Grocery retail shop

Charity

Lusaka, Zambia

153% paid forward

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How it Works

Entrepreneur

Name

Charity

Member since

March 2023

On-time repayments

14 installments • 64%

About Me

My name is Charity Musonda with a green national registration card. My family and I live in Makeni Villa in Lusaka province the capital city of the republic of Zambia. I have 3 children, 2 girls and I boy.

I went to Jacaranda Basic School and completed my grade 12 or secondary school. I hold advanced Diploma in Business Administration.

I started working as Sales Officer for Trade Kings PLC Limited . I worked there for 4 years until my employment contract came to an end.

Therefore, when I was paid my gratuity I thought of starting up a business.
I started a small business of selling in a shop groceries. However, during my free times I love swimming and watching football and basket ball and also interacting with my friends.

Our country is so unique because it has 72 tribes with different cultural norms and rich in natural resources especially the mining industry which attract foreign investments and also the tourism industry.
I wish my children to have good education which will accelerate them to higher jobs in future.

My Business

Am involved in a retail business and I operate in a shop were I sell groceries.
I sell all kinds of grocery goods ranging from sugar, salt, cooking, rice, butter, bread, bathing soap, watching soap, drinks, dressed chickens, sausages, eggs and meat products to mention but a few.

To ran this business my typical cost of buying or restocking these goods ranges from ZMW 10,000.00 to ZMW 15,000.00 .
The groceries are mostly essential goods for home consumption and the demand is very high.

The only challenge I face in running this business is lack of enough capital to stock up the shop and grow the business.
My turn over per week is approximately between ZMW 2,500 to ZMW 3000 of which I have to restock more goods in the shop, pay shop rentals , school fees for my children and home improvement- this is to ensure we have three meals per day as a family.

Project Proposal

Iam requesting funds at least an amount of ZMW 30,000.00 to buy and restock more goods in my grocery shop. With more funds, I will be able to expand the shop inventory and offer choices of good to my customers of which in return will increase my shop revenue every day and earn more profits. As a business owner I want to ensure my shop becomes a one stop for shopping were customers can buy everything under one umbrella in our community. I am really dedicated to the growth and success of my business and with support, I will be highly motivated to work hard and achieve my life goals and contribute positively to my community.
Your support for me will be highly appreciated. Thank you in anticipation.

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J
Joy Nov 9, 2023

Charity is growing her business, caring for her family and community and she has paid forward almost all of her loan to other business owners!

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- Charity Nov 13, 2023
  
  Am humbled, thank you so much for supporting me. I look forward to see you lend me again. God bless you.
  
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- Charity Nov 15, 2023
  
  Thank you Joy once again, your support is beneficial and helpful to me and my family and also that of my neighbourhood community who are my customers. Your support is indeed shaping my business to move forward and become sustainable. Thank you so much for lending me again. May the good lord prosper you greatly.
  
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Project Info

Project Type

Pay It Forward

Disbursed amount

$29.00

Date disbursed

Sep 15, 2023

Other projects

Backers

Daniel Mwashumbe

Taita-taveta County, Kenya

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Charity Dec 20, 2023

Business is a slow and customers are not buy they way the use buy groceries, once business improves I will be able to catch on my weekly repayments. Thank you for understanding my renders and thank you for your patience.

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Charity Dec 17, 2023

Currently business revenue has gone down, once sales improve I will be able to increase catch up on weekly repayments.Thank you backers for understanding me and your patience.

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Charity Nov 26, 2023

Dear lender I was expecting to pay off my loan in one week but I did sell the goods accordingly hence to adjust for two weeks and how my business will fare. Thank you for your patience.

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Charity Nov 17, 2023

I will buy and stock up more grocery goods especially fast and consumable good. This will help me to generate more profits and reinvest more in the business and suppport my family.
Therefore, I would to take this opportunity to thank my backers, especially madam Joy for her efforts to see to it that my loan is fully funded. Thank you very much and God bless you.

