House project

Mary

Nakuru, Kenya

6% repaid

Entrepreneur

Name

Mary

Member since

December 2015

On-time repayments

144 installments  •  74%

About Me

I am young woman aged twenty four years old. I was born and brought up in a small village in Ugunja, in Siaya county – Kenya. I went to Nyamasare primary school and did Kenya certificate of primary education in the year 2006 thereafter proceed to Nyasanda secondary school and did Kenya certificate of secondary education in the year 2010.
Life was so easy for our family because of very little income from my parent. My father has been self employed, making bricks for building in the rural villages. My mother has been a housewife who used to practice subsistence farming. We are a family of four sisters and three brothers. During weekdays we would be in school but during weekends we would be busy helping our mother with farming. Sometimes we would wake up very early in the morning and help her with farming before we go to school. Despite many challenges in our early years we were very determined and hardworking. My parents were also supportive for they really tried to seeing that we attend and finish school despite little income. I am privileged to have been educated because this has given me much confidence in myself and has also helped me to go through life in a complicated environment.
I am married with one child aged one year. My husband is working with a faith based organization. His salary is not enough to sustain us, we agreed with my husband that I go for tailoring classes being offered at our church at subsidized fees. I have been attending the classes with great determination and God willing I’ll be finishing next year February. I therefore need a tailoring machine to boost my effort as I train and also after I finish and to open a tailoring shop immediately so as supplement my husband’s income. I really enjoy sewing and that my hobby. I do believe that it will produce great achievements to my family.

My Business

I am tailoring student at our Christian believer’s fellowship church. With great determination I am attending the classes which are being offered to church members at subsidized fees. i really enjoy sewing. We train on the women dresses, shirts and blouses, short trousers, bed covers and head veils. I need a personal sewing machine so that I can proceed with the sewing at home after classes. I have actually finished my course and i was able to buy a Singer tailoring machine at a cost of ksh 18,000. This has been a big step for my business because I do have the knowledge and also the tailoring machine. I am now planning to set up a tailoring shop whereby I will implement my skills in sewing and gain some income to supplement my husband’s salary.
I will be providing sewing services to the community. I’ll purchase materials from wholesalers and sew clothes on orders from customers. I’ll also be sewing school uniforms which I believe will give good profits. School uniforms are always in demand especially when schools open, my typical costs would be the materials, machine maintenances, rent for the tailoring shop.
With good profit, I’ll use it to reinvest in growing the business by buying more materials. It will also boost our living standard. We would gather our income to help our family and children access good education and better health care. God has always been faithful to me and my family and despite of the many challenges I do trust that with God all things are possible. I am very thankful to zidisha organization because of what its doing help poor business people in the world to access loans and improve on their living standard

Loan Proposal

Once again I am glad to say that I am a blessed woman just because of my lenders may God bless you abundantly. I would like to build a semipermanent house with assistance from my husband who add another amount. We been having a grass thatched house but with your help we are hoping for a good semipermanent house. It will cost approx 1000 usd

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$746.00

Date disbursed

Nov 5, 2017

Repayment status

Late

Projected term

35 months

Lenders

A

Andy

Berlin, United States

Richard100

Santa Ana, United States

H

HomesteadSchool

Glen Spey, United States

PG

Paul Graham

United States

Craig Newmark

United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Kevin

United States

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Summary

Amount repaid

$46.93

Amount remaining

$693.52

Expected completion

Nov 25, 2018

Status

Repaying late

Installment amount

$28.48

Repayment History

Expected Payments Actual Payments
Nov 12, 2017 $14.75 Nov 5, 2017 $14.75
Nov 19, 2017 $0.98 Nov 19, 2017 $0.98
Nov 26, 2017 $0.98 Nov 19, 2017 $0.98
Dec 3, 2017 $0.98 Dec 3, 2017 $0.98
Dec 10, 2017 $0.98 Dec 3, 2017 $0.98
Dec 17, 2017 $0.98 Dec 8, 2017 $0.98
Dec 24, 2017 $0.98 Dec 22, 2017 $0.98
Dec 31, 2017 $0.98 Dec 22, 2017 $0.98
Jan 7, 2018 $0.98 Jan 11, 2018 $0.98
Jan 14, 2018 $0.98 Jan 11, 2018 $0.98
Jan 21, 2018 $0.98 Feb 2, 2018 $0.98
Jan 28, 2018 $0.98 Feb 2, 2018 $0.98
Feb 4, 2018 $0.98 Feb 2, 2018 $0.98
Feb 11, 2018 $0.98 Feb 22, 2018 $0.98
Feb 18, 2018 $0.98 Feb 22, 2018 $0.98
Feb 25, 2018 $0.98 Feb 22, 2018 $0.98
Mar 4, 2018 $0.98 Feb 22, 2018 $0.98
Mar 11, 2018 $0.98 Mar 22, 2018 $0.98
Mar 18, 2018 $0.98 Mar 22, 2018 $0.98
Mar 25, 2018 $0.98 Mar 22, 2018 $0.98
Apr 1, 2018 $0.98 Mar 22, 2018 $0.98
Apr 8, 2018 $0.98 Apr 24, 2018 $0.98
Apr 15, 2018 $0.98 Apr 24, 2018 $0.98
Apr 22, 2018 $0.98 Apr 24, 2018 $0.98
Apr 29, 2018 $0.98 May 16, 2018 $0.98
May 6, 2018 $0.98 May 16, 2018 $0.98
May 13, 2018 $0.98 May 28, 2018 $0.98
May 20, 2018 $0.98 May 28, 2018 $0.98
May 27, 2018 $0.98 Jun 6, 2018 $0.98
Jun 3, 2018 $0.98 Jun 6, 2018 $0.98
Jun 10, 2018 $28.48 Jun 6, 2018 $0.98
Jun 17, 2018 $28.48
Jun 24, 2018 $28.48
Jul 1, 2018 $28.48
Jul 8, 2018 $28.48
Jul 15, 2018 $28.48
Jul 22, 2018 $28.48
Jul 29, 2018 $28.48
Aug 5, 2018 $28.48
Aug 12, 2018 $28.48
Aug 19, 2018 $28.48
Aug 26, 2018 $28.48
Sep 2, 2018 $28.48
Sep 9, 2018 $28.48
Sep 16, 2018 $28.48
Sep 23, 2018 $28.48
Sep 30, 2018 $28.48
Oct 7, 2018 $28.48
Oct 14, 2018 $28.48
Oct 21, 2018 $28.48
Oct 28, 2018 $28.48
Nov 4, 2018 $28.48
Nov 11, 2018 $28.48
Nov 18, 2018 $28.48
Nov 25, 2018 $13.59

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