Entrepreneur
Name
Simon
Member since
October 2015
On-time repayments
315 installments • 84%
About Me
During my childhood within school holidays I would work for our neighbours, I would cut grass and weed there shambas. Slowly I would keep aside 10 percent of my earnings into a cash box as I was to young to open a bank account. I saved the money untill I was 18 which I had saved enough for me to purchase my first computer and would start working from the house typing assignments for my classmates. I continued the same routine of saving 10 percent of total income which enables me to buy another computer and start the bureau.
Currently I have had three Zidisha loans. The first one managed to inject in more stock to the my cyber business. I was able to buy more computers and a printer. The second loan I took I used it to inject into my farming business.
So far with Zidisha things have been looking up good. I am very great full and thus would request for funding to continue with the farimng business as we head to the rainy season. At the moment the money shall be used to buy potatoes seed and prepare the grounds. I have some photos of the work in progress and would share in a moment.
My hobbies including swimming and watching motorsports
My Business
Sell of photocopy services, cyber, computer repairs and sell of stationery items at section 58 nakuru town
The main reason for cyber services is to enable a common mwanainchi access goverment servcies since all goverment services have been taken online by the goverment.
Computer repairs and sell of stationery to the local schools in order to save for them time to go to town to access the same services.
Typical cost: Water and electricity bill., internet cost, salary , and rent.
Revenue : cyber , sale of stationery, computer repairs and sales, sales of sodas and ice cream
Thansk to Zidisha the cyber business is doing good, with this loan application I shall be able to split the money 50:50 Which I shall split and pump into the cyber business for the purchase of furniture and fittings. The balance of the amount I will use it in the farming business.
The profits I make i shall give 10 percent donation as charity donation for a church ministry in my local church. The rest of the profit I shall reinvest back to the business.
I know with zidisha I shall be able to complete the two projects with a success story
With the help of zidisha lenders I have also expanded my farming business of planting potatoes upto 2 acres. Thanks and be blessed zidisha lenders
Loan Proposal
Dear Zidisha lenders,
Thanks for the chance to borrow another loan. With this loan I plan to improve the farm by doing the follwoing:
I plan to dig a well this should cost me 200 USD, After this I plan to put tank and pump which cost me another 500 USD. This will help me when there are no rains I can water my crops. this will ensure that planting and production at the farm will be continous through out the year..
I also plan to use another 150 usd to do refence repairs to keep off people trespassing on the farm to avoid crop damage..
With the changes on the farm I should be able to employe and create more jobs on the farm and therefore improve the local community.
I also expect an impovement of production and sales since I should be able to try a new seed vareity of potatoes.
My balance from the loan money I want to install a solar water heating system for my parents since we are going into the cold season. The system including plumbing works should cost me 1000 usd.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$2,989.00
Date disbursed
Mar 26, 2019
Repayment status
Late
Projected term
36 months
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