Entrepreneur
Name
Veronicah
Member since
January 2014
On-time repayments
297 installments • 10%
About Me
My Name is veronica Wanjiku, I am a Kenyan citizen born in Kericho. I am a single mother of three children. I am staying in Nakuru County at a place called Kabazi. I am a trained kindergarten teacher. I had worked for six years as a kindergarten teacher before resigning and deciding to start a day care business. I decide to open this business after seeing the suffering of poor parents who could not afford to hire domestic workers. Today in Kenya, domestic workers have become savvy about employment laws such as minimum wage, health care cover, and other allowances — leading high cost of maintaining them which many poor parents cannot afford to pay. Most parents in my area are casual labourers, they are poor and cannot afford to hire house help to look after their children. Before starting this day care centre, some mothers in my area were forced to resign from their jobs in order to stay back at home and take care of their children. This became a big concern for me because these mothers could not go to work in order to get money to buy food for their children. I then decided to start this business with my small savings and with a loan that I had borrowed from microfinance. With this money I paid for the business license, rented a house, hired two staffs bought furniture such as cats, cribs, crib mattresses, playpen, changing tables and high chairs. For safety equipments, I bought smoke and carbon monoxide detectors, outlet cover, playground fencing, a first aid Kit, fire extinguishers and a lock box for medicine. For play equipment, I bought riding toys, slides, balance beams, balls, puzzle and books.
My Business
My day care centre is called Nyoto Day care centre .The demand for my day care business has increased in my area because of the rising number of poor and single parents who cannot afford to hire domestic workers. The business is also growing on a daily basis because of the rising insecurity in light of a surge in kidnappings and child theft. Today many parents in my area prefer to bring their children in the day care centre to prevent child theft and kidnapping which has become rampant in Kabazi Estate. Currently I have a population of 40 children. The day care centre is open Monday to Saturday. I charge a fee of Ksh 100 per child on a daily basis. The children are taken in from 7.30am to 5.30 pm in the evening. I spend Ksh 15,000 monthly on children’s food. I have two staffs that I pay Ksh20, 000 as salaries. Today the demand for my services is overwhelming because my day care centre is very affordable to many parents. The demand is so high that I would like to acquire a bigger house so that I can accommodate more children. I therefore request Zidisha to help me get funds that will enable me to help many poor parents who require the services of a day care center
