Good prices retail shopping

Philip    Jun 24, 2022

I have been overwhelmed by the heavy school fee requirements for 4 children in secondary school. The strike of Covid 19 made me lose my job with MOMENTUM TRUST< a Danish NGO.
Now am struggling with Freelancing and Electronics repair jobs to gain my lost financial stability and to pay back my loan.

Philip    May 24, 2019

Hi to my supporters. Just requesting for a reduced loan repayment value. I have not been in a good financial position despite my effort to repay and borrow again. I hope this will get over and come back to normal transaction.
Thanks for understanding.

Philip.

Philip    May 2, 2019

Hello,

Thanks to Zidisha team.

I had other loans to repay and has now caused my delay.

I request to reduce the amount to meet my weekly payments.

Thanks.
Philip Odhiambo

• Lotus Flower    May 2, 2019

  Philip, just a quick point of clarification. It's good to let your lenders know here what has caused payment delays, but please be aware that you are reaching only your lenders here, not the Zidisha Team (a/k/a the Staff).
  
  For future reference, anytime you may need help, please keep the following in mind:
  
  Lenders cannot help you with anything technical or administrative.
  Therefore, this isn't the correct place to try to reach the Staff: www.zidisha.org/team
  
  For more information, please read
  here: www.zidisha.org/loan/buying... [comment-660388]
  and here: www.zidisha.org/loan/busine... [comment-660503]
  
  Please also don't forget about the FAQs:
  www.zidisha.org/faq
  
  Thanks, and best wishes.

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Chepkoech    Apr 29, 2019

Today I advised Philip to change his weekly payments to a size he can comfortably afford weekly so that he don't gets late with the payments.

Chepkoech    Mar 28, 2019

Have spoken to Philip and he pledged to do all it takes so that he offset his loan arrears sooner by next week. Thank you

Philip    Mar 5, 2019

Hello, am late in returning my loan. I ran into school fee problem. Two secondary school students and three primary academy school children. I have been feeling the weight and I request to pay my loan at a reduced instalment. Am happy being with you and you have been of more help to me.

Philip    Jan 17, 2019

Hello, I have delayed because of the school burden I have just experienced in January 2019. My daughter was to join form one and her brother is in form two. I request to adjust my monthly installments down to help me reduce the load. Thanks.

Philip    Nov 12, 2018

Hello,
Thanks to Zidisha team for help and support.
I encountered difficulties in repaying my loan due to delay in my salaries and farm produce sales. I made all effort to complete school fee for my children and now I have time to start repaying my loan. Sales of Chia seeds from my farm will help me to be stable.
Thanks for the much assistance and I will continue with Zidisha.

Philip    Oct 14, 2018

Hello,my farms are now ready for harvesting.I did not get it easy to pay my loan in time and i apologize for that.I completed school fee for my two kids. I request for more time to repay, my monthly salary will also help me.

Chepkoech    Sep 21, 2018

I have reminded Phillip his loan is due and to pay immediately.

• Philip    Oct 14, 2018

  Hello, thanks for reminding me.I have been steady in repaying my loans and i dint expect this to happen to me. I will be on track and i beg for more time to repay.Delay in receiving my salary and school fee balances are the main reasons for my backsliding.

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Philip    Aug 23, 2018

Hello,
Morning. It is a good day for me again today. Am doing my activities happily as in the past.
Thanks a lot for all the support I have been receiving. As at the picture attached you can see computer-desktop. It is my great achievement to have it in my business and it has helped me much. I achieved the desktop through the loans I receive.
I also continue with growing chia plants for seeds. At present am harvesting.
My main aim is to meet the school fee for my children in secondary school.
Thanks.
Philip

Philip    Jul 9, 2018

Hello, thanks so much. I received my loan and I have purchased goods for my retail shop worth 220 dollars. I hope for a profit of 20 dollars this time. Am also continuing with farming. Thanks for the great support.

Philip    Jun 7, 2018

Am a happy man, now that my loan is fully funded. I will make sure that I use it in the right way on the farms and take the profit to my retail shop.
As I said earlier, l hope to between 6 dollars to 10 dollars profit.
Thanks.

Philip    Jun 5, 2018

Hello,

Morning to you. It is a good working day for me in Kenya.

I just wanted to say hi to everyone.

I will make use of my loan when fully funded, for now it is 39% funded. Am happy because it will help me make a profit of between 6 to 10 dollars.

Thanks for the continued support.

Philip.

Ken    Jun 4, 2018

God bless you with success, Philip.

• Philip    Jun 5, 2018

  Hello,
  Thank you sir, am happy to hear from you.
  Thanks.

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Philip    Jun 1, 2018

Hello,

Today is 1/6/2018, New month when am applying for a new loan. Am happy because am advancing to large loans and this will help me in future.

Last loan helped me archive 6 dollars profit and I hope to work hard to get more.

Thanks for the assistance, thanks for your tender support.

Philip    Apr 24, 2018

Hello.

Am happy for your consideration. I was happily waiting to receive my loan.

This time i will use my loan to pay for harrowing five acres of land for planting Chia seeds. Chia is a nutritious and money making plant.

Once again i thank you for your assistance .

Thanks.

Philip    Apr 24, 2018

Hello, am happy this morning to share my experience with Zidisha loans. Thanks to all my lenders for you have been helping me. I have been trying to put my efforts to see good results. Last time I got a profit of six dollars and I hope the more I will increase my loan the more my profits will increase. Thanks to Zidisha team.

Philip    Feb 26, 2018

Hello, I have received my loan as I requested. This time I will purchase three bags of rice which I will resale and get net profit of two dollars. Am happy and hope to advance my loan level. Thanks for funding me.