Farming and cybercafe improvement

Entrepreneur

About Me

During my childhood within school holidays I would work for our neighbours, I would cut grass and weed there shambas. Slowly I would keep aside 10 percent of my earnings into a cash box as I was to young to open a bank account. I saved the money untill I was 18 which I had saved enough for me to purchase my first computer and would start working from the house typing assignments for my classmates. I continued the same routine of saving 10 percent of total income which enables me to buy another computer and start the bureau.

Currently I have had three Zidisha loans. The first one managed to inject in more stock to the my cyber business. I was able to buy more computers and a printer. The second loan I took I used it to inject into my farming business.

So far with Zidisha things have been looking up good. I am very great full and thus would request for funding to continue with the farimng business as we head to the rainy season. At the moment the money shall be used to buy potatoes seed and prepare the grounds. I have some photos of the work in progress and would share in a moment.

My hobbies including swimming and watching motorsports

My Business

Sell of photocopy services, cyber, computer repairs and sell of stationery items at section 58 nakuru town
The main reason for cyber services is to enable a common mwanainchi access goverment servcies since all goverment services have been taken online by the goverment.

Computer repairs and sell of stationery to the local schools in order to save for them time to go to town to access the same services.

Typical cost: Water and electricity bill., internet cost, salary , and rent.

Revenue : cyber , sale of stationery, computer repairs and sales, sales of sodas and ice cream
Thansk to Zidisha the cyber business is doing good, with this loan application I shall be able to split the money 50:50 Which I shall split and pump into the cyber business for the purchase of furniture and fittings. The balance of the amount I will use it in the farming business.


The profits I make i shall give 10 percent donation as charity donation for a church ministry in my local church. The rest of the profit I shall reinvest back to the business.
I know with zidisha I shall be able to complete the two projects with a success story

With the help of zidisha lenders I have also expanded my farming business of planting potatoes upto 2 acres. Thanks and be blessed zidisha lenders

Loan Proposal

Dead Zidisha lenders.

Thanks for the help that you have supported me since 2015.

Iam requesting another loan this time for two projects that I have had with Zidisha previously.

I want to expand the farming of potatoes to fruit farming as well. I have identified the fruits to plant being tree tomatoes, plums and apples as they do well in cold regions where the farm is located. Each seedling goes for 100 each and would like to start with 10 seedlings of each plant. this shall directly increase income into the farming business in a few years ones the trees mature since the demand for fruits is high and a ready market awaits in local shops and supermarkets.
After buying the fruits I shall need to pay someone for sometime for daily maintaince of the fruit trees to take care of them to water and regular pruning of the trees. I shall also be required to setup a chain link fence in order to keep of trespassers out of the farm completely.

For the cyber cafe business I want to finish up renovations at the cyber cafe as well as increase the number of computers from 6 to 8. I would also purchase a small digital camera to allow me to be taking passport photos and printing to our customers.

I expect an increase of cashflow from both ventures of about 70-80 percent as both steams of incomes shall complement each other.

Thanks lenders for helping my business ventures to grow with your loan facility.
Regards

Simon

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