose through the years, as i was a dedicated, hard working and competent in my job. Unfortunately I was prematurely retrenched as the company was getting to grips with the digital era that forced it to downsize. On top of the company through bureaucracy and corruption refused to pay our dues. We filled a court case my friends and I. In the process we lost a lot of money and time of the litigation process. I thus decided to go my own way and use my skills to make money on my own without depending on employment. partly this was because of necessity. And God has been good to me thus far. With my skills I opened a small office that has grown through the years to become a small cyber cafe. With my skills I bridge the gap of computer illiterate people, e.g. boda boda riders in filling out forms and helping them achieve their goals. The people in my area have the utmost trust in me because of my competence, friendliness and resourcefulness. therefore they have entrusted me to many of their Sacco as treasurer, secretary and chair lady.. I am also was an evagelism team treasurer at P.C.E.A Ngundu church. I am an active member in many self help groups and i donate my expertise to help the needy access to government help at no fee. especially the marginalized in the community. Am a community Health Voulonteer. I love traveling and prayer.

My Business

I had a Cybre cafe where i offered various services like typing, scanning, printing and lamination. These services have gone down due to school having bought computers and many people are in the same business i have thought it wise to start another business of selling cereals to our community. I would love to buy cereals.Now there is more need than ever for me to expand the business because i have a market nice that Those who entrusted my services have bought computers and a government IT schooI has been opened in our area adjacent to my business. Parts of my profits i actively engage them in Gods service to the marginalized.other times I work as a CHV dealing with affected& infected mothers and children with HIV. If I get this loan will start, with selling of Vegetables, potatoes cereals, etc. Due some problems I went down financially but I believe God is opening another chance. God bless all my mentors I enjoyed the time we had together.

Loan Proposal

Dear lenders, thank you once again for your support. Ever since i joined zidisha, you have continued to see me through my expansion journey. My goal has always been one computer at a time. I hope to have a big establishment in the future that will offer cyber services to more than 20 people at a time. I have added a few more computers to my shop, and my business is doing well. This has enabled me to keep a good performance record with zidisha. If i am fortunate enough to get funded, i will add an
extra computer (computer number 2 out of my goal of 4) and another printing machine. More customers will mean that i would need to cater to the extra demand in printing and photocopying requests. the total cost will be 30,000ksh. i will use the remaining amount to buy more stationary for my cyber cafe.

Feedback

1

None

None

  • David    Jan 16, 2020

    Loan was originally scheduled to take three months. Repayments were smaller and slower than planned, but the loan was fully paid in 20 months. Comments in the Discussion section explained several challenges to the business. I admire your commitment to your lenders.

