Expand my clothes production business

Janet Thoya

Kibaoni, Kenya

4% repaid

Entrepreneur

Name

Janet Thoya

Member since

April 2015

On-time repayments

93 installments  •  78%

About Me

My name is Janet Thoya. I am a third born in a family of eight . My childhood education was faced with a series of challenges ranging from social to economic challenges.
I lost my father when I was hardly ten years of age.
This became the root of my challenges in education and life in general. My elder sisters were forced to drop out of school to help my mum working for wages in order to provide for our basic needs.
Currently I live with my mum and my
little siblings. My elder sisters are married so my mum and I are the only hope for these kids.
Amid these challenges I learnt several skills including dress making, knitting and hair dressing. From the little we made in daily basis I managed to save a little so as to start my business. Finally I raised $25.00 and started my small business of sewing clothes.
One thing I like about our culture is that the people value and appreciate skills and talents.
I would like to raise my future children to be responsible persons in my society and in the world at large.
My hobby is singing and I was chosen as a youth choir leader in my local church. I also like interacting with nature especially the ocean. During my free time I go to the beach and enjoy the breeze.

My Business

My business is producing and selling clothing as well as repairing torn clothes in my village.
Clothes have a high demand as they are basic needs to human beings. More often I make school children uniform because they are on high demand.
On the other hand, those who cannot afford new clothes bring their old torn clothes for repair.
I chose this business because I found that I could start with small capital and it had a high demand among the local people.
Currently, the total cost is $50.00 and I make $3.00 a day.
I pay rent of $1.00 daily and walk home with $2.00.
I use $1.00 for food in the family daily and save $1.00 every day which I in turn use it to pay school fees for my little siblings. I hardly have enough to expand my business. Its my mother who help me marketing the products.

Loan Proposal

This loan is mainly to expand my business.
In order to expand this business I need to increase the rate of production.
Therefore I need to buy an electric sewing machine at $500
I also need to increase the stock of the clothe materials, $200.
I will also need to hire an assistant who will be using one of my sewing machines and I will be paying her as per the production she will be making each day.

Feedback

5

None

1

  • Day Family    Feb 23, 2019

    Unfortunately a loan of over $700 was not repaid 2 years after due, with no updates from the borrower despite follow ups from mentors.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$737.00

Date disbursed

Apr 23, 2016

Repayment status

Late

Projected term

11 months

Cost to entrepreneur

Service fee: $31.89

Lenders

Pranjal

Noida, Kenya

investor

Candiac, Canada

P

Peter

München, Germany

mbunifu

San Jose, United States

eagle3

Grand Ledge, United States

nicole

Worcester, Ma, United States

C

CanadianBiker

Peterborough, Canada

ErikN

Stockholm, Sweden

N

noah695

Salt Lake City, United States

MichaelDean

San Jose, United States

M

mogensh

København V, Denmark

rodcul

Altea, Spain

C

cjmenchaca

Austin, United States

A

Angela

Heide, Germany

B

blahblah

Nuernberg, Germany

N

NancyG

Victoria, Canada

T

tmsaddress

Orlando, Florida, United States

C

chrisherron

Chicago, United States

M

missjoyy

Munich, Germany

P

portlandloans

Portland, United States

D

duckdork

De Forest, United States

Cloudways

Malta, Malta

P

penguin3694

Chicago, United States

A

aiban

Austin, United States

D

danderson1953

Plainsboro, United States

D

doinggood

Missoula, United States

D

davide

Vallentuna, Sweden

AdvancingCompassion

San Diego, United States

J

jeremy

Chicago, United States

Stamfordsusan

Stamford, CT, United States

ads68

Melbourne, Australia

S

silsley

Cheltenham, United Kingdom

dhulsterwim

LIER, Belgium

M

mwkelley2

Columbus, OH, United States

yorick

Springfield, United States

L

lilbsedz

Raleigh, United States

C

Caalve

Bratislava, Slovakia

D

dannimw

Victoria BC, United Kingdom

fairspirit

Utrecht, Netherlands

Patnatros

New York, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Z

zmilez

London, United Kingdom

M

Marod

Edmonton, Canada

F

fundfinite

Wellington, New Zealand

D

dpvidal

Eindhoven, Netherlands

O

Odysseus

Auckland, New Zealand

P

peaceandcarrots

Hilltop, United States

lemonadestand

Brisbane, Australia

R

run426

DeBary, United States

B

Blazeski786

Shimoni, Kenya

Matthieu

Switzerland, France

H

harrymore

Townsville, Australia

xtrahardware

Cazenovia, United States

Richard Griebe

La Jolla, United States

J

jumpfunky

Dortmund, Germany

P

pvranas

Boulder, United States

Evan Lamos

Brussels, Belgium

dlpringle

Denver, United States

G

GJ239

Vado, United States

M

martyb

United States

G

gbelote

United States

C

chrishol

United States

Jonas

Brussels, Belgium

J

JeffH

United States

A

adiipienaar

South Africa

poorinvest

Sandefjord, Norway

K

Kimbo

Vietnam

C

condo86

United States

mepster

San Francisco, Ca, United States

P

Panda6689

United States

TyWee

Manila, Philippines

T

timnj

United States

Grant Xavier Storer

Seattle, Wa, United States

J

jdelaporte

United States

M

Medagan

San Franciso, United States

C

cocolo

United States

N

Nicolaas

Doha, Qatar

M

mcgeefamilyny

United States

T

twm3823

United States

SuperMario28

Cudahy, United States

himynameismartin

Czech Republic

K

Kelly729

United States

A

andreab

United States

JP

James Parker

Sacramento, United States

JL

Joao Leal

United Kingdom

S Masler

Tennessee, U.S.A., United States

Gab

Singapore

Roy

Espoo, Finland

Family Mueller

Petershagen, Germany

AL

Amy Luo

United States

AA

Adam Atlas

Montreal, QC, Canada, Canada

Jerome

Switzerland

Paul

Auckland, New Zealand

MW

Matt Willis

United States

Elly

Woudrichem, United Kingdom

Jason Ogg

New Zealand

jtreyes

United States

Thomas

Mueller, Germany

F

Fleurnegra

United States

Sandi Kaucic

Stow, Ohio, United States

Mouhamed

United States

Penny

Victoria, Canada, Canada

Marcus M

San Antonio, Texas, United States

BC

Best Chapman

United Arab Emirates

Corina King

Calgary, Canada

Framework Eyewear

Utrecht, Netherlands

F

Frits

Rotterdam, Netherlands

D

Daniel

United States

PG

Paul Graham

United States

Robin Padberg

Pétion-Ville, Haiti

N

Nick

Greater London, United Kingdom

John Minges

United States

I

Irene

Switzerland

D

Didem

United States

A

Andrei

United States

EB

Ellen Batten

Kalamazoo, Michigan, United States

K

kris

Belgium

WS

william smith

United States

Dan Michael

Oslo, Norway

S

Stephanie

Zurich, Switzerland

B

Boris

Bern, Switzerland

SB

Sue Bucholz

Sacramento, United States

E

EABF

Netherlands

KK

Kanwar Kumar

Oslo, United Kingdom

JM

Jane Mattoon

United States

AH

Amy Hammond

United States

RK

Robin Kline

United States

E

El

United States

JA

Joe and Deb Rinella

Kansas City Metro, United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

BR

Brandon Ross

United States

Day Family

Melbourne, Australia

Megan Strickland

Los Angeles, United States

Nadia Tuchman

New York City, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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