Fence a new play field and purchase a computer for my school

Joyce

Kinoo, Nairobi, Kenya

32% repaid

Entrepreneur

Name

Joyce

Member since

January 2014

On-time repayments

277 installments  •  19%

About Me

My name is Joyce Njoki Njeru. I am 38 years old, married and a mother of two beautiful girls.

I was born in Embu district and schooled there from pre-primary to form four. I then joined Kabete Technical Training Institute in Nairobi and undertook a diploma in Transport Management and later joined Elite Institute for a diploma in IT and Secretarial Studies.

I later joined Pan African Christian University for an undergraduate Degree in Counselling which is on-going.

I am currently working with I-media Company in Nairobi Westlands area- Corner Plaza 3rd Floor as an Administrative Assistant and previously I have worked with Telkom-Orange and Amicus School.

My Business

I have recently set up a Kindergarten(1 month ago) between 87 and Corporation stage under the name of Joy Nairobi School. I am currently working as an Administrative Assistant at I-media Company in Nairobi Westlands-Corner plaza building 3rd Floor.

My main aim of starting the Kindergarten is to lay a good foundation for the small children in the neighbourhood demonstrating the fact that it is possible to have a friendly environment where kids can feel at home away from home.


Currently we have seven kids who've enrolled and more are booking for next term(May intake). I have employed two very good and experienced ECD teachers and one Administrator, one chef and one cleaner. I'll be paying the employees initially from the support of my husband and also from proceeds I get from sale of food crops that I grow back in the village.

I hope to provide play facilities for the kids and so far I've managed to put up swings, bought a ball for them and I look forward to being able to buy a portable garden pool which the kids can use for swimming thus the need for Zindisha loan.

I look forward to a kind person who can grant me a loan to facilitate the buying of the portable garden pool.


I'll repay the loan from my salary as I await for the Kindergarten to grow and be able to employ me as a full time employee.

Loan Proposal

Thanks Lenders for my two previous loans which were used to purchase an intex garden pool and the second one was used to make signboards and advertising placards and pay city council license. These have seen the growth of the kindergarten from six kids first semester to the current 15 kids by the close of this second semester and 100% retention rate.

I have acquired a new field next to the school which I wish to fence nicely so as to be able to set up the garden pool there permanently and also move the swings and the sandpit there permanently. I therefore request for a third loan of $605 which I'll use as follows:
I'll buy 30 iron sheets @ $5.6 thus $168( for 30 pcs). I'll also buy poles and nails which will cost $82 and pay $ 40 as labor for this job.
I also intend to buy a refurbished desktop computer and a simple printer which will be used for preparing learning materials for the kids and also printing of advertising leaflets.
The computer is costing $201 and the printer is costing $115.

I kindly appeal to the lenders to lend me this loan so that I can work on this field over this short holiday. These facilities will be open to all the kids in the community as these are rare facilities in the community.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$626.00

