Fuel for my tracks

Dickson

Sunyani, Ghana

100% repaid

Entrepreneur

Name

Dickson

Member since

October 2018

On-time repayments

10 installments  •  40%

About Me

I am Dickson Adu Fosu from Ghana. From childhood I had in mind of been an entrepreneur. I see today as a dream come true as I am now the director of nice village roofing system. Due to my vision I started to do some part time business during my secondary school time.

This made me to raise funds to even pay my school fees. This made my parents to stop paying my fees right at the senior secondary
school level.

After university I decided to establish my own business and after two years of failure I am now one of the best roofing roofing company in my region.

My Business

I deal in roofing sheets. That is the long span, IBR, tiles etc. Before the roofing is done, the measurement of the entire roof is taken in meters. The rate per meter is charged then the client pays 80% then after the roofing the 20% is added.

I can make about 4,000 Ghana cedis as profit of which some part is ploughed back into the business.

The business is three years old but I have realised tremendous improvement.

Loan Proposal

To support my fuel budget in transporting materials to building sites

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$85.92

Date disbursed

Nov 24, 2018

Repayment status

Late

Projected term

2 weeks

Lenders

Cloudways

Malta, Malta

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  • Margaret    Apr 2, 2019

    Hi Dickson,
    You need to Place create a support ticket using the help menu (www.zidisha.org/borrower/help) to get help from a staff member regarding your reason for not repaying your loan. This discussion board is not monitored by a staff member. Please get this sorted out so you can make payments on your loan which is overdue. Margaret

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    • Lotus Flower    Apr 2, 2019

      Actually, Margaret, it's fine (and advisable) for Dickson to inform his lenders about the reason there aren't any payments from him reflecting on his account.

      However, you're correct that in order to get assistance from the Staff (www.zidisha.org/team), he would need to click on the HELP link in his account to send them a private message with all of the pertinent details about the problem (by selecting the "Payment Not Credited" option, which would give him a text-box to type a private message to them, instead of referring him to the public Forum as many of the other help topics do). Dickson already is aware of this, if you review the message he posted here on this page on March 4th.

      Dickson, I would recommend that you follow up on your communications with the Staff to remind them that you still need help from them.

      Thanks, and I hope the problem will be resolved soon!

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  • Johannes    Mar 19, 2019

    Hello Mr. Dickson Adu Fosu
    Has the problem with Zidisha resolved?
    When can I expect your repayment?

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  • Johannes    Mar 3, 2019

    Hello Mr. Dickson Adu Fosu
    You have been in arrears with your payments for several weeks.
    What are the reasons and when can I expect the payments?

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    • Dickson    Mar 4, 2019

      Yes is true the reason is that I made my first payment of Ghc 182 to Zidisha but they have wrongly credited a debt I know nothing about so I have gone for my statement which will be sent to them by tomorrow for them to rectify the mistake before I pay the difference. Thank you

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      • Lotus Flower    Apr 2, 2019

        Dickson, please follow up with the Staff
        (www.zidisha.org/team) about this, by
        reactivating your support ticket from the
        HELP link in your account if you still haven't
        received a reply from them?

        Log in to reply • Share
        • Dickson    Apr 23, 2019

          Sorry guys I travelled to a place where there no Internet. However, I have asked the zidisha team to send me their email address so that I can send the soft copy of my Mobile money statement for them to rectify the error but they replied I should take a picture of the soft copy which is not possible.The team are rather not corperating

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  • Dickson    Feb 5, 2019

    I have received the loan from my lenders and I really appreciate the aid granted. Thank you

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  • Dickson    Feb 2, 2019

    I will use the money to support my roofing business. Thus to purchase nails

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  • Margaret    Jan 30, 2019

    We are happy to hear your business is moving on so well. best of luck to you Dickson in your roofing business!

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    • Dickson    Jan 30, 2019

      Thank you Margaret and Zidisha team for your support. I will continue to work with you and also spread the good news of Zidisha

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  • Dickson    Jan 24, 2019

    I would like to thank Zidisha team for solving my problem of loan application. I will continue to work with you and spread the news to the world

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  • Dickson    Dec 14, 2018

    When I click on the help it always tell me "whoops, it seems something went wrong". It has happened for about a week now.

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  • Dickson    Dec 12, 2018

    I applied a loan about a week ago and was declined that same day meanwhile I have a very good record. I had a reply that it was a technical error but my dashboard still shows that my loan is declined. It does not allow me to even make a new loan proposal.
    I therefore ask the support team to help me out becauseI know you are doing the best job

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  • Dickson    Dec 6, 2018

    There was a problem with my internet on the 5th of December 2018. This made me to apply many times for a loan. I though it was not going through but it was not intentional. When the internet was ok it picked all the pictures and applications.

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  • Dickson    Dec 5, 2018

    This loan has helped me to deliver my goods from tje factory to the site for rapid installation. It has increased mu total revenue which positively affected my profit.

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  • Dickson    Dec 4, 2018

    I really apprecite this loan. It has helped me to solve some financial challenge in my company. It has doubled the performance of transportation in my business

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  • Dickson    Nov 25, 2018

    This loan will be used to buy sheet locks that will help me in my roofing job.
    I thank you very much for this loan. I promise to pay it even before time.

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  • Dickson    Nov 24, 2018

    The loan has helped to accomplish my business at the stipulated time

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  • Dickson    Nov 16, 2018

    Please the I want to pay my loan but I can't see the pay now in my account. What do I do?

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  • Dickson    Nov 2, 2018

    I thank you very much for your loan support. This loan will enable me to fuel my truck which will send the roofing sheets to site for workdone.

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  • Dickson    Nov 1, 2018

    I deal in roofing sheets which demands huge capital. I may request for huge amount so I need to know the interest rate.

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  • Dickson    Nov 1, 2018

    May I please know the interest rate?

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