I need more bandles of salaula (second hand clothing)

Eneya    Jul 23, 2019

Due to economic challenges the business sales has gone down am unable to pay full installment but should my business sales increase i will increase my weekly installment.

Eneya    May 27, 2019

Due to business challenges am facing at the moment i have decided to reduce my loan at an affordable amount to repay weekly to avoid missing repayments.I could not do of late because i did not have access to internet there i dont want the amount to accumulate in default but i want to repaying on.Am sorry for delaying and not reducing my repaying amounts on time.I will repay my as soon as possible when the economy improve i will definitely repay it on time.

Eneya    May 21, 2019

Dear lenders, i have missed repayments for number of week now, this due to the family challebges and i will start selling my second hand clothing but i have now resumed i make my repayments this weekend Saturday the 25th May, 2019.

I do kindly appologise for the delay,i will be update as soon as possible.
Thanking you in advance.

Eneya    Feb 22, 2019

My business is not doing well and i have opted to reduce my weekly installment to an amount that is affordabe until the business get better interms of sales within 5 weekly installments as indicated above.

Eneya    Oct 19, 2018

Dear lenders the loan has has helped me in many ways and the business is doing well am working hard to ensure that weekly installments are paid despite economic challenges here in Zambia at the moment.Without Zidisha i dont know where i should have been interms of business because Zidisha has made me expand and establish my business today.To my lenders i just want to say that am very thankful for supporting my business because my family has benefit a lot as a result of the achievments the business has done since joining Zidisha two years ago.

Emma    Sep 27, 2018

Hi Eneya :-)

I was wondering if you possibly had any contact with Justina Tembo? I don't usually follow up in this way, but I have been trying to contact her for nearly a year now, and I am starting to think she has just run away...

I thought I would message you, because Justine was invited by Alice Banda, who was invited by Lovemore Mushaba (who are all not paying back their loans). But I noticed you were close by & in touch with Lovemore, plus you seemed so lovely & reliable :-)

I hope you don't mind me messaging... Hopefully you have some sort of contact that may be able to get in touch with Justina...

Here are zidisha profile's that may be helpful:
Justina Tembo: www.zidisha.org/loan/need-m...
Alice Banda: www.zidisha.org/loan/loan-t...
Lovemore Mushaba: www.zidisha.org/loan/loan-t...

Wishing you all the best Eneya :-) Even if you can't help, thank you for being such a great member of zidisha all the same... Its a pleasure having you be such a great member of the community :-) All the best, Emma from Australia.

J    Sep 9, 2018

Dear Eneya,

Thank you for these kind words. It’s always nice to hear that Zidisha made a difference in your life.

Kind regards,
Joost
Team Zidisha

Eneya    Sep 9, 2018

When i was introduced to Zidisha i never believed that Zidisha loans will improve my business.Today am ONE of the happiness members of Zidisha.Zidisha has really helped me grow and sustain my business in Zambia.Am a strong entrepreneur through Zidisha loans through the loans i have learnt how to save the earned profits weekly and repay back to Zidisha.I thank the director, all zidisha staff and all the lenders that have supported me since i joined Zidisha through Second hand clothing which is my core business.My God bless you all

Eneya    Jul 25, 2018

I did purchase 5 extra bundles of second hand clothing and also Building materials for the renovations of our family house.Indeed the Zidisha loan made a big difference, weekly sales i use to generate approximately $70 but now am able to generate $150 .Hence i use the weekly earnings to grow the business and ensure that there is sustainable growth and improve the standard of living.

Fernard    Jun 4, 2018

Dear lenders Eneya Nalungwe has already repaid and covered all her weekly installments and she up to date, the funds have not been credited yet.Once the funds are credited it definitely reflect on her zidisha accounts.

Kindly check the message also posted on 2nd June, 2018 confirming the repayments.

Kind regards,

Fernard Mutombo

Eneya    Jun 2, 2018

Dear my Lenders I have written to you to inform you that am taking full responsibility of loan.The following are the details of my repayments:

Name:Eneya Nalungwe
Phone No:0965949724
Amount:ZMW 150
Date repaid:2/06/2018
Transaction Id:437349403

Thank you so much for supporting my business.

Eneya    May 20, 2018

Dear my lenders am sorry for repaying my weekly installment late, i was on maternity leave but now i have resumed work.The following are the details of my repayment:
Name:Eneya Nalungwe
MTN Phone no:0965949724
Amount repaid:ZMW 100
DATE:20/05/2018
Transaction ID:424226640

Kindly not that any time soon i will repay at one time to finish my current loan and apply post a new loan for 2018.
Thank you my renders my business is going well here in Zambia.Am happy to be a zidisha member.

