House project

Mary

Nakuru, Kenya

6% repaid

Entrepreneur

Name

Mary

Member since

December 2015

On-time repayments

144 installments  •  74%

About Me

I am young woman aged twenty four years old. I was born and brought up in a small village in Ugunja, in Siaya county – Kenya. I went to Nyamasare primary school and did Kenya certificate of primary education in the year 2006 thereafter proceed to Nyasanda secondary school and did Kenya certificate of secondary education in the year 2010.
Life was so easy for our family because of very little income from my parent. My father has been self employed, making bricks for building in the rural villages. My mother has been a housewife who used to practice subsistence farming. We are a family of four sisters and three brothers. During weekdays we would be in school but during weekends we would be busy helping our mother with farming. Sometimes we would wake up very early in the morning and help her with farming before we go to school. Despite many challenges in our early years we were very determined and hardworking. My parents were also supportive for they really tried to seeing that we attend and finish school despite little income. I am privileged to have been educated because this has given me much confidence in myself and has also helped me to go through life in a complicated environment.
I am married with one child aged one year. My husband is working with a faith based organization. His salary is not enough to sustain us, we agreed with my husband that I go for tailoring classes being offered at our church at subsidized fees. I have been attending the classes with great determination and God willing I’ll be finishing next year February. I therefore need a tailoring machine to boost my effort as I train and also after I finish and to open a tailoring shop immediately so as supplement my husband’s income. I really enjoy sewing and that my hobby. I do believe that it will produce great achievements to my family.

My Business

I am tailoring student at our Christian believer’s fellowship church. With great determination I am attending the classes which are being offered to church members at subsidized fees. i really enjoy sewing. We train on the women dresses, shirts and blouses, short trousers, bed covers and head veils. I need a personal sewing machine so that I can proceed with the sewing at home after classes. I have actually finished my course and i was able to buy a Singer tailoring machine at a cost of ksh 18,000. This has been a big step for my business because I do have the knowledge and also the tailoring machine. I am now planning to set up a tailoring shop whereby I will implement my skills in sewing and gain some income to supplement my husband’s salary.
I will be providing sewing services to the community. I’ll purchase materials from wholesalers and sew clothes on orders from customers. I’ll also be sewing school uniforms which I believe will give good profits. School uniforms are always in demand especially when schools open, my typical costs would be the materials, machine maintenances, rent for the tailoring shop.
With good profit, I’ll use it to reinvest in growing the business by buying more materials. It will also boost our living standard. We would gather our income to help our family and children access good education and better health care. God has always been faithful to me and my family and despite of the many challenges I do trust that with God all things are possible. I am very thankful to zidisha organization because of what its doing help poor business people in the world to access loans and improve on their living standard

Loan Proposal

Once again I am glad to say that I am a blessed woman just because of my lenders may God bless you abundantly. I would like to build a semipermanent house with assistance from my husband who add another amount. We been having a grass thatched house but with your help we are hoping for a good semipermanent house. It will cost approx 1000 usd

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$746.00

Date disbursed

Nov 5, 2017

Repayment status

Late

Projected term

35 months

Lenders

A

Andy

Berlin, United States

Richard100

Santa Ana, United States

H

HomesteadSchool

Glen Spey, United States

PG

Paul Graham

United States

Craig Newmark

United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Kevin

United States

Ask Mary a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Mary    Sep 26, 2018

    the high cost of living has realy affected my business

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  • Jacob    Mar 16, 2018

    i talked to mary and she is planning to pay her loan by sunday

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  • John    Mar 15, 2018

    Hi Lenders and Zidisha staff, Mary and the contacts provided could not be reached by phone, will keep trying later.

    John,
    VM
    Kenya.

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  • John    Jan 25, 2018

    Hi Lenders, I called Mary and was not able to get her on phone. I tried the person who invited her, the community leader and even the family and neighbours and non could be reached by phone, I will try some other time.

    John
    VM
    Kenya.

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  • Mary    Jan 17, 2018

    i am very much grateful for the big heart you are having to lend the needy entrepreneurs like myself. i promise not to let my lenders down and i believe i will finish paying my loan before December this year despite the adjustment to a lower amount, this is just short term.

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  • Mary    Nov 17, 2017

    many thanks to my lenders, i am still working on my house project which has been challenging in terms of costs, i therefore request adjust downwards for a while as i rearrange myself.

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  • Mary    Oct 27, 2017

    Thanks a lot to all my lenders, I really appreciate your willingness to lend my loan.God bless you

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  • Mary    Oct 18, 2017

    I am very thankful for your loan that has really boosted my business. My clothing business has now grown big due to zidisha

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  • Mary    Sep 28, 2017

    i would like to adjust within a very short time

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  • Mary    Sep 11, 2017

    i am grateful that my business is progressing well

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  • Mary    Sep 7, 2017

    Greetings to all my lenders, i am glad that you are changing lives and businesses. so far so good for me. may God bless you all

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  • Mary    Jul 20, 2017

    many thanks to Zidisha, i am expecting good business in the near future

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  • Mary    Mar 30, 2017

    high rate of inlation

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  • John    Mar 3, 2017

    Hi Zidisha staff and lenders, today I called Mary but my phone was not answered, I later called her family member by the names Linet and explained to her my reasons for calling and asked her to inform Mary that she should try and call me back.

    Will follow up.

    John
    VM

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  • John    Jan 16, 2017

    Hallo, today I talked with Mary and she told me she had some family problems; she said she will start paying from Sunday 22nd 2017.

    John
    VM

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  • Mary    Jan 10, 2017

    To all my lenders, i kindly request to adjust downwards my instalments due to some financial problems in the part of my family , however i hope to recover soon.

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  • Mary    Nov 15, 2016

    Hi lenders, i actualy got the loan you gave to me and i have purchased the materials for the purpose of uniform production. thanks alot

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  • Mary    Nov 7, 2016

    many thanks to zidisha for the great work that you are doing. i am planning to buy materials worth 400 usd for production of school uniform. at this time of the year i normaly have plenty of business because pupils and students are in holiday and are planning to resume in january therefore we are busy making their school uniforms. i am expecting increased profits of which i will use to add more materials.

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  • Mary    Nov 3, 2016

    i am greatly humbled by what my lenders have done to me, my family and my business. you have really boosted the economic status of my business and people around me. I was able to buy a new singer sewing machine and fabrics, this has been very much helpful to my business.i have two daughters aged three and one who are very jovial and a loving husband. i am able to make some savings for my daughters future education .

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