I will use the loan to expand my business to include supplying farm inputs to farmers since the planting season is about...
Wesley
Kiptenden Village, Kenya
25% repaid
Entrepreneur
Name
Wesley
Member since
November 2013
On-time repayments
261 installments • 16%
About Me
I am koskei k. wesley.I am a student of Ksii University persuing actuarial science course. I am in fourth year and expecting to clear my undergraduate by May 2014.my home place is kiptenden village,kapkwen location of kericho county in kenya.I am a christian from a humble background.I started my business so that it can assist me in financing my education.I have done this over the last years successfully.Since I come from a humble background i am always in need of school fees and i have struggled to innovate new ideas that can assist me maximize the return from the market as well as satisfying the customer demands.My business entails buying and selling farm products especially milk.I have always been keen in monitoring the market trends to ensure that my venture remains viable throughout.
My Business
I am planning to expand my personal business of buying and selling farm produce to include eggs.This is because of increasing number of farmers who have ventured into these projects of cattle and chicken rearing(dairy and poultry) and in the other hand the increasing urbanization in the sorrounding areas which needs a middle person of which i have decided to occupy.my customers prefer my goods since they are available in time and at an affordable price which are market consistent.My business is profitable since the goods are easily turned into cash within a short period meaning that the storage cost is not incurred hence the profit is maximum.The risk is just changes in weather conditions which affects the production but this is not great.The costs incurred are the transport costs and the costs incurred in paying my workers who collects the products.I get the profits per day since the we usually collects the produce in the morning and by the evening we will have distributed all to our customers.I therefore i believe that the zidisha loan will enable me expand this business.
Loan Proposal
I will use the loan to expand my business to include supplying farm inputs to farmers since the planting season here in Kenya is about to begin.The farm inputs that I will trade in include seeds, herbicides,pesticides and fertilizers.I have been keen in monitoring the seasons and their respective demands and I believe that this is one of the best timed opportunity.