Kind regards,
Eneya Nalungwe
Volunteer Mentor
Lusaka, Zambia.

Eneya    Apr 11, 2018

Dear Zidisha, I have a complaint over my zidisha account i dont know why repayments are not credited to my account and it is showing late repayments when i have already repaid.Kindly check the following details and confirm my repayments for last week and a week before.

Should anything be the matter please follow up with MTN Zambia because i have a record of all my repayments,

Name:Eneya Nalungwe
MTN phone No:0965949724
Amount repayed:ZMK 100
Date repayed:08/04/2018
Transaction ID:385771114,

Kind regards,

Eneya

• J    Apr 11, 2018

  Dear Eneya,
  
  It can take up to 3 business days, US Eastern Time, for a repayment to be credited to your account.
  
  After that time, if the payment hasn’t been credited please create a support ticket with the following details:
  - Date you made the payment
  - Payment amount
  - Phone number or account number you used to send the payment
  - Transaction ID of your payment
  
  Also check the payments of the previous loans. Sometimes an payment of a few month ago isn’t recorded. Then it only looks if a current payment isn’t recorded but it is booked correctly and is shown on the old loan where there is a missing payment.
  
  So check carefully which payments aren’t recorded and then create a support ticket using the help menu (www.zidisha.org/borrower/help) with the correct info.
  
  Kind regards,
  Joost
  Team Zidisha

  Log in to reply • Share

Eneya    Feb 7, 2018

Dear lenders my business is doing well, my second hand clothing this rain season here is doing well hence am very happy because this achievements is coming as a result of your wonderful support to me since joining zidisha some 2 years ago.Thanking you in advance

Eneya    Jan 29, 2018

Dear zidisha team and the lenders, am very thankful to you for your support, my business is doing well this January 2018,i just inform you that you have made possible for me to move to another level in my business.Last year i was generating profit income of ZMK 4000 but now there is great improvement am netting ZMK 8000 as income profit which is helping me to pay school fees for four kids and home improvements and also reinvestment.Zidisha has done a wonderful job by changing my financial landscape and positioning my business very well .I really appreciate the renders wherever they are over seas.May God richly bless you, Thanking you very much.

Eneya    Jan 4, 2018

Dear lenders i just want to let you know that my business growing and am netting good profit this January.Due to the rain season and the whether here has become cold am selling cold season jacks and jerseys that i have opened the business is doing great from $120 that i was earning in the just ending year 2017, am now earning $160 weekly that is now making me repay my weekly installments in good time.Kind regards and hoping to do in 2018.May God bless you all at zidisha.

Eneya    Dec 22, 2017

Compliments of the season to all the lenders and the entire Zidisha staff and the community.God bless you

Eneya    Dec 21, 2017

I really appreciate zidisha team and all the lenders for supporting my projects.Indeed zidisaha funding is taking my business projects to another level in Zambia, Southern Africa.I thank all the renders for their efforts and for changing the financial landcape in my life, since i joined zidisha my life style has changed tremendously and i wish to do more in the forth coming new year 2018.I therefore, wish all the renders overseas and the entire zidisha community a happy new year and a prosperous 2018.Volunteer Mentor,Eneya Nalungwe, Lusaka Zambia.

Eneya    Dec 9, 2017

Dear my renders i must that since i got the loan of second hand clothing my business is perfectly doing well, sale have increased for the last weeks i have sold three bundles in a roll and profits have grown from ZMK 700 to ZMK 1200.I must confess that zidisha loans have improved my business and income earnings day by day.Am very grateful my dear renders, hearts off to you, am working very to ensure that the loan is also repayed in good time and on time.Best regards Eneya Nalungwe
V/M Lusaka, Zambia.

Eneya    Nov 17, 2017

Thanks Gertjan de Gruijter, for your response, but what i want you know is that the current credit limit is incorrect because when i did receive the current am holding of ZMK 8912 my next credit limit increased to ZMK 15, 788 including both the bonus of completing in good time and the bonus of V/M.

Kindly have a closer look of credit limit, from the time received the current am holding on the 25/10/2017 the credit limit increased from ZMK 8912 to ZMK 15,788.Suddenly i got surprised this Tuesday my credit limit reduced to ZMK 10,212 and this is the main reason why am writing to complain the sudden change or reduction of my credit limit.

Could you kindly reverse the credit limit the way it was suppose to be.

Kind regards,
Eneya Nalungwe
V/M Lusaka, Zambia