Cybercafé (and farming)

Chemochok

Nakuru- Githima, Kenya

68% repaid

Entrepreneur

Name

Chemochok

Member since

August 2014

On-time repayments

295 installments  •  50%

About Me

I grew up in christian based family and from a humble background, challenges in life have made me learn a lot of thinks and even facing issues as they come. i am a determined person and focus on all the goals i strive to achieve, i am a higher diploma holder in human resource management and a diploma holder in business administration and currently enrolling for a degree program in B COM. being a trained technical teacher and subsequent employment in private sector as a tutor, i managed to raise some funds to star up a books shop. the business was able to pick since the surrounding community treasure education so much and 99% of the population are literate. my hobby is reading and watching movies and currently am planning of setting up a private library for research.

My Business

the business offers goods like text books, exercise books, novels and many mores, services include printing and photocopying services among others.
the above products are in demand since the business is located in place where there are a lot of schools staring from preparatory schools up to colleges and these have boosted the demand for my products.i decided to venture in this kind of business because i value education and i wish to ensure that every person within my community
have knowledge and advance in learning. the business is able to raise a profit of between Ksh. 5,000-15,000 per week depending with the sales of the week, these profit is ploughn back to the business for development.

Loan Proposal

with the loan i am applying for i am planning to purchase four extra computers for my cyber so as to have more classes for computer practicals. the cost for each computer is estimated to be at Ksh. 12,000 costing a total of Ksh. 48,000 and the rest amount will be used to upgrade my internet bandwidth so as to be able to serve all my customers comfortably.
am so grateful for the support and zidisha is the place to be as fur financial support is concern. thanks

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$617.00

Date disbursed

Jul 2, 2017

Repayment status

Late

Projected term

47 months

Lenders

IA

Ismini and Jerry

Stamford, USA, United States

G

GoughGirl

Washington, Dc, United States

jtreyes

United States

PG

Paul Graham

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

CN

Craig Newmark

United States

MC

Martin Carmouze

Sterling, United States

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  • Chemochok    Oct 1, 2021

    Farming may be the best option

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  • Chemochok    Sep 29, 2021

    hello hope you are well, i have been having financial constraint but i will be sorting out the issue soon

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  • Chemochok    Mar 11, 2021

    i wish to adjust my instalment since i cant be able to pay the whole amount as at now.
    thanks for your assistance

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  • Chemochok    Dec 14, 2020

    i wish to adjust my instalment since i can't be able to pay the full amount due as at now. i will appreciate if given consideration.
    thanks

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  • Frank Mwenda    Dec 10, 2020

    I spoke with Robinson, he apologized for being late on his payments, he promised to make payment on Monday, I encouraged him to adjust his weekly schedule to enable his maintain a good repayment record

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  • Chemochok    Sep 8, 2020

    I would like to adjust my installments, since I can't be able to pay the full amount as at now. Kindly consider my request

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  • Chemochok    Apr 16, 2019

    Good afternoon, my lenders, I not been able to remain up to date with my payments due to financial crisis but am seriously working on it to ensure that I remain at per before the end of this year. Kindly bear with my situation. Thanks in advance

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  • Chemochok    Jan 11, 2019

    Hello team am sorry that I was not able to repay my loan due as scheduled, this was due to some financial crisis which has affected me but things are almost getting well. I wish to reduce my instalments to enable me still remain up to date. Thanks

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  • Chemochok    Oct 6, 2018

    Hello lenders I have been having financial constraints but thinks are getting better. Thanks for your patience with me. Otherwise the business is now doing well thanks for your support

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  • Mauricen    Jul 31, 2018

    Robinson informs me that he has had a challenge in the last four months but has promised to pay some amounts in the course of this week.

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  • Mauricen    Jan 15, 2018

    I have just talked with Robinson and he acknowledges his fault and has promised me he will make the payment on Tuesday the 16/1/2018 (tomorrow ), I hope he will keep his promise, I will confirm with him if he shall have paid, thank you

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  • Mauricen    Sep 11, 2017

    He says his salary delayed wich has resulted to him not paying four instalments but has promised me that he has to pay some amount tomorrow the 12th of September 2017,i will follow up with him to see how it goes, thank you

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  • Chemochok    Aug 20, 2017

    hello lenders I have not been able to make my payments on time due to financial constrains so I ask to review my payment downwards to enable me remain on time and not being in arrears. I wish that my request shall be granted.

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  • Chemochok    Jul 5, 2017

    hello lenders thanks very much for funding my project. i do acknowledge receipt of Ksh. 59377, to which i have already spend to purchase for computers. i do trust that this will greatly increase my customer satisfaction. thanks again

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  • Chemochok    Jun 30, 2017

    i am so grateful for funding my loan and the loan have been scheduled for the purchase of additional computers for my cyber for the theory classes.
    thanks very much for your continuous support.

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  • Chemochok    Jun 23, 2017

    hello lenders the loan you gave me have really changed my life and zidisha is my only option for financial support because it is the most convenient and affordable funding organization. this current loan i am planning to expand my cyber by adding four extra computers for training at a cost of Ksh. 12000@ and upgrade my internet bandwidth. thanks a lot for the funding.

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  • Chemochok    May 6, 2017

    hello lenders am so greatfull for the loan you gave me, am working on clearing the balance so as to borrow more loan for other development project ahead of me next month. thanks again for the support.

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  • Joy    Apr 25, 2017

    Hie,
    Hope fine, am inquiring why loans take too long to be disbursed?

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  • Chemochok    Oct 22, 2016

    Hello lenders first am to the position of being a mentor and working close with zidisha team.
    The loan I received is really doing me great and my client are so happy as result my profit margin have double up, am so grateful for your support to young entrepreneurs.

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  • Chemochok    Sep 1, 2016

    Hello lenders am so grateful for your financial support, i do acknowledge receiving ksh. 41,001 and this amount will directly be channeled to the purchase of computers as planned. thanks a lot and my you be blessed aburndantly

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