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J
Joy Nov 14, 2023

HI Charity, I was so please to support your new project. I was very impressed that you paid forward for so many others. Thank you and Good Luck!

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Charity Musonda likes this.
J
Joy Nov 14, 2023

Good Luck.

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Charity Musonda likes this.
- Charity Nov 17, 2023
  
  I really appreciate your support, I really treasure it, it has indeed changed the level where my business was and at least my family can afford three meals at the moment. May God richly bless you.
  
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Lilian Nov 13, 2023

Wish you good success Charity as grow your business.

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Gloria Nov 13, 2023

Good business progress Charity continue updating. Wishes good luck

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Charity Nov 13, 2023

Dear lender I just want to thank you so much for the ended loan you supported me. All goods I bought were sold at profit and the business is now doing very well. Your support indeed has changed the face of the business. I hope you support me once again in my new project. Thank you very much and God bless you.

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Charity Nov 9, 2023

I bought the following grocery items in the shop.
- butter and jam
- eggs
- tissue
- washing soapsdddddddddddd
- bread
- Milk
- soap
- cooking oil
- soft drinks
- washing soaps
- chickens and sausages
-ladies sanitary pads
-lotions for ladies and men
-mealie meal
-macaroni, sapaget and rice, The new stock of course made a huge difference on the business and the profits have increased from ZWM 2500 to 4000,00, and the business is doing very well and has attracted more customers in the community siting that the business is improved and after sale service in the shop.
Am so grateful to you my lenders/backers for supporting and make it possible for my business to achieve the desired results. Thank you so much and may God bless you

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Charity Oct 30, 2023

My business last was a bit slow I could not generate enought sales not allow me to make my actual weekly instalments. Dear my backer I will catch on weekly instalments once sales pick up this week. Thank you for your patience.

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Charity Oct 17, 2023

I will buy more groceries in my retail shop especially all the essential goods that are selling very fast this time around such as , milk, fresh bread, bathing and washing soaps, rice, macaroni, noddles, sauce and spices, drinks, tissues, biscuit, candles and chicken and sausages. These goods will help me generate more profits as they sale very fast.
Thank you my lenders for supporting me and driving my business to another level.

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Stephen Solanke likes this.
J
Joy Oct 16, 2023

Good Luck!

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Sanusi Oct 15, 2023

Hope it's useful

Translated by Google Show original

Hope it is useful

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Priscovia Oct 15, 2023

All the best in your grocery retail shop

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Charity Oct 11, 2023

Well, your support was very beneficial and my business is progressing very well. Thank you very much my backers for your support, indeed your is very significant to business and the lives of family changing now. I hope and that you will come back and support me in my new business project. Thank you

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Charity Oct 8, 2023

I did receive the the funds, I also stocked up the shop with all the product line especially those that sale very fast in my shop.
Thank you my backers with the funds helped me, support has indeed made a big difference now in shop and the business is growing.

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Charity Sep 29, 2023

Iam requesting funds at least an amount of ZMW 30,000.00 to buy and restock more goods in my grocery shop. With more funds, I will be able to expand the shop inventory and offer choices of good to my customers of which in return will increase my shop revenue every day and earn more profits. As a business owner I want to ensure my shop becomes a one stop for shopping were customers can buy everything under one umbrella in our community. I am really dedicated to the growth and success of my business and with support, I will be highly motivated to work hard and achieve my life goals and contribute positively to my community.
Your support for me will be highly appreciated. Thank you so much my backers for supporting my project in good time. God bless you

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Stephen Solanke likes this.
Dorothy Sep 29, 2023

wishes you great success in your business.

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Charity Sep 23, 2023

Thank you my backers for supporting in my previous project. Indeed your support was a very success to my business. Am also requesting you to support me once again to achieve my business on objectives in my new project. Thank you so much in advance.

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Stephen Solanke likes this.