Foodstuff retail business

Awa

Aba, Nigeria

100% repaid

Follow Awa How it Works

Entrepreneur

Name

Awa

Member since

December 2019

On-time repayments

82 installments  •  60%

About Me

Born in a peasant family but grew up as a disciplined and committed person.
I am focused and ambitious within the ambit of the law and business ethics.
I am energetic and enjoy good health.
I work harmoniously with my colleagues both below and above me with minimal supervision. My integrity eloquently speaks for me wherever I am found and I respect all legit agreements of engagement.

My Business

I am employed as a public servant in a State-owned Polytechnic, Abia State Polytechnic, Aba.
Unfortunately, the staff are being owed over 15 months salary, hence my resolve to explore an alternative source of income.
My business is foodstuffs retailing.
Despite the serious adverse effect of the COVID 19 Pandemic on the business, I am determined to forge ahead.

Loan Proposal

I will apply the loan as follows:
1. Inventory purchases 80%
2. Transportation 5%
3. Fuel & levies 10%
4. Contingencies 5%
The rains will heavy in this season and that will hike the cost of transportation. The recent increase in the pump price of petrol is another cost challenge.

Income Source

A lot of risks abound in the business environment but with good knowledge of the times, seasons, customers and products, one can overcome most of the challenges.
I will personally do things extra and different from my close competitors. My customers will be so satisfied with my service delivery that will voluntarily broadcast my unique selling proposition (USP) and their testimonies will definitely translate into cash sales with which I will repay the loan ahead of the due date.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$882.00

Date disbursed

Sep 20, 2020

Repayment status

On Time

Projected term

7 months

Other loans

Dec 2019:  $2

Dec 2019:  $14

Dec 2019:  $59

Jan 2020:  $237

Feb 2020:  $392

May 2020:  $392

Jul 2020:  $588

Apr 2021:  $1,013

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Ask Awa a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Awa    Jul 13, 2021

    To the glory of God I was offered provisional admission into the Nigerian Law School Abuja. This is an expectation that has lasted 6 years. So even though it was pleasant outcome, it drained all I had and beyond. I was able pay the school fee of N296, 000 but still struggling to meet up with other expenses here on campus.

    Log in to reply • Share

  • Awa    May 25, 2021

    I am still financially down for now

    Log in to reply • Share

  • Awa    May 23, 2021

    For the past three weeks I have been saddled with retinue of burials of my family members.
    In fact I am overwhelmed. Business has nosedived due to insecurity and imposition of curfew in Abia State.

    Log in to reply • Share

  • Awa    Apr 12, 2021

    I am most grateful to my lenders for the prompt funding of my present loan.
    I shall employ 70%of the loan sum in inventory, 20% on infrastructural expansion and 10% on contingencies.
    This will enable my business to make a substantial growth.
    As usual, I shall endeavor to be making prompt and regular repayments of the loan to the best of my ability.
    May the Good LORD grant mh lenders more Properous years in goid health.
    Awa Iroha
    Aba
    Nigeria.

    Log in to reply • Share

  • Awa    Apr 6, 2021

    The COVI-19 pandemic shook every facet of the economy nationally and globally. Many jobs have been lost and prices of things keep soaring on daily basis.
    But for Zidisha loan I would have long gone under. Zidisha gave me a lifeline and made repayments less stressful.
    Long live Zidisha!

    Log in to reply • Share

  • Awa    Mar 26, 2021

    My elder sister died in January, yet to be buried and my daughter underwent major surgery last month and I'm still battling to settle the hospital bill.

    Log in to reply • Share

  • Samuel    Mar 18, 2021

    Awa iroha says his daughter went through some surgery which cost him a huge sum, but hoping to finish up his payment in the next two to three weeks

    Log in to reply • Share

  • Awa    Feb 26, 2021

    All expectations for better business operations were dashed.
    Things are really getting tougher on daily basis.

    Log in to reply • Share

  • Awa    Jan 29, 2021

    Very hard period. I lost my only sister on 12/01/2021 and my wife's younged brother last Sunday (24/01 /2021). Too tough for me right now please.

    Log in to reply • Share

  • Awa    Jan 18, 2021

    My only sister (elder) died a week ago after brief illness. A sort of devastated.

    Log in to reply • Share

  • Christine E Graham    Jan 11, 2021

    Good morning, Awa, thank you for your repayment posted on January 10th.

    Log in to reply • Share

  • Awa    Dec 27, 2020

    Could not realize my expected revenue due unfavorable economic climate.

    Log in to reply • Share

  • Samuel    Dec 2, 2020

    Awa has promised to begin payment next week

    Log in to reply • Share

  • Awa    Nov 16, 2020

    The aftermath of the covid 19 pandemic and the recent endears lockdown has devastating effect on the overall economic activities in my locality.

    Log in to reply • Share

  • Awa    Oct 23, 2020

    Hello dear lenders/Zidisha team, the prevailing unrest in Nigeria which led to 24 hour curfew being imposed in some states including mine ( Abia State) has made it impossible for me to make my Zidisha loan repayment this week.
    Please bear with me.
    Thanks for your understanding.
    Awa Iroha.

    Log in to reply • Share

  • Awa    Sep 20, 2020

    To all my lenders, I'm very grateful for your show of support.
    This loan will be principally used to replenish my inventory which will enable generate daily income from sales thereby making it convenient for me to maintain my weekly repayment.
    Thanks once again for being there for me and I hereby reaffirm my promise of never to let you down.

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  • Awa    Sep 17, 2020

    Thanks A. A. Okon for your positive comment.
    It's quite reassuring.
    Remain blessed.

    Log in to reply • Share
  • AA

    Akrangko Afaiko Okon    Sep 17, 2020

    I will pay back as soon as possible

    Log in to reply • Share

  • Awa    Sep 9, 2020

    Hello
    My Respected Lenders/Volunteers,
    Compliments of the season to you all.
    I am glad to inform you that I successfully repaid my last loan two days ago quite ahead of the repayment date of 11th Sept, 2020.
    This is a confirmation of my promise to you that I will not let you down.
    My business is really coming up despite the adverse effect of the COVID 19 pandemic on almost everything globally. With the reported cases declining, I hope to make greater progress with my next loan.
    Please keep on supporting me and you will never regret your action.
    Thank you and God bless.
    Awa

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  • Awa    Aug 13, 2020

    I am delighted to inform my wonderful lenders that I have been consistent in my loan repayment despite the unabated economic hardship on the globe ,particularly in my country, Nigeria.
    My promise to make you people proud still subsists.
    God bless you all.

    Log in to reply • Share


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