93 installments • 78%
My name is Janet Thoya. I am a third born in a family of eight . My childhood education was faced with a series of challenges ranging from social to economic challenges.
I lost my father when I was hardly ten years of age.
This became the root of my challenges in education and life in general. My elder sisters were forced to drop out of school to help my mum working for wages in order to provide for our basic needs.
Currently I live with my mum and my
little siblings. My elder sisters are married so my mum and I are the only hope for these kids.
Amid these challenges I learnt several skills including dress making, knitting and hair dressing. From the little we made in daily basis I managed to save a little so as to start my business. Finally I raised $25.00 and started my small business of sewing clothes.
One thing I like about our culture is that the people value and appreciate skills and talents.
I would like to raise my future children to be responsible persons in my society and in the world at large.
My hobby is singing and I was chosen as a youth choir leader in my local church. I also like interacting with nature especially the ocean. During my free time I go to the beach and enjoy the breeze.
My business is producing and selling clothing as well as repairing torn clothes in my village.
Clothes have a high demand as they are basic needs to human beings. More often I make school children uniform because they are on high demand.
On the other hand, those who cannot afford new clothes bring their old torn clothes for repair.
I chose this business because I found that I could start with small capital and it had a high demand among the local people.
Currently, the total cost is $50.00 and I make $3.00 a day.
I pay rent of $1.00 daily and walk home with $2.00.
I use $1.00 for food in the family daily and save $1.00 every day which I in turn use it to pay school fees for my little siblings. I hardly have enough to expand my business. Its my mother who help me marketing the products.
This loan is mainly to expand my business.
In order to expand this business I need to increase the rate of production.
Therefore I need to buy an electric sewing machine at $500
I also need to increase the stock of the clothe materials, $200.
I will also need to hire an assistant who will be using one of my sewing machines and I will be paying her as per the production she will be making each day.
Apr 23, 2016
Cost to entrepreneur
Service fee: $31.89