    Log in to reply • Share


Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$276.00

Date disbursed

May 8, 2018

Repayment status

On Time

Projected term

20 months

Lenders

David

Canada

Paul Buchheit

Mountain View, United States

Ryan Agnew

Australia

Ask Damaris a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Summary

Amount repaid

$276.41

Amount remaining

$0.00

Date repaid

Jan 2, 2020

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
May 15, 2018 $21.68 Jun 8, 2018 $19.71
Jun 17, 2018 $1.97
May 22, 2018 $12.81 Jun 17, 2018 $7.88
Jun 25, 2018 $4.93
May 29, 2018 $0.00
Jun 5, 2018 $0.00
Jun 12, 2018 $0.00
Jun 19, 2018 $0.00
Jun 26, 2018 $0.00
Jul 3, 2018 $4.44 Jul 4, 2018 $4.44
Jul 10, 2018 $4.44 Jul 4, 2018 $4.44
Jul 17, 2018 $4.44 Jul 4, 2018 $0.97
Jul 13, 2018 $3.48
Jul 24, 2018 $4.44 Jul 13, 2018 $4.44
Jul 31, 2018 $4.44 Jul 13, 2018 $1.93
Jul 30, 2018 $2.51
Aug 7, 2018 $21.68 Jul 30, 2018 $7.34
Aug 13, 2018 $14.34
Aug 14, 2018 $21.68 Aug 13, 2018 $0.44
Aug 15, 2018 $3.94
Aug 19, 2018 $4.93
Sep 4, 2018 $9.85
Sep 18, 2018 $2.51
Aug 21, 2018 $21.68 Sep 18, 2018 $7.34
Oct 19, 2018 $14.34
Aug 28, 2018 $5.37 Oct 19, 2018 $5.37
Sep 4, 2018 $0.00
Sep 11, 2018 $0.00
Sep 18, 2018 $0.00
Sep 25, 2018 $0.00
Oct 2, 2018 $0.00
Oct 9, 2018 $0.00
Oct 16, 2018 $0.00
Oct 23, 2018 $0.00
Oct 30, 2018 $0.00
Nov 6, 2018 $0.00
Nov 13, 2018 $0.99 Nov 12, 2018 $0.99
Nov 20, 2018 $0.99 Nov 12, 2018 $0.99
Nov 27, 2018 $0.99 Nov 12, 2018 $0.99
Dec 4, 2018 $0.99 Nov 17, 2018 $0.99
Dec 11, 2018 $0.99 Nov 17, 2018 $0.99
Dec 18, 2018 $5.91 Nov 22, 2018 $1.97
Nov 27, 2018 $1.97
Dec 8, 2018 $1.97
Dec 25, 2018 $0.00
Jan 1, 2019 $1.97 Jan 1, 2019 $1.97
Jan 8, 2019 $1.97 Jan 15, 2019 $1.97
Jan 15, 2019 $1.97 Jan 15, 2019 $1.97
Jan 22, 2019 $1.97 Jan 26, 2019 $1.97
Jan 29, 2019 $1.97 Feb 6, 2019 $1.97
Feb 5, 2019 $11.83 Feb 6, 2019 $1.97
Mar 20, 2019 $9.85
Feb 12, 2019 $0.00
Feb 19, 2019 $0.00
Feb 26, 2019 $0.00
Mar 5, 2019 $0.00
Mar 12, 2019 $0.00
Mar 19, 2019 $0.00
Mar 26, 2019 $1.97 Mar 23, 2019 $1.97
Apr 2, 2019 $1.97 Mar 23, 2019 $0.49
Mar 27, 2019 $1.48
Apr 9, 2019 $1.97 Mar 27, 2019 $1.97
Apr 16, 2019 $1.97 Mar 27, 2019 $1.48
Mar 30, 2019 $0.49
Apr 23, 2019 $1.97 Mar 30, 2019 $1.48
Apr 2, 2019 $0.49
Apr 30, 2019 $21.68 Apr 2, 2019 $1.97
Apr 9, 2019 $2.96
Apr 25, 2019 $1.97
May 1, 2019 $4.93
May 11, 2019 $9.85
May 7, 2019 $11.83 May 19, 2019 $3.94
May 26, 2019 $4.93
May 31, 2019 $2.96
May 14, 2019 $0.00
May 21, 2019 $0.00
May 28, 2019 $0.00
Jun 4, 2019 $0.00
Jun 11, 2019 $1.97 Jun 8, 2019 $1.97
Jun 18, 2019 $1.97 Jun 8, 2019 $1.97
Jun 25, 2019 $1.97 Jun 8, 2019 $0.49
Jun 20, 2019 $1.48
Jul 2, 2019 $1.97 Jun 20, 2019 $1.48
Jul 2, 2019 $0.49
Jul 9, 2019 $1.97 Jul 2, 2019 $1.97
Jul 16, 2019 $3.45 Jul 2, 2019 $3.45
Jul 23, 2019 $1.97 Aug 2, 2019 $1.97
Jul 30, 2019 $1.97 Aug 2, 2019 $1.97
Aug 6, 2019 $1.97 Aug 31, 2019 $1.97
Aug 13, 2019 $1.97 Aug 31, 2019 $1.97
Aug 20, 2019 $1.97 Sep 20, 2019 $1.97
Aug 27, 2019 $0.00
Sep 3, 2019 $0.00
Sep 10, 2019 $0.00
Sep 17, 2019 $0.00
Sep 24, 2019 $1.97 Sep 26, 2019 $1.97
Oct 1, 2019 $1.97 Oct 3, 2019 $1.97
Oct 8, 2019 $1.97 Oct 9, 2019 $1.97
Oct 15, 2019 $1.97 Nov 2, 2019 $1.97
Oct 22, 2019 $0.00
Oct 29, 2019 $0.00
Nov 5, 2019 $0.00
Nov 12, 2019 $0.00
Nov 19, 2019 $0.00
Nov 26, 2019 $0.00
Dec 3, 2019 $2.96 Dec 4, 2019 $2.96
Dec 10, 2019 $2.96 Dec 4, 2019 $1.97
Dec 12, 2019 $0.99
Dec 17, 2019 $2.96 Dec 12, 2019 $2.96
Dec 24, 2019 $2.96 Dec 12, 2019 $2.96
Dec 31, 2019 $2.96 Dec 12, 2019 $2.96
Jan 7, 2020 $21.68 Jan 2, 2020 $21.68
Jan 14, 2020 $5.91 Jan 2, 2020 $5.91

Loading...