Flour and sugar for my bakery

Baah    Dec 5, 2020

I was transferred to do my national service at a different region, and a lot of adjustments had to be made which affected my business financially. I am still working on resolving it.

Seidu    Aug 31, 2020

I called Arthur Felix, one of the elders of the church of Pentecost who has promised to talk to Emmanuel to repay his loan.

Baah    Jul 30, 2020

Now buying all the items in stock for the bakery. I will increase the instalment amount from the fourth week.

Baah    Jul 17, 2020

Thank you lenders for funding this loan. I will buy 3 bags of flour, 3 bags sugar and margarine for my bakery. This will save me from paying high interest of about 19% weekly if these items were bought on credit. I will save to expand my business. Thanks once again for funding this loan.

Baah    Dec 7, 2019

I've been trying to apply for a new loan for about 5 months now my proposal is always rejected. Any help?

• Lotus Flower    Dec 7, 2019

  Hello,
  
  You would have to ask the Staff (a.k.a. "the Team": www.zidisha.org/team) that question.
  
  You can do so by posting in the "Borrower Questions" section of the Forum, as they almost never visit the borrower-lender Discussion page of any individual borrower.
  
  Please don't confuse the ordinary lenders with the Staff (a.k.a. "the Team").
  
  Although the two (2) current members of the Staff also are lenders,
  most lenders *aren't* on the Staff (a.k.a. "the Team"), whom you can see
  by clicking on the link provided in this post.
  
  It is only the Staff that can help with anything technical and/or administrative.
  
  The ordinary lenders don't decide who can post a loan request, what the credit limit would be, or anything other than how much they would like to help contribute toward funding a loan request, and for whom.
  
  The Staff (a.k.a. the "Team": www.zidisha.org/team)
  on the Zidisha platform functions as the intermediary
  between the lenders and the borrowers.
  
  I hope that helps clear up some of the confusion you may have.

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Baah    Nov 29, 2019

Hi lenders. Good day and thanks for the previous loans. my business is doing great and I'm almost done with my degree program too. I need more cash to invest and expand my business. thanks

Baah    Jul 21, 2019

Thank you Zidisha. My recent loan has helped me. Now my business is growing rapidly I always have stock available to bake the bread for my customers whenever they are in need. I have been able to expand it a little more and also save small for my education. Thank you lenders.

Baah    Jun 27, 2019

I have now invested in the business so it will take me a little while to adjust things properly. By the time I'm done with the next two installments, I'll be able to make payment for the initial amount. Thanks lenders once again for the opportunity.

Baah    Jun 11, 2019

I received an amount of 764 cedis. I bought 2 bags of sugar which cost 460 cedis, 2 bags of wheat flour for 374 cedis and a box of margarine. I would have paid an interest of close to 500 cedis if I bought them on credit. Thanks to Zidisha I'm not paying any of those interests any more. God bless you all..... lenders.

Baah    Jun 7, 2019

Thank you lenders for funding this loan. I will buy wheat flour, sugar and margarine as inventory for my baking business. This will help me avoid any interest as compared to when I buy these goods on credit. It will help me save for expansion of the business and also my education. Good bless you.

Baah    Apr 21, 2019

Thanks to my lenders. This would be my fourth loan. I have been able to buy one big double door oven and one small one too. Again I saved a lot and used the savings to enroll into a university where I am currently in level 300. I also support my junior brother who is in he high school. All these were possible because I didn't have to pay high interest for buying goods on credit or on bank loans. Zidisha offers loans on very low interest rates. Thanks once again lenders.

• Lotus Flower    Apr 21, 2019

  Happy to hear Zidisha has been good for you. Just a point of clarification, though: Zidisha does not charge interest on loans. Unlike some lending organizations that charge interest *and* fees, Zidisha charges *fees only*. Although those have become higher over the years, to partially offset defaults, the total charged still is less than what some other lending businesses charge. Again, am happy to hear Zidisha is of benefit to you!

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  Baah Emmanuel likes this.

Baah    Apr 11, 2019

I have not received all the payments from my customers so I cannot pay the amount due now. Therefore I would like to reduce the payment amount.

Baah    Apr 3, 2019

I reduced the installment amount and used the profit to pay for my school expenses. Now holidays are just around the corner so no school expenses for now, therefore I am increasing my installment amount. Thanks once again, all my lenders.

Baah    Mar 28, 2019

I invested the loan in my baking business and I saved the profits. I was able to enroll in the University and I am now in my third year. I adjusted my installment amount to a small amount so that I can cater for my school needs. I will be in my final year soon. Thanks to the lenders here.

Baah    Feb 15, 2017

ZIDISHA............all the way. Just saying hello and thanks to my lovely lenders.. Bye..!!!

Baah    Dec 15, 2016

Hello lovely lenders. Merry Xmas to you. Please i have tried logging into the zidisha skype account, but i could not. Please help me so i can contact my assigned members....
Season Greetings....................

Baah    Nov 28, 2016

Hello lenders, how are you all? Thanks once again for the loan. Now my business is booming once again. In no time i will finish with my repayments. By the way I am very happy in my new school, just preparing for my end of semester exams. All the best.

Baah    Oct 22, 2016

I am now in school and facing some financial difficulties. I therefore want to reduce my installment amount to an amount I can easily pay. I will then increase it when the need comes.

Baah    Sep 6, 2016

I have used some of my savings to pay for my university tuition. I have invested the rest into my business again. I am expecting good returns in some few weeks but i have to be able to meet my repayment schedules therefore reducing the amount to a convenient one.

Baah    Sep 6, 2016

Hi lenders, with your loan i have been able to save and now i have been enrolled in the university to continue my education. Just because i don't have to pay any high interest on loans from zidisha. I love you all....God bless you....