Daniel

Malanga, Kenya

14% repaid

Entrepreneur

Name

Daniel

Member since

October 2012

On-time repayments

207 installments  •  9%

About Me

My name is daniel katana kithi,am married with 2 children,sharon aged 5 years and christine aged 3 years all in kindergaten in mtwapa kenya.I live in Malanga in Malindi . I'm a Free lance photo video gragher with an experience of six years.I'm a form three drop out.I initially started this business to earn my living,for I could not be employed in any company as my education standard was low.Therefore decided so as to meet my my need and also to help educating my young brothers and sisters.I do purchase some basic requiremement such as food,water,clothes, and medicine also buy films, memorycards and flashdiscs for my work.

My Business

My business is freelance photo and video graphing. in this work involves taking photos/ picture with a camera whereas a capturing videos involves capturing or making coverage of events by using a video camera . i do take/capture events and functions and sale a by-product which is either in pictureform or edited movie such as cds dvds vcds etc. the demand for is business is quite high in that happennings/evens ever occur in our day today life and therefore people need to keep memories and records for future reference.my customers do prefer my buiness because of my competence and experience in my work. also the prices given for coverages of events are reasonable and negotiatable. another fact is that iam flexible for i use my motorbike to facilitatae movements. it is profitable in that no mucj expenses incurred or suffer after making the coverage. example a 36 expossure film costs ksh 250 and after processing work which can cost ksh 500 gives 36 to 39 pictures and each sold at ksh 50 can give ksh 1800, therefore makes a good profit. and a new video tape can costs ksh 500 after processing work that is in CD, DVD, VCD can give ksh 8000 and editing work can cost ksh 3,000 then therefore this can make a good profit as well.risks are lack of transport to facilitate movement and funds to repair and buy new cameras. my total monthly income is ksh 30,000 and my total monthly expenditure is ksh 14,000, my profit therefore is ksh 16,000 of which can repay a loan.

Loan Proposal

I will use the loan in buying one powerful brand new desk-top computer for editing work worth ksh:20000/=,will also buy a multipurpose printer new one worth ksh:16000/=,the remainder will be spent on reparing the old or the used printer.These items will greatly improve my income especially this season.

Feedback

2

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$470.00

Date disbursed

Jan 19, 2014

Repayment status

Late

Projected term

45 months

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Ask Daniel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Daniel    Aug 27, 2014

    Hello! it has been a hard time for my business as the area faces low numbers or none tourists hence low economy.I wish to thank the current improvement as it is advancing.I wish to say sorry for the inconvenience but hope the season will continue to improve. Thanks and may God bless Zidisha for reaching the small scale business men like us.

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    • calvero    Sep 11, 2014

      Thank you very much for the update, Daniel. Hopefully the situation will improve soon along with your business.

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      • Daniel    Sep 16, 2014

        Hi! Calvero, thanks for your word of encouragement-it has been an extreamely tough moment but thank God it is coming up well. I wish to thank my Zidisha team for understanding my situation.

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    • camilberlin    Sep 20, 2014

      Thanks Daniel for keep on repaying the loan despite of all the hardships! Whatever you pay back is not idling around but will go to the next loan.
      I hope you business keeps improving and you and your family are in good health.

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  • Daniel    Apr 27, 2014

    The main reason for the change in my repayment schedule is that the season is still low and have not gotten any tender up to now.Hope will get by early May but meanwhile will pay small amounts in waitting for the big figures to clear my loan.This will also not ruin my business in that every weekend will not be taking much money from the business to repay loans.The sametime will create good relations with my lenders.

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  • analinjsaturria    Apr 14, 2014

    Dear lenders,
    This is Analin Saturria McGregor, Country Liaison Manager at Zidisha.
    We received a message from one of Daniel's contacts, letting us know they are in touch and Daniel will continue to make weekly payments. We have reminded him that if payments cannot be made in full, a new repayment schedule should be proposed.
    We will continue updating you on Daniel as we hear more from him and his contacts.

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    • Daniel    Aug 27, 2014

      Hi! Analinjsaturia I'm currently going on well.My business had some challenges but I thank this far it has advanced.The season has been very bad on top the region and the country at large had faced economic blow due to tourists withdrawal. This month seams to be improving and I hope it will continue.
      Thanks and may God bless Zidisha.

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  • Evan Lamos    Mar 1, 2014

    Hi Daniel,

    How is your business going? Do you plan to start repayments on this loan soon? It would be good to hear from you.

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    • Evan Lamos    Jul 29, 2014

      Sorry to hear that your business was low.

      It's good to see that you could reschedule the loan, and that you are now able to make regular repayments.

      Best wishes for the future - I hope your business will succeed and grow.

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  • Daniel    Jul 22, 2013

    Cheer to Zidisha micro-lending group for assisting small businessmen like me,this has been a boost in my business.It made it possible to get/buy items like Digital photo and video camera,a brand new computer and a second hand printer in my office/studio.Not forgetting many other issues like health and feeding the family and many others taken care of without any problem.Wish to congratulate Zidisha team for their efforts to reach us and revive our businesses which have mark timed for many years if not decades.Hope to buy a new brand printer for better production and time saving.So far thanks for boosting my income as I'm editing many videos and printing countless photos and CD,DVD,VCD covers.Additionally I do type setting and scanning of various documents in my studio among many other small tusks like selling movies etc.Hope that when I reach the second and the third loan will greatly improve my income tremendously.

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    • Susanne    Jul 24, 2013

      All the best wishes to you. May you succeed and lead a happy and healthy life! :)

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