Ludia    Sep 10, 2015

when i first started taking the zidisha loan i got a good profit and i was able to expand my business where i opened a general shop where i do display my farming product and also mied with other different commodities from different places like sugar, tea leaves soaps etc. With the incoming loan i hope to expand this shop by puting a new stock and adding the existing stock.

AWOL    Mar 5, 2014

Hello Ludia, you said you want "to stock my business". Have you
started another business besides farming? How do you plan on
using this loan?

Ludia    Feb 20, 2014

my business have been doing very well of late and i would like to complete my payment by paying 39000 this will help me to clear my loan and may be focus on having another step in my business thank you zidisha team for the good work you are doing zidisha team you have helped many who be very much behind were it not for the loans you are lending. thank you very much as consider my request

• mewesten    Feb 20, 2014

  Hi Miss Ludia,
  That is wonderful news about your business doing so well.
  Good luck in the future,
  marvin

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mewesten    Sep 17, 2013

Hello Mrs Ludia Ndegwa,
I want to thank you for another loan payment that just cam in today.
It is a good reminder to me to inquire about you and your farming.

If you have a free minute I would be very interested in how you are getting along.
Sincerely,
marvin

Ludia    Jul 4, 2013

Thank you zidisha team for the third time loan I have received the loan and i will make good use of the loan to uplift my business thanks very much.

Ludia    Jul 4, 2013

Thank you zidisha team for the third time loan I have received the loan and i will make good use of the loan to uplift my business thanks very much.

Ludia    May 22, 2013

Thank you very much because of the way we have getting along together without any problem. For now my business I have been blessed and I would like to add my installment payment to 50,375. The loan has been of much help and it has helped me to uplift my business such that it has grown up to a stage where I can be able to pay an installment of 50,375. Thank you a lot for the Zidisha team and many thanks goes to the leaders.

traciyoshiyama    Jul 28, 2012

July 27, 2012

Hello, my name is Traci Yoshiyama, Zidisha’s Kenya Client Relationship Manager. I am currently residing in Mugaa, visiting Zidisha borrowers in nearby villages.

The word of Zidisha has spread like wildfire in the surrounding villages of Nakuru. Although I may have scheduled two or three meetings, I always anticipate making unexpected visits to twice that amount, for the streets of these small towns are lined with Zidisha members. Such was the case today when I made an impromptu visit to Ludia Wangui’s general store in Bahati.

Established in 1989, Ludia’s shop was but a mere kiosk selling fruits and vegetables. It was not until June of this year that Ludia expanded her business, now having her own shop with shelves stocked with tomatoes, onions, potatoes, bananas, eggs, sugar, unga, baking flour, tea, soda, candy, and much more. A large portion of this stock was bought with Ludia’s first Zidisha loan. Among her most significant purchase was a cow, which has allowed Ludia to sell milk in her shop, a commodity that every Kenyan cannot be without. Being on its first months, Ludia’s shop has not yet reached fruition, for she hopes to add shelves to a bare wall, with of course more items for her customers to enjoy.

Having another Zidisha member to see (and another spur-of-the-moment visit to Ludia’s daughter’s shop), my time with Ludia was short-lived. Wanting to rejuvenate me for my remaining day in Bahati, she would not let me leave without treating me to a Fanta. She also did not want to pass up the chance to tell her lenders that she is thankful for all they have done and looks forward to continuing on as a Zidisha member for the years to come.

seabass    Apr 18, 2012

Congratulations on repaying your loan! You did an excellent job repaying on time.