The benefits that I will get will be in form profits since I will be buying the goods at whole sale prices,pack the goods in small quantities affordable by small scale farmers.This will earn me a lot of return since from the past experience,this has always proved successful since the demand for these goods at such a time is high.This means that I will be turning the inventory into cash within a very short period of time.With this also, it means that the storage costs I will incur will be minimal hence high profits.
Therefore, I am requesting Zidisha Lenders to help me fund my investment project so that I can realize my investment dreams in the business world.This is because the returns I have gained from the previous investments are not enough to see me through in this venture and that is why am soliciting these funds from you.With your assistance I am sure that I will make it.Thanks and may God bless you
Feedback
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$296.00
Date disbursed
Feb 13, 2014
Repayment status
Late
Projected term
60 months
Other loans
Lenders
nyc, United States
Malaysia
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Summary
Amount repaid
$126.88
Amount remaining
$374.91
Expected completion
Feb 7, 2019
Status
Repaying late
Installment amount
$1.94
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 20, 2014 | $0.00 | ||
| Feb 27, 2014 | $1.94 | Feb 20, 2014 | $1.94 |
| Mar 6, 2014 | $1.94 | Feb 20, 2014 | $1.94 |
| Mar 14, 2014 | $1.94 | Feb 20, 2014 | $1.94 |
| Mar 21, 2014 | $1.94 | Feb 20, 2014 | $1.94 |
| Mar 28, 2014 | $1.94 | Feb 20, 2014 | $1.48 |
| Feb 27, 2014 | $0.46 | ||
| Apr 4, 2014 | $1.94 | Feb 27, 2014 | $1.48 |
| Mar 7, 2014 | $0.46 | ||
| Apr 11, 2014 | $1.94 | Mar 7, 2014 | $1.94 |
| Apr 18, 2014 | $1.94 | Mar 7, 2014 | $1.94 |
| Apr 25, 2014 | $1.94 | Mar 7, 2014 | $1.94 |
| May 2, 2014 | $1.94 | Mar 7, 2014 | $1.94 |
| May 9, 2014 | $1.94 | Mar 7, 2014 | $1.94 |
| May 16, 2014 | $1.94 | Mar 7, 2014 | $1.94 |
| May 23, 2014 | $1.94 | Mar 7, 2014 | $1.94 |
| May 30, 2014 | $1.94 | Mar 7, 2014 | $1.02 |
| May 30, 2014 | $0.92 | ||
| Jun 6, 2014 | $1.94 | Jun 6, 2014 | $1.88 |
| Jun 13, 2014 | $0.06 | ||
| Jun 13, 2014 | $1.94 | Jun 13, 2014 | $1.82 |
| Jun 20, 2014 | $0.12 | ||
| Jun 20, 2014 | $1.94 | Jun 20, 2014 | $1.94 |
| Jun 27, 2014 | $1.94 | Jun 20, 2014 | $0.29 |
| Jun 27, 2014 | $1.65 | ||
| Jul 4, 2014 | $1.94 | Jul 3, 2014 | $1.94 |
| Jul 11, 2014 | $1.94 | Jul 3, 2014 | $1.94 |
| Jul 18, 2014 | $1.94 | Jul 18, 2014 | $1.94 |
| Jul 25, 2014 | $1.94 | Jul 25, 2014 | $1.94 |
| Aug 1, 2014 | $1.94 | Aug 2, 2014 | $1.94 |
| Aug 8, 2014 | $1.94 | Aug 5, 2014 | $1.94 |
| Aug 15, 2014 | $1.94 | Aug 8, 2014 | $1.94 |
| Aug 22, 2014 | $1.94 | Aug 21, 2014 | $1.94 |
