Entrepreneur
Name
Elijah
Member since
October 2013
On-time repayments
272 installments • 7%
About Me
ELIJAH KAROKI WACHIRA
CITY/VILLAGE : BAHATI SCHEME
COUNTRY : KENYA
ADDRES : BOX 922 NAKURU
CELL PHONE : 0723179002
EMAIL : [email protected]
MYSELF
My Name is Elijah Karoki Wachira. Am married in monogamous family and am blessed with one child. I live in Bahati division in Nakuru county .Am learned and i have O level certificate and have computer certificate .I started a business to get daily bread and to cater for future challenges (to get money for future use).My business is situated at Karunga shopping centre.
My Business
I sell mobile phone accessories, phone repair, computer repair and televisions. I also sell movies and renting them. My business has many customers and I earn a basic profit of about ksh 40,000 per month which amounts to ksh 480,000 per year. This is due to urban and rural electrification which has facilitated the growth of urban center and rural areas so many people have bought video players, computers, televisions, mobile phones e.t.c. The risks I face is that many people do not have computer knowledge , some do not return movies after they have completed viewing them, house rent is very high and I may like to build my own premises so that money of rent I can buy other basic needs.
Loan Proposal
I first wish to thank zidisha organization community and secondly show my gratitude to my first loan lenders for giving me an opportunity to grow my business.With the loan, i am planning to expand my business by selling phones as i also increase my accessories stock. I intend to use the loan in purchasing a digital camera since it has come to my realization that there is limited photo work in my area, Besides the camera, i also intend to purchase a printer which can comfortably print my photos and instant passports. With this i will be able to capture the nearest institutions and occasions aiming for a higher profit. The remnant will be used to increase my stock and other materials my business requires. One printer will cost me kshs.19,000. A camera will cost kshs.9,000.
Feedback
Positive
5
Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$323.00
Date disbursed
Jan 16, 2014
Repayment status
On Time
Projected term
7 months
Other loans
Lenders
Dunkirk, United States
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Summary
Amount repaid
$334.09
Amount remaining
$0.00
Date repaid
May 5, 2014
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 28, 2014 | $27.27 | Jan 28, 2014 | $27.27 |
| Feb 4, 2014 | $27.27 | Jan 28, 2014 | $0.96 |
| Feb 4, 2014 | $26.31 | ||
| Feb 11, 2014 | $27.27 | Feb 4, 2014 | $1.93 |
| Feb 15, 2014 | $25.34 | ||
| Feb 18, 2014 | $27.27 | Feb 15, 2014 | $9.95 |
| Feb 22, 2014 | $17.32 | ||
| Feb 25, 2014 | $27.27 | Feb 22, 2014 | $6.21 |
| Mar 12, 2014 | $21.06 | ||
| Mar 4, 2014 | $27.27 | Mar 12, 2014 | $2.47 |
| Mar 19, 2014 | $24.80 | ||
| Mar 12, 2014 | $27.27 | Mar 19, 2014 | $4.61 |
| Mar 26, 2014 | $22.66 | ||
| Mar 19, 2014 | $0.29 | Mar 26, 2014 | $0.28 |
| Apr 9, 2014 | $0.01 | ||
| Mar 26, 2014 | $0.00 | ||
| Apr 2, 2014 | $5.88 | Apr 9, 2014 | $5.88 |
| Apr 9, 2014 | $5.88 | Apr 9, 2014 | $5.87 |
| Apr 23, 2014 | $0.01 | ||
| Apr 16, 2014 | $5.88 | Apr 23, 2014 | $5.88 |
| Apr 23, 2014 | $5.88 | Apr 23, 2014 | $5.87 |
| Apr 30, 2014 | $0.01 | ||
| Apr 30, 2014 | $5.88 | Apr 30, 2014 | $5.88 |
| May 7, 2014 | $5.88 | Apr 30, 2014 | $5.87 |
| May 5, 2014 | $0.01 | ||
| May 14, 2014 | $5.88 | May 5, 2014 | $5.88 |
| May 21, 2014 | $5.88 | May 5, 2014 | $5.88 |
| May 28, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Jun 4, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Jun 11, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Jun 18, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Jun 25, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Jul 2, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Jul 9, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Jul 16, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Jul 23, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Jul 30, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Aug 6, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Aug 13, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Aug 20, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Aug 27, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Sep 3, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Sep 10, 2014 | $5.88 | May 5, 2014 | $5.88 |
| Sep 17, 2014 | $1.72 | May 5, 2014 | $1.72 |
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