Drinks and water

David Banda

Lusaka, Zambia

100% repaid



David Banda


Lusaka, Zambia

On-time repayments

7 weekly installments  •  86%

About Me

My Name is David Banda I am a 21 year old Male of Lusaka. In the year 2016 my family got a very big tragedy as both of my parents perished in a fatal road traffic accident in Kapiri Mposhi. During that time I was doing my grade 10 at Kafue Boys secondary school. With no financial aid or insurance I was forced to drop out of school to vent for my younger siblings aged 12 and 8 respectively. Luckily my parents had a grocery store in Kapiri Mposhi where they resided and so my siblings and I had to relocate to Lusaka permanently with the aid of the saved income I was able to open a grocery store which has supported my siblings through primary school and secondary school. I am also attending night school as my dream is to finish my secondary school education

My Business

My business is a simple grocery store which stocks different kinds of groceries ranging from house hold food stuffs to house hold tools like brooms and mops. In my part time I also work as an electrician, I am able to fix broken appliances such as fridges and stoves. I plan on studying electrical engineering when God gives me the chance

Loan Proposal

Because of the previous loan i was able to stock up in drinks and water which yielded in greater profit margins for me. With this loan i would like to stock up on more drinks and beverages again just

Income Source

Yes business is not an eaasy field but because my goods and commodities are affordable i always have business profits no matter the time of the month, weather or climate. i am possible that i will pay back this loan with ease.

My Videos

Apr 21, 2021: My introduction to my grocery shop






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Loan Info

Disbursed amount


Date disbursed

Mar 6, 2021

Repayment status

On Time

Projected term

2 weeks

Cost of loan

Service fee: 5% of $56.03 = $2.78

Credit risk payment: $7.83

Optional expediting fee: $8.40

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