Get my diploma

Betty

Nakuru, Kenya

4% repaid

Entrepreneur

Name

Betty

Member since

January 2015

On-time repayments

67 installments  •  30%

About Me

I am Betty, and most of my childhood has been in Nakuru. I went to school in Nakuru, both primary and secondary and even college. After school is when I started my cyber business.

My life has been a nice one, and I have always overcome hardship through positive thinking, reading the religious books, and reading motivational materials. That is what motivates me and helps me to focus on the important goals in life.

I started the business through savings from my previous employments and, being that they were cyber-related, it gave me the idea of having a business of my own. With Zidisha, I know the sky is the limit.

I stay in Nakuru, which is a cosmopolitan town and, as such, there are various cultures that meet. Here, people are attached to land and share in cultures, as there is diversity propagated in this area.

I would like my children to be doctors or be in medical careers, as this will help in the saving of lives, and they will also earn well, as being a doctor in Kenya is a highly-rated profession.

In my free time, I do a lot of reading and swimming and those two help me relax well.

My Business

I operate a cyber cafe and also do photocopy. This is a business that is profitable, as there are colleges in town and, as such, students do photocopy at my shop and also browse their assignments. The place is busy, hence profitable to me.

I chose this kind of business because I did my IT course when in college and, having worked in a cyber before, it was training on the job for me, and the saving that I did has given me a business now.

I usually make between $120 to $150. This helps me to pay for my bills and take my kid to school. The living standard in Nakuru is high, and as such the profits from this business help me to meet my commitments. The rest I invest in the different items that I require in the cyber.

Loan Proposal

If given the loan, i would like to go back to school and finish on my managerial course which i left due to financial constraints.
in my time of running my own cafe, i have realized that for one to succeed in business you require managerial skills. My business relies on a day to day savings hence requires a keen eye on planning, organizing, coordinating and good communication with customers in order for me to realize my goals and still maintain the business successfully.
$ 200 will be used to pay for my school fees while the remaining amount will be used to facilitate for the time i would go back to school i.e transport cost.
My diploma will help me acquire the skills i require for my business.

Show original English  

About Me

i am betty and most of my childhood has been in nakuru and i school in nakuru both primary and secondary and even college .After school is when i started my cyber business,
my live has been a nice on and i have always overcome hardship through positive thing and also reading the religious books and also reading motivational materials.that is what motivate me and help me to focus on the important goals in life
i started the business through savings from my previous employments and being that they were cyber related ,it gave me that idea of having business of my own and with zidisha i know sky is the limit.
i stay in nakuru which is a cosmopolitan town and as such there are various cultures that meet.here people are attached to land and share in cultures as there is diversity propagated in this area.
i would like my children to be doctors or be in medical careers as this will help in saving of lives and also earn well as doctors in Kenya is a highly rated profession,
in my free time i do a lot of reading and swimming and those two help me relax well

My Business

i operate a cyber cafe and also do photocopy.this is a business that is profitable as there are colleges in town and as such they do photocopy at my shop and also browse their assignment.the place is busy hence profitable to me .
i chose this kind of business because I did my IT course when in colleges and having worked in a cyber before it was training on the job for me and the saving that I did had given me a business now.
i usually make between $120 to $150 this helps me to pay for my bills and take my kid to school.the living standard in nakuru is high and as such the profits from this business helps me to meet my commitments.the rest i invest in the different items that i require in the cyber.

Loan Proposal

If given the loan, i would like to go back to school and finish on my managerial course which i left due to financial constraints.
in my time of running my own cafe, i have realized that for one to succeed in business you require managerial skills. My business relies on a day to day savings hence requires a keen eye on planning, organizing, coordinating and good communication with customers in order for me to realize my goals and still maintain the business successfully.
$ 200 will be used to pay for my school fees while the remaining amount will be used to facilitate for the time i would go back to school i.e transport cost.
My diploma will help me acquire the skills i require for my business.

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$226.00

Date disbursed

Jul 23, 2015

Repayment status

Late

Projected term

10 months

Other loans

Lenders

PG

Paul Graham

United States

Ask Betty a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Dauglas    Sep 9, 2015

    Dear Lenders, I talked to Betty who still promised to respond to her past due arrears soonest. Just waiting to see when. V.M

    Log in to reply • Share
  • Dauglas    Aug 13, 2015

    Dear Lenders, I already talked to Betty Mwangi who promised me positively that she will take care of her pending installments before the week ends. Kindly understand her.

    Log in to reply • Share
  • Betty    Jul 30, 2015

    I received a total amount of Kshs. 21,308 from the loan that i took. The amount will be used to cater for part of my education and the rest for buying books. I want to sincerely thank my lenders for believing and helping me achieve my ambitions and lend me the amount. thank you lenders

    Log in to reply • Share
  • Betty    Jul 22, 2015

    The amount will be used to pay my tuition fee for my Diploma course and facilitate in getting things like stationery and the books that i may require for my course work.
    By getting my Diploma i will able to mange my business more sufficiently and be able to deal with the ever changing dynamics of business.
    I thank the lenders for trusting in me and giving me the loan .

    Log in to reply • Share
  • Betty    Jul 8, 2015

    My previous loan, together with my savings helped me acquire a new color Epson printer. this helped me in the sense that all the color printing i used to outsource from elsewhere could now be done at my cyber cafe thus increasing my daily income hence a general boast n the business. Though it was tough towards the end of my repayment schedule due to the fact that schools around the business had been closed, i managed to pay my loan. with the college semester beginning this month of July, i am hopeful that the business will soar.

    Log in to reply • Share
    • K    Sep 9, 2015

      Thank you for your good repayment performance, Betty. Best wishes.

      Log in to reply • Share
  • Betty    Mar 2, 2015

    Currently i am at a position to increase my repayment installments due to a steady increase in my daily income. My colored printer has proved to be quite fruitful to my business thanks to the loan i took which helped me buy the printer.

    Log in to reply • Share
  • Betty    Jan 29, 2015

    Thanks lenders for fully funding the bids

    Log in to reply • Share
  • Betty    Jan 27, 2015

    Thanks lenders the bids are rising with only $85still required

    Log in to reply • Share
  • K    Jan 27, 2015

    I hope your loan will be funded and may it bring you great success as you expand your business.

    Log in to reply • Share
    • Betty    Jan 27, 2015

      Thanks kendra l will change the photo.thanks for the best wishes

      Log in to reply • Share
      • K    Jan 27, 2015

        So sorry for the earlier trouble, I can see your photo now. It looks like it was a problem on my computer that I could not see your first one. All is well!

        Log in to reply • Share
  • Betty    Jan 26, 2015

    Thanks lenders the funding trickling in l will require the remaining $90 to enable me buy a colour printer and attain two fold profit

    Log in to reply • Share
  • Ruth    Jan 26, 2015

    Hi betty.it is well with you.Its coming patience pays.

    Log in to reply • Share
  • Betty    Jan 23, 2015

    Dear lenders through funding the bids will hep me buy a coloured printer to improve my business

    Log in to reply • Share


Loading...

Loading...

Loading...