Loan Proposal
I would like to improve the condition of the day care centre. I will buy fun that will bring fresh air during hot seasons. I will buy a much bigger gas cylinder that will help with the cooking of children's food. At the moment I have a smaller gas cylinder.I am also planning to improve the children's sleeping materials. I would like to buy new bedding for the children.I will also paint the children's room and buy more toys.concerning security, I will install an alarm system for security purposes.
Feedback
Positive
2
Neutral
None
Negative
1
Loan Info
Project Type
Classic Loan
Disbursed amount
$449.00
Date disbursed
Apr 4, 2014
Repayment status
Late
Projected term
67 months
Other loans
Lenders
Edegem, Belgium
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Summary
Amount repaid
$136.59
Amount remaining
$605.88
Expected completion
Oct 29, 2019
Status
Repaying late
Installment amount
$1.18
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 16, 2014 | $31.00 | Apr 19, 2014 | $31.00 |
| Apr 23, 2014 | $31.00 | Apr 25, 2014 | $31.00 |
| Apr 30, 2014 | $0.00 | ||
| May 7, 2014 | $3.53 | May 1, 2014 | $3.53 |
| May 14, 2014 | $3.53 | May 7, 2014 | $3.53 |
| May 21, 2014 | $3.53 | May 15, 2014 | $3.53 |
| May 28, 2014 | $3.53 | May 15, 2014 | $1.18 |
| May 15, 2014 | $2.35 | ||
| Jun 4, 2014 | $3.53 | May 15, 2014 | $1.18 |
| May 28, 2014 | $2.35 | ||
| Jun 11, 2014 | $3.53 | May 28, 2014 | $1.18 |
| Jun 4, 2014 | $2.35 | ||
| Jun 18, 2014 | $3.53 | Jun 4, 2014 | $1.18 |
| Jun 11, 2014 | $2.35 | ||
| Jun 25, 2014 | $3.53 | Jun 11, 2014 | $1.18 |
| Jun 19, 2014 | $2.35 | ||
| Jul 2, 2014 | $3.53 | Jun 19, 2014 | $1.18 |
| Jun 25, 2014 | $2.35 | ||
| Jul 9, 2014 | $3.53 | Jun 25, 2014 | $1.18 |
| Jul 3, 2014 | $2.35 | ||
| Jul 16, 2014 | $3.53 | Jul 3, 2014 | $1.18 |
| Jul 11, 2014 | $2.35 | ||
| Jul 23, 2014 | $3.53 | Jul 11, 2014 | $1.18 |
| Jul 16, 2014 | $2.35 | ||
| Jul 30, 2014 | $3.53 | Jul 16, 2014 | $1.18 |
| Jul 24, 2014 | $2.35 | ||
| Aug 6, 2014 | $3.53 | Jul 24, 2014 | $1.18 |
| Jul 30, 2014 | $2.35 | ||
| Aug 13, 2014 | $3.53 | Jul 30, 2014 | $1.18 |
| Aug 6, 2014 | $2.35 | ||
| Aug 20, 2014 | $3.53 | Aug 6, 2014 | $1.18 |
| Aug 14, 2014 | $2.35 | ||
| Aug 27, 2014 | $3.53 | Aug 14, 2014 | $1.18 |