| Aug 29, 2014 | $1.94 | Aug 21, 2014 | $1.94 |
| Sep 5, 2014 | $1.94 | Aug 21, 2014 | $0.24 |
| Sep 5, 2014 | $1.71 | ||
| Sep 12, 2014 | $1.94 | Sep 5, 2014 | $0.24 |
| Oct 6, 2014 | $1.71 | ||
| Sep 19, 2014 | $1.94 | Oct 6, 2014 | $1.94 |
| Sep 26, 2014 | $1.94 | Oct 6, 2014 | $1.94 |
| Oct 3, 2014 | $1.94 | Oct 6, 2014 | $1.94 |
| Oct 10, 2014 | $1.94 | Oct 6, 2014 | $1.94 |
| Oct 17, 2014 | $1.94 | Oct 6, 2014 | $1.94 |
| Oct 24, 2014 | $1.94 | Oct 6, 2014 | $0.35 |
| Oct 25, 2014 | $1.59 | ||
| Oct 31, 2014 | $1.94 | Oct 25, 2014 | $1.94 |
| Nov 6, 2014 | $1.94 | Oct 25, 2014 | $0.35 |
| Dec 14, 2014 | $1.59 | ||
| Nov 13, 2014 | $1.94 | Dec 14, 2014 | $1.94 |
| Nov 20, 2014 | $1.94 | Dec 14, 2014 | $1.94 |
| Nov 27, 2014 | $1.94 | Dec 14, 2014 | $1.94 |
| Dec 4, 2014 | $1.94 | Dec 14, 2014 | $0.35 |
| Dec 14, 2014 | $1.59 | ||
| Dec 11, 2014 | $1.94 | Dec 14, 2014 | $0.76 |
| Jan 3, 2015 | $1.18 | ||
| Dec 18, 2014 | $1.94 | Jan 3, 2015 | $0.76 |
| Jan 13, 2015 | $1.18 | ||
| Dec 25, 2014 | $1.94 | Jan 13, 2015 | $0.76 |
| Jan 22, 2015 | $1.18 | ||
| Jan 1, 2015 | $1.94 | Jan 22, 2015 | $0.76 |
| Jan 30, 2015 | $1.18 | ||
| Jan 8, 2015 | $1.94 | Jan 30, 2015 | $1.82 |
| Feb 15, 2015 | $0.12 | ||
| Jan 15, 2015 | $1.94 | Feb 15, 2015 | $1.94 |
| Jan 22, 2015 | $1.94 | Feb 15, 2015 | $0.42 |
| Feb 16, 2015 | $1.06 | ||
| Mar 3, 2015 | $0.46 | ||
| Jan 29, 2015 | $1.94 | Mar 3, 2015 | $1.94 |
| Feb 5, 2015 | $1.94 | Mar 3, 2015 | $1.94 |
| Feb 12, 2015 | $1.94 | Mar 3, 2015 | $1.94 |
| Feb 19, 2015 | $1.94 | Mar 3, 2015 | $1.94 |
| Feb 26, 2015 | $1.94 | Mar 3, 2015 | $0.84 |
| Apr 6, 2015 | $1.11 | ||
| Mar 5, 2015 | $1.94 | Apr 6, 2015 | $1.94 |
| Mar 13, 2015 | $1.94 | Apr 6, 2015 | $0.22 |
| Apr 20, 2015 | $1.72 | ||
| Mar 20, 2015 | $1.94 | Apr 20, 2015 | $1.94 |
| Mar 27, 2015 | $1.94 | Apr 20, 2015 | $1.94 |
| Apr 3, 2015 | $1.94 | Apr 20, 2015 | $0.02 |
| May 18, 2015 | $1.92 | ||
| Apr 10, 2015 | $1.94 | May 18, 2015 | $1.94 |
| Apr 17, 2015 | $1.94 | May 18, 2015 | $0.66 |
| Jun 6, 2015 | $1.28 | ||
| Apr 24, 2015 | $1.94 | Jun 6, 2015 | $1.07 |
| Jun 15, 2015 | $0.87 | ||
| May 1, 2015 | $1.94 | Jun 15, 2015 | $0.40 |
| Jun 22, 2015 | $1.54 | ||
| May 8, 2015 | $1.94 | Jun 22, 2015 | $0.20 |
| Jul 11, 2015 | $0.60 | ||
| Sep 11, 2015 | $1.14 | ||
| May 15, 2015 | $1.94 | Sep 11, 2015 | $0.85 |
| Sep 18, 2015 | $1.09 | ||
| May 22, 2015 | $1.94 | Sep 18, 2015 | $1.47 |
| Dec 15, 2018 | $0.47 | ||
| May 29, 2015 | $1.94 | Dec 15, 2018 | $0.12 |
| Feb 25, 2019 | $0.59 | ||
| Jun 5, 2015 | $1.94 | ||
| Jun 12, 2015 | $1.94 | ||
| Jun 19, 2015 | $1.94 | ||
| Jun 26, 2015 | $1.94 | ||
