Fees

Ernest

Drobo, Ghana

68% repaid

Entrepreneur

Name

Ernest

Member since

September 2019

On-time repayments

5 installments  •  20%

About Me

Am a student and am finding it difficult to pay for my school fees and accommodation fee. And also to use some for feeding

My Business

I sell pendrives to students on campus.A side that I sell memory cards too some I also sell laptops

Loan Proposal

I am going to use the loan to pay for my school fees and also use some to pay for my accommodation fees

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$20.00

Date disbursed

Sep 11, 2019

Repayment status

Late

Projected term

4 weeks

Other loans

Lenders

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Ernest a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Kusi    May 17, 2020

    Ernest has a problem due to the covid-19

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  • Kusi    Apr 11, 2020

    He said he will make payments to lenders.

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  • Kusi    Mar 10, 2020

    More time is required for him to settle

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  • Kusi    Feb 9, 2020

    He said he will need time to pay.

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  • Ernest    Dec 17, 2019

    Please I can Not pay the money Tomorrow. Give me time to pay my business is slow

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  • Ernest    Dec 12, 2019

    Hello please give me more time to pay for the loan my business is slow

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  • Isaac    Nov 4, 2019

    He will paid just that the business is slow

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  • Lotus Flower    Oct 21, 2019

    Ernest,

    The next time you post a loan request, please post a photo of *yourself* at the very top of your profile page, clearly showing your entire face, centered in the frame. That also would help to ensure that your face would appear centered in the little circle to the left of your name, just above each of your comments here on your Discussion page.

    Borrowers are supposed to do that for the second loan request and for each subsequent loan request. (Lenders are not required to post a photo of themselves.)

    The system will let you make that change anytime you create a new loan proposal and for as long as it remains in fundraising. You can post other photos farther down on your borrower-lender Discussion page, along with a comment about each photo for your lenders, at any time.

    If you encounter any difficulties, you would need to contact the Staff by clicking on the HELP link in your account.

    Thank you.

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  • Ernest    Oct 21, 2019

    I also paid for membership fee. 40 Ghana cedis but I didn't see any thing

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    • Lotus Flower    Oct 21, 2019

      Ernest, please contact the Staff via the HELP link
      in your account anytime you need assistance
      with anything technical or administrative.
      Thank you.

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  • Ernest    Oct 21, 2019

    Zidisha should pay your credit risk charge to us.

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    • Lotus Flower    Oct 21, 2019

      Dear Ernest,

      It isn't the lenders who charge the Credit-Risk Fee.
      It's Zidisha (i.e., the Director) that charges that fee
      (and all fees).

      This is the Staff, a/k/a the Team: www.zidisha.org/team
      Please don't confuse your lenders with the Staff.
      Although the two (2) current members of the Staff
      also are lenders, most lenders *aren't* on the Staff.

      Your borrower-lender Discussion page isn't
      the correct place to try to reach them, because
      they almost never visit the Discussion pages
      on any borrower's account.

      To send a note to them, please always click on
      the HELP link in your account.

      That said, some of us lenders would like to
      have a way provided to us on the platform
      to be able to pay (or to help to pay) the
      Credit-Risk Fee for some of the borrowers
      whom we would choose to help in that way,
      too. That's something, though, that only
      the Director can decide to implement and
      I don't know if that ever would happen,
      but I hear you (the total amount charged
      in fees currently is too high).

      Kind regards and best wishes,
      Laurie

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  • Isaac    Oct 2, 2019

    The applicant said the credit risk charge is too much since is not refundable so zidisha staff should do something about and promise to paid it in the due date

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  • Ernest    Sep 11, 2019

    Thank you for the loan

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  • Ernest    Sep 10, 2019

    Am confused about the delay of my loan

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  • Ernest    Sep 9, 2019

    Or I should change my bank account

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  • Ernest    Sep 9, 2019

    Why still

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  • Ernest    Sep 9, 2019

    The account number is mine please I need the money

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  • Ernest    Sep 8, 2019

    Please am done with the call but still

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  • Ernest    Sep 2, 2019

    Thank you

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