| Aug 20, 2014 | $2.35 | ||
| Sep 3, 2014 | $3.53 | Aug 20, 2014 | $1.18 |
| Aug 27, 2014 | $2.35 | ||
| Sep 10, 2014 | $3.53 | Aug 27, 2014 | $1.18 |
| Sep 5, 2014 | $2.35 | ||
| Sep 17, 2014 | $3.53 | Sep 5, 2014 | $1.18 |
| Sep 11, 2014 | $2.35 | ||
| Sep 24, 2014 | $3.53 | Sep 11, 2014 | $1.18 |
| Sep 17, 2014 | $2.24 | ||
| Oct 31, 2014 | $0.12 | ||
| Oct 1, 2014 | $0.47 | Oct 31, 2014 | $0.47 |
| Oct 8, 2014 | $0.00 | ||
| Oct 15, 2014 | $0.00 | ||
| Oct 22, 2014 | $0.00 | ||
| Oct 29, 2014 | $0.00 | ||
| Nov 4, 2014 | $0.00 | ||
| Nov 11, 2014 | $1.18 | ||
| Nov 18, 2014 | $1.18 | ||
| Nov 25, 2014 | $1.18 | ||
| Dec 2, 2014 | $1.18 | ||
| Dec 9, 2014 | $1.18 | ||
| Dec 16, 2014 | $1.18 | ||
| Dec 23, 2014 | $1.18 | ||
| Dec 30, 2014 | $1.18 | ||
| Jan 6, 2015 | $1.18 | ||
| Jan 13, 2015 | $1.18 | ||
| Jan 20, 2015 | $1.18 | ||
| Jan 27, 2015 | $1.18 | ||
| Feb 3, 2015 | $1.18 | ||
| Feb 10, 2015 | $1.18 | ||
| Feb 17, 2015 | $1.18 | ||
| Feb 24, 2015 | $1.18 | ||
| Mar 3, 2015 | $1.18 | ||
| Mar 10, 2015 | $1.18 | ||
| Mar 17, 2015 | $1.18 | ||
| Mar 24, 2015 | $1.18 | ||
| Mar 31, 2015 | $1.18 | ||
| Apr 7, 2015 | $1.18 | ||
| Apr 14, 2015 | $1.18 | ||
| Apr 21, 2015 | $1.18 | ||
| Apr 28, 2015 | $1.18 | ||
| May 5, 2015 | $1.18 | ||
| May 12, 2015 | $1.18 | ||
| May 19, 2015 | $1.18 | ||
| May 26, 2015 | $1.18 | ||
| Jun 2, 2015 | $1.18 | ||
| Jun 9, 2015 | $1.18 | ||
| Jun 16, 2015 | $1.18 | ||
| Jun 23, 2015 | $1.18 | ||
| Jun 30, 2015 | $1.18 | ||
| Jul 7, 2015 | $1.18 | ||
| Jul 14, 2015 | $1.18 | ||
| Jul 21, 2015 | $1.18 | ||
| Jul 28, 2015 | $1.18 | ||
| Aug 4, 2015 | $1.18 | ||
| Aug 11, 2015 | $1.18 | ||
| Aug 18, 2015 | $1.18 | ||
| Aug 25, 2015 | $1.18 | ||
| Sep 1, 2015 | $1.18 | ||
| Sep 8, 2015 | $1.18 | ||
| Sep 15, 2015 | $1.18 | ||
| Sep 22, 2015 | $1.18 | ||
| Sep 29, 2015 | $1.18 | ||
| Oct 6, 2015 | $1.18 | ||
| Oct 13, 2015 | $1.18 | ||
| Oct 20, 2015 | $1.18 | ||
| Oct 27, 2015 | $1.18 | ||
| Nov 3, 2015 | $1.18 | ||
| Nov 10, 2015 | $1.18 | ||
| Nov 17, 2015 | $1.18 | ||
| Nov 24, 2015 | $1.18 | ||
| Dec 1, 2015 | $1.18 | ||
| Dec 8, 2015 | $1.18 | ||
| Dec 15, 2015 | $1.18 | ||
| Dec 22, 2015 | $1.18 | ||
| Dec 29, 2015 | $1.18 | ||
| Jan 5, 2016 | $1.18 | ||
| Jan 12, 2016 | $1.18 | ||
| Jan 19, 2016 | $1.18 | ||
| Jan 26, 2016 | $1.18 | ||
| Feb 2, 2016 | $1.18 | ||
| Feb 9, 2016 | $1.18 | ||
| Feb 16, 2016 | $1.18 | ||
| Feb 23, 2016 | $1.18 | ||
| Mar 1, 2016 | $1.18 | ||
| Mar 8, 2016 | $1.18 | ||
| Mar 15, 2016 | $1.18 | ||
| Mar 22, 2016 | $1.18 | ||
| Mar 29, 2016 | $1.18 | ||
| Apr 5, 2016 | $1.18 | ||
| Apr 12, 2016 | $1.18 | ||