| Jul 3, 2015 | $1.94 | ||
| Jul 10, 2015 | $1.94 | ||
| Jul 17, 2015 | $1.94 | ||
| Jul 24, 2015 | $1.94 | ||
| Jul 31, 2015 | $1.94 | ||
| Aug 7, 2015 | $1.94 | ||
| Aug 14, 2015 | $1.94 | ||
| Aug 21, 2015 | $1.94 | ||
| Aug 28, 2015 | $1.94 | ||
| Sep 4, 2015 | $1.94 | ||
| Sep 11, 2015 | $1.94 | ||
| Sep 18, 2015 | $1.94 | ||
| Sep 25, 2015 | $1.94 | ||
| Oct 2, 2015 | $1.94 | ||
| Oct 9, 2015 | $1.94 | ||
| Oct 16, 2015 | $1.94 | ||
| Oct 23, 2015 | $1.94 | ||
| Oct 30, 2015 | $1.94 | ||
| Nov 5, 2015 | $1.94 | ||
| Nov 12, 2015 | $1.94 | ||
| Nov 19, 2015 | $1.94 | ||
| Nov 26, 2015 | $1.94 | ||
| Dec 3, 2015 | $1.94 | ||
| Dec 10, 2015 | $1.94 | ||
| Dec 17, 2015 | $1.94 | ||
| Dec 24, 2015 | $1.94 | ||
| Dec 31, 2015 | $1.94 | ||
| Jan 7, 2016 | $1.94 | ||
| Jan 14, 2016 | $1.94 | ||
| Jan 21, 2016 | $1.94 | ||
| Jan 28, 2016 | $1.94 | ||
| Feb 4, 2016 | $1.94 | ||
| Feb 11, 2016 | $1.94 | ||
| Feb 18, 2016 | $1.94 | ||
| Feb 25, 2016 | $1.94 | ||
| Mar 3, 2016 | $1.94 | ||
| Mar 10, 2016 | $1.94 | ||
| Mar 18, 2016 | $1.94 | ||
| Mar 25, 2016 | $1.94 | ||
| Apr 1, 2016 | $1.94 | ||
| Apr 8, 2016 | $1.94 | ||
| Apr 15, 2016 | $1.94 | ||
| Apr 22, 2016 | $1.94 | ||
| Apr 29, 2016 | $1.94 | ||
| May 6, 2016 | $1.94 | ||
| May 13, 2016 | $1.94 | ||
| May 20, 2016 | $1.94 | ||
| May 27, 2016 | $1.94 | ||
| Jun 3, 2016 | $1.94 | ||
| Jun 10, 2016 | $1.94 | ||
| Jun 17, 2016 | $1.94 | ||
| Jun 24, 2016 | $1.94 | ||
| Jul 1, 2016 | $1.94 | ||
| Jul 8, 2016 | $1.94 | ||
| Jul 15, 2016 | $1.94 | ||
| Jul 22, 2016 | $1.94 | ||
| Jul 29, 2016 | $1.94 | ||
| Aug 5, 2016 | $1.94 | ||
| Aug 12, 2016 | $1.94 | ||
| Aug 19, 2016 | $1.94 | ||
| Aug 26, 2016 | $1.94 | ||
| Sep 2, 2016 | $1.94 | ||
| Sep 9, 2016 | $1.94 | ||
| Sep 16, 2016 | $1.94 | ||
| Sep 23, 2016 | $1.94 | ||
| Sep 30, 2016 | $1.94 | ||
| Oct 7, 2016 | $1.94 | ||
| Oct 14, 2016 | $1.94 | ||
| Oct 21, 2016 | $1.94 | ||
| Oct 28, 2016 | $1.94 | ||
| Nov 4, 2016 | $1.94 | ||
| Nov 10, 2016 | $1.94 | ||
| Nov 17, 2016 | $1.94 | ||
| Nov 24, 2016 | $1.94 | ||
| Dec 1, 2016 | $1.94 | ||
| Dec 8, 2016 | $1.94 | ||
| Dec 15, 2016 | $1.94 | ||
| Dec 22, 2016 | $1.94 | ||
| Dec 29, 2016 | $1.94 | ||
| Jan 5, 2017 | $1.94 | ||
| Jan 12, 2017 | $1.94 | ||
| Jan 19, 2017 | $1.94 | ||
| Jan 26, 2017 | $1.94 | ||
| Feb 2, 2017 | $1.94 | ||
| Feb 9, 2017 | $1.94 | ||
| Feb 16, 2017 | $1.94 | ||
| Feb 23, 2017 | $1.94 | ||
| Mar 2, 2017 | $1.94 | ||
| Mar 9, 2017 | $1.94 | ||
| Mar 17, 2017 | $1.94 | ||
| Mar 24, 2017 | $1.94 | ||
| Mar 31, 2017 | $1.94 | ||
| Apr 7, 2017 | $1.94 | ||
| Apr 14, 2017 | $1.94 | ||
| Apr 21, 2017 | $1.94 | ||