Date disbursed

Aug 4, 2014

Repayment status

Late

Projected term

81 months

Lenders

G

GalantnostS

Hong Kong, Hong Kong

investor

Candiac, Canada

C

chkuo

Taipei, Taiwan

C

cjmenchaca

Austin, United States

JimVandegriff

Trinidad, California, United States

DLarson

Morris, United States

H

HildeK

Rogaland, Norway

G

Goodwill

Oakland, United States

M

marcelitohb

Bremen, Germany

ads68

Melbourne, Australia

calvero

Bergen, Norway

joaoferraz

RINCHOA, Portugal

Anto82

Eraclea, Italy

Hedwich

Gorssel, Netherlands

jan73

Eugene, United States

H

howard

Vence, France

xtrahardware

Cazenovia, United States

H

Haavard

Bergen, Norway

WhyPeace

United States

K

Kimbo

Vietnam

Ask Joyce a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$399.34

Amount remaining

$822.55

Expected completion

Jun 14, 2021

Status

Repaying late

Installment amount

$47.85

Repayment History

Expected Payments Actual Payments
Aug 11, 2014 $22.24 Aug 16, 2014 $22.24
Aug 18, 2014 $22.24 Aug 16, 2014 $0.43
Aug 27, 2014 $21.81
Aug 25, 2014 $22.24 Aug 27, 2014 $22.24
Sep 1, 2014 $22.24 Aug 27, 2014 $2.45
Sep 9, 2014 $19.79
Sep 8, 2014 $22.24 Sep 9, 2014 $22.24
Sep 15, 2014 $22.24 Sep 9, 2014 $4.48
Sep 25, 2014 $17.77
Sep 22, 2014 $22.24 Sep 25, 2014 $22.24
Sep 29, 2014 $22.24 Sep 25, 2014 $0.69
Oct 10, 2014 $11.05
Oct 12, 2014 $4.65
Oct 15, 2014 $5.86
Oct 6, 2014 $22.24 Oct 15, 2014 $5.77
Oct 17, 2014 $16.48
Oct 13, 2014 $6.78 Oct 17, 2014 $6.78
Oct 20, 2014 $0.00
Oct 27, 2014 $0.00
Nov 3, 2014 $0.00
Nov 10, 2014 $11.63 Nov 6, 2014 $11.63
Nov 17, 2014 $11.63 Nov 6, 2014 $11.63
Nov 24, 2014 $11.63 Nov 6, 2014 $11.63
Dec 1, 2014 $11.63 Nov 6, 2014 $11.63
Dec 8, 2014 $11.63 Nov 11, 2014 $11.63
Dec 15, 2014 $11.63 Dec 19, 2014 $11.63
Dec 22, 2014 $0.00
Dec 29, 2014 $0.00
Jan 5, 2015 $0.00
Jan 12, 2015 $0.00
Jan 19, 2015 $3.49 Mar 5, 2015 $3.49
Jan 26, 2015 $0.23 Mar 5, 2015 $0.23
Feb 2, 2015 $0.00
Feb 9, 2015 $0.00
Feb 16, 2015 $0.00
Feb 23, 2015 $0.00
Mar 2, 2015 $0.00
Mar 9, 2015 $2.33 Mar 8, 2015 $1.16
Mar 8, 2015 $1.16
Mar 16, 2015 $2.33 Mar 13, 2015 $2.33
Mar 23, 2015 $2.33 Apr 8, 2015 $2.33
Mar 30, 2015 $2.33 Apr 8, 2015 $1.16
Apr 14, 2015 $1.16
Apr 6, 2015 $2.33 Apr 14, 2015 $2.33
Apr 13, 2015 $2.33 Apr 27, 2015 $2.33
Apr 20, 2015 $2.33 Apr 27, 2015 $1.16
May 27, 2015 $1.16
Apr 27, 2015 $2.33 May 27, 2015 $2.33
May 4, 2015 $2.33 Jun 11, 2015 $2.33
May 11, 2015 $2.33 Jun 11, 2015 $0.58
Jun 18, 2015 $1.74
May 18, 2015 $1.74 Jun 18, 2015 $1.74
May 25, 2015 $0.00
Jun 1, 2015 $0.00