| Apr 19, 2016 | $1.18 | ||
| Apr 26, 2016 | $1.18 | ||
| May 3, 2016 | $1.18 | ||
| May 10, 2016 | $1.18 | ||
| May 17, 2016 | $1.18 | ||
| May 24, 2016 | $1.18 | ||
| May 31, 2016 | $1.18 | ||
| Jun 7, 2016 | $1.18 | ||
| Jun 14, 2016 | $1.18 | ||
| Jun 21, 2016 | $1.18 | ||
| Jun 28, 2016 | $1.18 | ||
| Jul 5, 2016 | $1.18 | ||
| Jul 12, 2016 | $1.18 | ||
| Jul 19, 2016 | $1.18 | ||
| Jul 26, 2016 | $1.18 | ||
| Aug 2, 2016 | $1.18 | ||
| Aug 9, 2016 | $1.18 | ||
| Aug 16, 2016 | $1.18 | ||
| Aug 23, 2016 | $1.18 | ||
| Aug 30, 2016 | $1.18 | ||
| Sep 6, 2016 | $1.18 | ||
| Sep 13, 2016 | $1.18 | ||
| Sep 20, 2016 | $1.18 | ||
| Sep 27, 2016 | $1.18 | ||
| Oct 4, 2016 | $1.18 | ||
| Oct 11, 2016 | $1.18 | ||
| Oct 18, 2016 | $1.18 | ||
| Oct 25, 2016 | $1.18 | ||
| Nov 1, 2016 | $1.18 | ||
| Nov 8, 2016 | $1.18 | ||
| Nov 15, 2016 | $1.18 | ||
| Nov 22, 2016 | $1.18 | ||
| Nov 29, 2016 | $1.18 | ||
| Dec 6, 2016 | $1.18 | ||
| Dec 13, 2016 | $1.18 | ||
| Dec 20, 2016 | $1.18 | ||
| Dec 27, 2016 | $1.18 | ||
| Jan 3, 2017 | $1.18 | ||
| Jan 10, 2017 | $1.18 | ||
| Jan 17, 2017 | $1.18 | ||
| Jan 24, 2017 | $1.18 | ||
| Jan 31, 2017 | $1.18 | ||
| Feb 7, 2017 | $1.18 | ||
| Feb 14, 2017 | $1.18 | ||
| Feb 21, 2017 | $1.18 | ||
| Feb 28, 2017 | $1.18 | ||
| Mar 7, 2017 | $1.18 | ||
| Mar 14, 2017 | $1.18 | ||
| Mar 21, 2017 | $1.18 | ||
| Mar 28, 2017 | $1.18 | ||
| Apr 4, 2017 | $1.18 | ||
| Apr 11, 2017 | $1.18 | ||
| Apr 18, 2017 | $1.18 | ||
| Apr 25, 2017 | $1.18 | ||
| May 2, 2017 | $1.18 | ||
| May 9, 2017 | $1.18 | ||
| May 16, 2017 | $1.18 | ||
| May 23, 2017 | $1.18 | ||
| May 30, 2017 | $1.18 | ||
| Jun 6, 2017 | $1.18 | ||
| Jun 13, 2017 | $1.18 | ||
| Jun 20, 2017 | $1.18 | ||
| Jun 27, 2017 | $1.18 | ||
| Jul 4, 2017 | $1.18 | ||
| Jul 11, 2017 | $1.18 | ||
| Jul 18, 2017 | $1.18 | ||
| Jul 25, 2017 | $1.18 | ||
| Aug 1, 2017 | $1.18 | ||
| Aug 8, 2017 | $1.18 | ||
| Aug 15, 2017 | $1.18 | ||
| Aug 22, 2017 | $1.18 | ||
| Aug 29, 2017 | $1.18 | ||
| Sep 5, 2017 | $1.18 | ||
| Sep 12, 2017 | $1.18 | ||
| Sep 19, 2017 | $1.18 | ||
| Sep 26, 2017 | $1.18 | ||
| Oct 3, 2017 | $1.18 | ||
| Oct 10, 2017 | $1.18 | ||
| Oct 17, 2017 | $1.18 | ||
| Oct 24, 2017 | $1.18 | ||
| Oct 31, 2017 | $1.18 | ||
| Nov 7, 2017 | $1.18 | ||
| Nov 14, 2017 | $1.18 | ||
| Nov 21, 2017 | $1.18 | ||
| Nov 28, 2017 | $1.18 | ||
| Dec 5, 2017 | $1.18 | ||
| Dec 12, 2017 | $1.18 | ||
| Dec 19, 2017 | $1.18 | ||
| Dec 26, 2017 | $1.18 | ||
| Jan 2, 2018 | $1.18 | ||
| Jan 9, 2018 | $1.18 | ||
| Jan 16, 2018 | $1.18 | ||
| Jan 23, 2018 | $1.18 | ||