| Apr 28, 2017 | $1.94 | ||
| May 5, 2017 | $1.94 | ||
| May 12, 2017 | $1.94 | ||
| May 19, 2017 | $1.94 | ||
| May 26, 2017 | $1.94 | ||
| Jun 2, 2017 | $1.94 | ||
| Jun 9, 2017 | $1.94 | ||
| Jun 16, 2017 | $1.94 | ||
| Jun 23, 2017 | $1.94 | ||
| Jun 30, 2017 | $1.94 | ||
| Jul 7, 2017 | $1.94 | ||
| Jul 14, 2017 | $1.94 | ||
| Jul 21, 2017 | $1.94 | ||
| Jul 28, 2017 | $1.94 | ||
| Aug 4, 2017 | $1.94 | ||
| Aug 11, 2017 | $1.94 | ||
| Aug 18, 2017 | $1.94 | ||
| Aug 25, 2017 | $1.94 | ||
| Sep 1, 2017 | $1.94 | ||
| Sep 8, 2017 | $1.94 | ||
| Sep 15, 2017 | $1.94 | ||
| Sep 22, 2017 | $1.94 | ||
| Sep 29, 2017 | $1.94 | ||
| Oct 6, 2017 | $1.94 | ||
| Oct 13, 2017 | $1.94 | ||
| Oct 20, 2017 | $1.94 | ||
| Oct 27, 2017 | $1.94 | ||
| Nov 3, 2017 | $1.94 | ||
| Nov 9, 2017 | $1.94 | ||
| Nov 16, 2017 | $1.94 | ||
| Nov 23, 2017 | $1.94 | ||
| Nov 30, 2017 | $1.94 | ||
| Dec 7, 2017 | $1.94 | ||
| Dec 14, 2017 | $1.94 | ||
| Dec 21, 2017 | $1.94 | ||
| Dec 28, 2017 | $1.94 | ||
| Jan 4, 2018 | $1.94 | ||
| Jan 11, 2018 | $1.94 | ||
| Jan 18, 2018 | $1.94 | ||
| Jan 25, 2018 | $1.94 | ||
| Feb 1, 2018 | $1.94 | ||
| Feb 8, 2018 | $1.94 | ||
| Feb 15, 2018 | $1.94 | ||
| Feb 22, 2018 | $1.94 | ||
| Mar 1, 2018 | $1.94 | ||
| Mar 8, 2018 | $1.94 | ||
| Mar 16, 2018 | $1.94 | ||
| Mar 23, 2018 | $1.94 | ||
| Mar 30, 2018 | $1.94 | ||
| Apr 6, 2018 | $1.94 | ||
| Apr 13, 2018 | $1.94 | ||
| Apr 20, 2018 | $1.94 | ||
| Apr 27, 2018 | $1.94 | ||
| May 4, 2018 | $1.94 | ||
| May 11, 2018 | $1.94 | ||
| May 18, 2018 | $1.94 | ||
| May 25, 2018 | $1.94 | ||
| Jun 1, 2018 | $1.94 | ||
| Jun 8, 2018 | $1.94 | ||
| Jun 15, 2018 | $1.94 | ||
| Jun 22, 2018 | $1.94 | ||
| Jun 29, 2018 | $1.94 | ||
| Jul 6, 2018 | $1.94 | ||
| Jul 13, 2018 | $1.94 | ||
| Jul 20, 2018 | $1.94 | ||
| Jul 27, 2018 | $1.94 | ||
| Aug 3, 2018 | $1.94 | ||
| Aug 10, 2018 | $1.94 | ||
| Aug 17, 2018 | $1.94 | ||
| Aug 24, 2018 | $1.94 | ||
| Aug 31, 2018 | $1.94 | ||
| Sep 7, 2018 | $1.94 | ||
| Sep 14, 2018 | $1.94 | ||
| Sep 21, 2018 | $1.94 | ||
| Sep 28, 2018 | $1.94 | ||
| Oct 5, 2018 | $1.94 | ||
| Oct 12, 2018 | $1.94 | ||
| Oct 19, 2018 | $1.94 | ||
| Oct 26, 2018 | $1.94 | ||
| Nov 2, 2018 | $1.94 | ||
| Nov 8, 2018 | $1.94 | ||
| Nov 15, 2018 | $1.94 | ||
| Nov 22, 2018 | $1.94 | ||
| Nov 29, 2018 | $1.94 | ||
| Dec 6, 2018 | $1.94 | ||
| Dec 13, 2018 | $1.94 | ||
| Dec 20, 2018 | $1.94 | ||
| Dec 27, 2018 | $1.94 | ||
| Jan 3, 2019 | $1.94 | ||
| Jan 10, 2019 | $1.94 | ||
| Jan 17, 2019 | $1.94 | ||
| Jan 24, 2019 | $1.94 | ||
| Jan 31, 2019 | $1.94 | ||
| Feb 7, 2019 | $0.96 | ||
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