High speed desktops for browsing

John Oboyo

Eldoret, Kenya

27% repaid

Entrepreneur

Name

John Oboyo

Member since

August 2015

On-time repayments

156 installments  •  78%

About Me

Hi,my name is John Oboyo Njoni born 47 years ago.I was raised up in the slums of kambi Nyoka a very hostile environment.I went to Mukhuyu primary school in the year 1977 to the year 1983.I also went to Kivaywa Secondary in the year 1984 to 1987 where i left with grade C plain. i joined class 1 because by that time learning or going to school was not a prerequisite.After a long struggle with my my parents since they were very poor, my dad was a casual laboror in the rice fields while my mum was a house wife.I am married to Sharon with three children.

Having completed my Fourth form in the year 1984, I went to look for casual jobs where i landed to look after the flock.i saved my earning from the sales of milk.

When you finish your fourth form, you are expected by the family to provide for them whether you are employed or not.My elder daughter wants to be a business woman while my second son wants to be a bus driver.My last born son wants to be a pastor.I love spending my free time with my family and doing some bit of internet browsing.

My Business

I provide Internet Services to my customers.
Since we are situated in a remote area and those services are rare, they are high in demand because can not long distances looking for Cyber services.
I chose this kind of business is profitable in its own standing.
My typical cost and revenue is ksh.25000
I use my profits as follows:
1.Ksh.25000 school fees for my children.
2.Ksh.5000 for my re-investment in growing the business
3.Ksh.4000 for home improvement.
4.Kshs.2000 for church activities.

Loan Proposal

The loan proposal is meant to increase two high speed desktops computers for browsing @ $385.73. The purchase of the two computers will increase the amount of income per week; and will also be a source of employment for the community members especially when it comes to internet activities and business advertisement. The previous loan was able to make a 27% increment in income. Doubling the computers with fast browsing speed will make double improvement in income. Thus, it will be expected to increase business income up to 30%-35% per month. The long term result will be that, the loan will stabilize the business.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$442.00

Date disbursed

Nov 16, 2017

Repayment status

Late

Projected term

10 months

Lenders

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

ErikN

Stockholm, Sweden

indeh

London, United Kingdom

Cloudways

Malta, Malta

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

A

Andy

Berlin, United States

Kamil

Lidzbark Warminski, Poland

raychieng

Sibu, Malaysia

bb4dogs

United States

G

Gavin

New Zealand

S

Stephan

Netherlands

jtreyes

United States

anne

Cologne, Germany

E

erica

antwerpen, Belgium

ME

Manaal Eisa

Washington DC, United States

MR

Michiel Rauws

San Francisco, Netherlands

H

Harry

Florida, United States

PG

Paul Graham

United States

Cyrus Santiago

Calapan City, Philippines

A

Allie

Australia

A

Andrei

United States

AK

Achim Königs

Bonn, Germany

D

Dermo

Dublin, Ireland

RT

Rob Torti

United States

JA

Jan Andresen

Hamburg, Germany

WS

Warren Shen

United States

Vratik Krocik

Prague, Czech Republic

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

The X2AI Team

San Francisco, United States

Adam Fraser

Cambridge, United Kingdom

R

RMIM

United States

WC

Walter Clarke

Phoenix, United States

JH

Joseph Hwang

Houston, United States

Paul Buchheit

Mountain View, United States

Tyler Metcalf

Utah, United States

AD

Andrew DiMuro

United States

JO

Jeff OHaleck

Seattle, United States

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  • John    Jan 15, 2018

    I have talked to John oboyo njoni and he complain that he have paid all her installment by Sunday 14 January 2018 and he have sent me screenshot of M-PESA payments messages so am kindly requesting team to have a look on that, thanks

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    • Mallika Thoppay    Jan 16, 2018

      Please have John create a support ticket so the Zidisha team can assist with this issue. Thanks.

