Ruth
Nyambogo Village, Kenya
100% repaid
Name
Ruth
Member since
July 2016
On-time repayments
75 installments • 65%
I was born and grew up in Nyamira county, Bosamaro Location, Bigege sublocation. I went to Nymbogo primary school for my primary education and later joined Marani secondary School and Kianungu Secondary school where i did my secondary school exams. Due to unavoidable circumstances, i could not proceed to college hence i trained in basic computer training in the nearby center. I later started my own business in the field of Mobile money Market and a grocery store where i hope to earn and make my living from so that i can raise funds to better my education further and venture into more profitable business. I started my business with some little cash that i was funded from my uncle and friends who were very eager to see me prosper in life. in our culture land ownership is seen as something that everyone should own but our culture does not allow for girls/ladies to inherit land from our parents hence i could like to buy my own piece of land in future. i don't have a family yet but i ll be glad to see myself have one in future, i hope that i ll get and raise a good healthy family. i like working with computers, playing games and interacting with people online.
i ran i an MPESA[mobile money transfer] business in our local center, and also have a shop/grocery store that sells household goods and cereals, the needs of the market and various money transfer methods and companies are coming up day after day and most people are venturing into the business hence there is a lot of competition. i don't have sufficient funds as running capital for my business hence i find my self not fit enough in the market in terms of business competition. i use the little profits to add more capital into my business but with the high cost of living standards its hard to save enough for my future needs but i however save a little for my my personal needs and future.
with my second loan that i expect from zidisha, i expect to utilize it fully to further expand my business. i believe that by expanding my business i will be able to serve more customers hence acquire more profits that will drastically change my way of living now and in future. i will use the full (69 USD) amount to add more stock of soft drinks to my food out let so as to serve every customer's needs. i look forward to boost my food outlet to the next level as i continue working and collaborating with my potential lenders in this great platform.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$70.00
Date disbursed
Nov 6, 2016
Repayment status
On Time
Projected term
3 months
Other loans
Amount repaid
$69.95
Amount remaining
$0.00
Date repaid
Feb 3, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Nov 18, 2016 | $5.04 | Nov 19, 2016 | $5.04 |
Nov 25, 2016 | $5.04 | Nov 27, 2016 | $5.04 |
Dec 2, 2016 | $5.04 | Dec 3, 2016 | $5.04 |
Dec 9, 2016 | $5.04 | Dec 10, 2016 | $5.04 |
Dec 16, 2016 | $5.04 | Dec 19, 2016 | $5.04 |
Dec 23, 2016 | $5.04 | Dec 24, 2016 | $5.04 |
Dec 30, 2016 | $7.55 | Dec 30, 2016 | $7.55 |
Jan 6, 2017 | $4.03 | Jan 7, 2017 | $4.03 |
Jan 13, 2017 | $4.03 | Jan 13, 2017 | $4.03 |
Jan 20, 2017 | $4.03 | Jan 22, 2017 | $4.03 |
Jan 27, 2017 | $4.03 | Jan 27, 2017 | $4.03 |
Feb 3, 2017 | $4.03 | Feb 3, 2017 | $4.03 |
Feb 10, 2017 | $4.03 | Feb 3, 2017 | $4.03 |
Feb 17, 2017 | $4.03 | Feb 3, 2017 | $4.03 |
Feb 24, 2017 | $3.97 | Feb 3, 2017 | $3.97 |
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