Jun 8, 2015 $0.00
Jun 15, 2015 $0.00
Jun 22, 2015 $0.00
Jun 29, 2015 $0.00
Jul 6, 2015 $1.99 Aug 7, 2015 $1.99
Jul 13, 2015 $1.99 Aug 7, 2015 $1.99
Jul 20, 2015 $1.99 Aug 7, 2015 $1.99
Jul 27, 2015 $1.99 Aug 7, 2015 $1.99
Aug 3, 2015 $1.99 Aug 7, 2015 $1.99
Aug 10, 2015 $1.99 Aug 7, 2015 $1.99
Aug 17, 2015 $1.99 Aug 7, 2015 $1.99
Aug 24, 2015 $1.99 Aug 7, 2015 $0.03
Sep 8, 2015 $1.95
Aug 31, 2015 $1.99 Sep 8, 2015 $1.53
Oct 12, 2015 $0.45
Sep 7, 2015 $1.99 Oct 12, 2015 $1.99
Sep 14, 2015 $1.99 Oct 12, 2015 $1.05
Nov 7, 2015 $0.94
Sep 21, 2015 $1.99 Nov 7, 2015 $1.99
Sep 28, 2015 $1.99 Nov 7, 2015 $0.56
May 6, 2016 $1.43
Oct 5, 2015 $1.99 May 6, 2016 $1.99
Oct 12, 2015 $1.99 May 6, 2016 $1.99
Oct 19, 2015 $1.99 May 6, 2016 $0.41
May 22, 2016 $1.58
Oct 26, 2015 $1.99 May 22, 2016 $0.41
Jun 12, 2016 $1.58
Nov 2, 2015 $1.99 Jun 12, 2016 $0.41
Jun 20, 2016 $1.58
Nov 9, 2015 $1.99 Jun 20, 2016 $0.41
Jun 26, 2016 $1.58
Nov 16, 2015 $1.99 Jun 26, 2016 $0.41
Sep 5, 2016 $1.58
Nov 23, 2015 $1.99 Sep 5, 2016 $0.41
Sep 17, 2016 $1.58
Nov 30, 2015 $1.99 Sep 17, 2016 $1.99
Dec 7, 2015 $1.99 Sep 17, 2016 $0.13
Sep 23, 2016 $1.86
Dec 14, 2015 $1.99 Sep 23, 2016 $1.63
Feb 4, 2019 $0.36
Dec 21, 2015 $1.99 Feb 4, 2019 $1.99
Dec 28, 2015 $1.99 Feb 4, 2019 $1.99
Jan 4, 2016 $1.99 Feb 4, 2019 $1.99
Jan 11, 2016 $1.99 Feb 4, 2019 $1.99
Jan 18, 2016 $1.99 Feb 4, 2019 $1.99
Jan 25, 2016 $1.99 Feb 4, 2019 $1.99
Feb 1, 2016 $1.99 Feb 4, 2019 $1.99
Feb 8, 2016 $1.99 Feb 4, 2019 $1.99
Feb 15, 2016 $1.99 Feb 4, 2019 $1.99
Feb 22, 2016 $1.99 Feb 4, 2019 $1.99
Feb 29, 2016 $1.99 Feb 4, 2019 $1.99
Mar 7, 2016 $1.02 Feb 4, 2019 $1.02
Mar 14, 2016 $0.00
Mar 21, 2016 $0.00
Mar 28, 2016 $0.00
Apr 4, 2016 $0.00
Apr 11, 2016 $0.00
Apr 18, 2016 $0.00
Apr 25, 2016 $0.00
May 2, 2016 $0.00
May 9, 2016 $0.00
May 16, 2016 $0.00
May 23, 2016 $0.00
May 30, 2016 $0.00
Jun 6, 2016 $0.00
Jun 13, 2016 $0.00
Jun 20, 2016 $0.00
Jun 27, 2016 $0.00
Jul 4, 2016 $0.00
Jul 11, 2016 $0.00
Jul 18, 2016 $0.00
Jul 25, 2016 $0.00
Aug 1, 2016 $0.00
Aug 8, 2016 $0.00
Aug 15, 2016 $0.00
Aug 22, 2016 $0.00
Aug 29, 2016 $0.00
Sep 5, 2016 $0.00
Sep 12, 2016 $0.00
Sep 19, 2016 $0.00
Sep 26, 2016 $0.00
Oct 3, 2016 $0.00
Oct 10, 2016 $0.00
Oct 17, 2016 $0.00
Oct 24, 2016 $0.00
Oct 31, 2016 $0.00
Nov 7, 2016 $0.00
Nov 14, 2016 $0.00
Nov 21, 2016 $0.00
Nov 28, 2016 $0.00
Dec 5, 2016 $0.00
Dec 12, 2016 $0.00
Dec 19, 2016 $0.00
Dec 26, 2016 $0.00
Jan 2, 2017 $0.00
Jan 9, 2017 $0.00
Jan 16, 2017 $0.00
Jan 23, 2017 $0.00
Jan 30, 2017 $0.00
Feb 6, 2017 $0.00
Feb 13, 2017 $0.00