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  • John Oboyo    Jan 3, 2018

    Can someone help me please? why is it that my account is not updated and I pay on time? Please help me before it is too late.
    John

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    • Fitri    Jan 11, 2018

      Hello John, I've answered your question on the forum. Your third and your fourth loan active at the same time. There was a bug on late October and early November which effected some account written as fully repaid loan when in reality it wasn't and some of it fully repaid loan but their payment unrecorded.
      Please try to check all your payment for your third loan.
      I have 3 assigned members whose having the same problem as yours. One of my Mentee, Christ; after she re-check all her payments, we find out that only one payment has't credited and Zidisha is correct that she has not fully repaid her loan.
      If you had fully repaid your third loan, please make a support ticket and attach your proof of payment there. I hope zidisha staff will help you soon.

      Translated by Google     Show original

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  • John Oboyo    Nov 28, 2017

    Hallo Zidisha friends,I was able to get Kshs 42,650 from Zidisha lenders for the purchase of two desktop computers.I was able to source for the best machines for faster browsing and increase my daily income.So for this reason, I would like to thank all my lenders to make this possible otherwise it have been hard for me without your support for the funds.

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  • John Oboyo    Nov 13, 2017

    Great to hear from Zidisha.I will buy two high speed desktop computers for browsing services.The purchase of the two computers will increase the amount of income per week.Doubling the computers with fast browsing speed will make double improvement in income. I would like to thank all my lenders for this loan.Once again thank you all.

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  • John Oboyo    Oct 30, 2017

    The Zidisha loan recently paid was helpful towards expanding my cyber business. I was able to increase business asset i.e. two computers. The usefulness of increasing the computers was that it enabled the business perform efficiently and also increase the ability to pay future loans. The amount of income has also increased by 27% per month. As compared to previously when I was helpless, but now, I am capable of paying for my family's , accommodation, education and health care.
    I would like to apply for a new loan so as to advance the older computers in the business. I also wish to state that the loan has stabilized my economic status. Currently, I can say that the benefits of the Zidisha loan is not only helping my business and family, but making a big difference in my community at Langas, Eldoret-Kenya.

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  • John Oboyo    Oct 9, 2017

    The reason for the change in the installment amount was due to business booming this time round and again i want to finish my loan on time to qualify for the bonus offered by Zidisha to move to another loan application.

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  • John Oboyo    Dec 1, 2016

    i would like to acknowledge the receipt of Ksh 28430 from Zidisha.I am planning to buy two desktop computers with the amount i received from Zidisha.Let me express my joy by thanking the entire staff of Zidisha for what they are doing to help the needy and less fortunate in the Society.Thank you!

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  • John Oboyo    Nov 21, 2016

    Given the loan i will buy two more desktop computers. The two desktop computers will increase efficiency in my computer services to the citizens of my locality.I would like to thank the entire staff of Zidisha for helping people across the globe come out of poverty by lending the starting capital to start business.And again thank you Zidisha!

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  • John Oboyo    Nov 18, 2016

    I would like to thank Zidisha for their commendable job.They really have helped me to scale to higher heights with their loans.My work has improved by having enough stock.The business is anticipated to boom in the coming months now that the schools holidays have set in.Once again thank you Zidisha!

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  • John Oboyo    Jan 22, 2016

    I would like to thank my lenders for the funds they sent me via Mpesa. It was Kshs 19,951. I am planning to buy two computers to boost my cyber-cafe services. Thank you very much, my lenders, and please keep up the good work, my friends.

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  • John Oboyo    Jan 16, 2016

    I will buy two modern computers.
    It will help me do more work very fast and efficient
    Thank you my lenders for the good work that you are doing across the globe to help the lest fortunate people in our society.

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  • John Oboyo    Jan 8, 2016

    The business improved to a high level though we had challenges of a lot of rains in our city but am happy my customers were satisfied with our improved services.

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  • John Oboyo    Aug 10, 2015

    I would like to thank you for the funds that will be used to boost my cyber cafe business.Again thank you very much.

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