| Jan 30, 2018 | $1.18 | ||
| Feb 6, 2018 | $1.18 | ||
| Feb 13, 2018 | $1.18 | ||
| Feb 20, 2018 | $1.18 | ||
| Feb 27, 2018 | $1.18 | ||
| Mar 6, 2018 | $1.18 | ||
| Mar 13, 2018 | $1.18 | ||
| Mar 20, 2018 | $1.18 | ||
| Mar 27, 2018 | $1.18 | ||
| Apr 3, 2018 | $1.18 | ||
| Apr 10, 2018 | $1.18 | ||
| Apr 17, 2018 | $1.18 | ||
| Apr 24, 2018 | $1.18 | ||
| May 1, 2018 | $1.18 | ||
| May 8, 2018 | $1.18 | ||
| May 15, 2018 | $1.18 | ||
| May 22, 2018 | $1.18 | ||
| May 29, 2018 | $1.18 | ||
| Jun 5, 2018 | $1.18 | ||
| Jun 12, 2018 | $1.18 | ||
| Jun 19, 2018 | $1.18 | ||
| Jun 26, 2018 | $1.18 | ||
| Jul 3, 2018 | $1.18 | ||
| Jul 10, 2018 | $1.18 | ||
| Jul 17, 2018 | $1.18 | ||
| Jul 24, 2018 | $1.18 | ||
| Jul 31, 2018 | $1.18 | ||
| Aug 7, 2018 | $1.18 | ||
| Aug 14, 2018 | $1.18 | ||
| Aug 21, 2018 | $1.18 | ||
| Aug 28, 2018 | $1.18 | ||
| Sep 4, 2018 | $1.18 | ||
| Sep 11, 2018 | $1.18 | ||
| Sep 18, 2018 | $1.18 | ||
| Sep 25, 2018 | $1.18 | ||
| Oct 2, 2018 | $1.18 | ||
| Oct 9, 2018 | $1.18 | ||
| Oct 16, 2018 | $1.18 | ||
| Oct 23, 2018 | $1.18 | ||
| Oct 30, 2018 | $1.18 | ||
| Nov 6, 2018 | $1.18 | ||
| Nov 13, 2018 | $1.18 | ||
| Nov 20, 2018 | $1.18 | ||
| Nov 27, 2018 | $1.18 | ||
| Dec 4, 2018 | $1.18 | ||
| Dec 11, 2018 | $1.18 | ||
| Dec 18, 2018 | $1.18 | ||
| Dec 25, 2018 | $1.18 | ||
| Jan 1, 2019 | $1.18 | ||
| Jan 8, 2019 | $1.18 | ||
| Jan 15, 2019 | $1.18 | ||
| Jan 22, 2019 | $1.18 | ||
| Jan 29, 2019 | $1.18 | ||
| Feb 5, 2019 | $1.18 | ||
| Feb 12, 2019 | $1.18 | ||
| Feb 19, 2019 | $1.18 | ||
| Feb 26, 2019 | $1.18 | ||
| Mar 5, 2019 | $1.18 | ||
| Mar 12, 2019 | $1.18 | ||
| Mar 19, 2019 | $1.18 | ||
| Mar 26, 2019 | $1.18 | ||
| Apr 2, 2019 | $1.18 | ||
| Apr 9, 2019 | $1.18 | ||
| Apr 16, 2019 | $1.18 | ||
| Apr 23, 2019 | $1.18 | ||
| Apr 30, 2019 | $1.18 | ||
| May 7, 2019 | $1.18 | ||
| May 14, 2019 | $1.18 | ||
| May 21, 2019 | $1.18 | ||
| May 28, 2019 | $1.18 | ||
| Jun 4, 2019 | $1.18 | ||
| Jun 11, 2019 | $1.18 | ||
| Jun 18, 2019 | $1.18 | ||
| Jun 25, 2019 | $1.18 | ||
| Jul 2, 2019 | $1.18 | ||
| Jul 9, 2019 | $1.18 | ||
| Jul 16, 2019 | $1.18 | ||
| Jul 23, 2019 | $1.18 | ||
| Jul 30, 2019 | $1.18 | ||
| Aug 6, 2019 | $1.18 | ||
| Aug 13, 2019 | $1.18 | ||
| Aug 20, 2019 | $1.18 | ||
| Aug 27, 2019 | $1.18 | ||
| Sep 3, 2019 | $1.18 | ||
| Sep 10, 2019 | $1.18 | ||
| Sep 17, 2019 | $1.18 | ||
| Sep 24, 2019 | $1.18 | ||
| Oct 1, 2019 | $1.18 | ||
| Oct 8, 2019 | $1.18 | ||
| Oct 15, 2019 | $1.18 | ||
| Oct 22, 2019 | $1.18 | ||
| Oct 29, 2019 | $301.18 | ||
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