Feb 20, 2017 $0.00
Feb 27, 2017 $0.00
Mar 6, 2017 $0.00
Mar 13, 2017 $0.00
Mar 20, 2017 $0.00
Mar 27, 2017 $0.00
Apr 3, 2017 $0.00
Apr 10, 2017 $0.00
Apr 17, 2017 $0.00
Apr 24, 2017 $0.00
May 1, 2017 $0.00
May 8, 2017 $0.00
May 15, 2017 $0.00
May 22, 2017 $0.00
May 29, 2017 $0.00
Jun 5, 2017 $0.00
Jun 12, 2017 $0.00
Jun 19, 2017 $0.00
Jun 26, 2017 $0.00
Jul 3, 2017 $0.00
Jul 10, 2017 $0.00
Jul 17, 2017 $0.00
Jul 24, 2017 $0.00
Jul 31, 2017 $0.00
Aug 7, 2017 $0.00
Aug 14, 2017 $0.00
Aug 21, 2017 $0.00
Aug 28, 2017 $0.00
Sep 4, 2017 $0.00
Sep 11, 2017 $0.00
Sep 18, 2017 $0.00
Sep 25, 2017 $0.00
Oct 2, 2017 $0.00
Oct 9, 2017 $0.00
Oct 16, 2017 $0.00
Oct 23, 2017 $0.00
Oct 30, 2017 $0.00
Nov 6, 2017 $0.00
Nov 13, 2017 $0.00
Nov 20, 2017 $0.00
Nov 27, 2017 $0.00
Dec 4, 2017 $0.00
Dec 11, 2017 $0.00
Dec 18, 2017 $0.00
Dec 25, 2017 $0.00
Jan 1, 2018 $0.00
Jan 8, 2018 $0.00
Jan 15, 2018 $0.00
Jan 22, 2018 $0.00
Jan 29, 2018 $0.00
Feb 5, 2018 $0.00
Feb 12, 2018 $0.00
Feb 19, 2018 $0.00
Feb 26, 2018 $0.00
Mar 5, 2018 $0.00
Mar 12, 2018 $0.00
Mar 19, 2018 $0.00
Mar 26, 2018 $0.00
Apr 2, 2018 $0.00
Apr 9, 2018 $0.00
Apr 16, 2018 $0.00
Apr 23, 2018 $0.00
Apr 30, 2018 $0.00
May 7, 2018 $0.00
May 14, 2018 $0.00
May 21, 2018 $0.00
May 28, 2018 $0.00
Jun 4, 2018 $0.00
Jun 11, 2018 $0.00
Jun 18, 2018 $0.00
Jun 25, 2018 $0.00
Jul 2, 2018 $0.00
Jul 9, 2018 $0.00
Jul 16, 2018 $0.00
Jul 23, 2018 $0.00
Jul 30, 2018 $0.00
Aug 6, 2018 $0.00
Aug 13, 2018 $0.00
Aug 20, 2018 $0.00
Aug 27, 2018 $0.00
Sep 3, 2018 $0.00
Sep 10, 2018 $0.00
Sep 17, 2018 $0.00
Sep 24, 2018 $0.00
Oct 1, 2018 $0.00
Oct 8, 2018 $0.00
Oct 15, 2018 $0.00
Oct 22, 2018 $0.00
Oct 29, 2018 $0.00
Nov 5, 2018 $0.00
Nov 12, 2018 $0.00
Nov 19, 2018 $0.00
Nov 26, 2018 $0.00
Dec 3, 2018 $0.00
Dec 10, 2018 $0.00
Dec 17, 2018 $0.00
Dec 24, 2018 $0.00
Dec 31, 2018 $0.00
Jan 7, 2019 $0.00
Jan 14, 2019 $0.00
Jan 21, 2019 $0.00
Jan 28, 2019 $0.00
Feb 4, 2019 $0.00
Feb 11, 2019 $0.00
Feb 18, 2019 $0.58 Feb 25, 2019 $0.58
Feb 25, 2019 $0.58 Feb 25, 2019 $0.58
Mar 4, 2019 $0.00
Mar 11, 2019 $0.00
Mar 18, 2019 $0.00
Mar 25, 2019 $0.00
Feb 15, 2021 $47.85 Feb 25, 2019 $22.09
Feb 22, 2021 $47.85
Mar 1, 2021 $47.85
Mar 8, 2021 $47.85
Mar 15, 2021 $47.85
Mar 22, 2021 $47.85
Mar 29, 2021 $47.85
Apr 5, 2021 $47.85
Apr 12, 2021 $47.85
Apr 19, 2021 $47.85
Apr 26, 2021 $47.85
May 3, 2021 $47.85
May 10, 2021 $47.85
May 17, 2021 $47.85
May 24, 2021 $47.85
May 31, 2021 $47.85
Jun 7, 2021 $47.85
Jun 14, 2021 $31.21

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