Entrepreneur
Name
Cliff
Member since
April 2015
On-time repayments
125 installments • 64%
About Me
am the last born in a family of two me and my sister. i was born in kisii county but my parents moved to kakamega where i under went my primary education at kakamega primary school and later joined mukumu boys high school where my designing talent was natured and after my o' level i was enrolled in the mombasa polytechnic university college where i did diploma in graphic design and media studies but when i was a first year i lost both my mum and dad but God saw me through my college for i used to work as a graphic designer part time as i studied. on completion of my studies i came back to kakamega where i used to hire a friends computer to do design works till i was able to raise money to purchase my own computer and printer that am using now. since the kenyan government introduced devolution and the county system ,we have experienced growth in business and the circulation of cash is good and the community appreciates new ideas and quality. designing and art in general first started as a hobby little did i know it will be my source of income to support my wife and two kids . i have grown skill wise and believe that if supported finance wise i can do big things because the sky is not the limit when it comes to design , i am the limit.
My Business
am in the designing industry majorly print media . i do graphic design where by i design business logos for both small and big business, i do magazine designs t - shirt printing
and general office stationery. this service that i offer is very useful and in demand because every day new business are being opened and they need there identity like logos , they need to do advertisements which we design, they also need receipt books , invoices, letterheads, complementary slips which i do the design so in conclusion no business minus a designer because we always help you to communicate your business to your audience through design layouts. my business is located at the CBD and the business is able to carter for the operating Government revenue and other costs like the utility bills, rent and other daily expenditures, although the challenge as been the capital to expand the business because we are forced to borrow money from commercial banks which as high interest rates that's why when i had of zidisha i was so grateful, and excited about this opportunity, so please consider my application.
Loan Proposal
My business as grown from thanks to the loans that you zidisha as given to me. i now own two A4 printers one laser and the other is a ink jet, i have managed to capture a wider market in terms of printing from a wide range of dvd printing, photos, printing paper plates for press printing and plastic cards. the challenge that i now have is that i cant satisfy my clients needs of printing on A3 size paper of which many are times that i have to refer my clients to other places for that service so as a business man i went out to do my research and i got a good A3 printer with great work force, low ink usage and durable with high resolution printing which is the printer that i have mentioned above as my next project.
how will it benefit my business:
1. by purchasing this printer i will capture a wider clients in the political arena as you know kenya will be going to elections in the year 2017 but the campaign mood will start next year so many politicians will need A3 posters for their campaigns hence more demand and high profits
2. we are approaching Christmas and here in kenya we like keeping memories with us and the only cheap way to do that is through photography and the large it is the better so with my A3 printer people will get large photos printed and i will for sure make a kill with this printer
3. sometimes i do make make books and printing in A4 size is usually expensive due to a lot of paper usage but with A3 i will use less papers because i can arrange like four A4 papers in one A3 and print it which is cheaper than printing four A4 papers hence i will use less paper for production but still make more profit.
this printer will cost 50,000KES that's why am applying for 40,000KES of which i will add 10,000KES to purchase this printer and on the lower side i will be able to increase my profit rate to 5% of what am making now, this will enable me to repay my loan on time and still have some cash left for my daily use.
once again i wish to thank you for selflessly supporting my projects were it not for you lenders i don't know how long it would have taken me to be where i am. am looking forward for your lending.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$402.00
Date disbursed
Nov 17, 2015
Repayment status
On Time
Projected term
12 months
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Ask Cliff a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Day Family Feb 23, 2019
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