Entrepreneur
Name
Ludia
Member since
March 2011
On-time repayments
130 installments • 36%
About Me
My name is Ludia Wangui Ndegwa. Iam a mother of nine children, all are grown up except two who are in school higher learning (University College).we live at Bahati in Nakuru at place called matangi tisa . I started my education in bahati area where i was education to my secondary level. After completing my education i joined my parent in the business of farming that is where I got my first skill of farming business and i become interested in that business. then after got married immediately started to a farming business where i later got enough money to start new business of a general shop which i operate together with farming business it has been a joy to have a shop where i go i work all day i meet many different people where i spend my day so not only do i get an income but i still get satisfactions from that work. i like to read book during my part time i also like watching christian moves .
My Business
I have a business of dairy farming. For now I have two cows which give me around 20liters per day and cost of milk is 30 per liter so I get at least 600 per day from the income of milk and 18000 per month. This money I use for paying bills and educating my reimaing children also grow crops as part of my business where l get around 200000 annually from that kind of farming i get 400000 per a year from the work I do. I do not have a lot of expenses because I stay in my farm where we have built our home. i choose the above business because after school i helped my parent with same business so i got enough skill for that business and also i learnt about marketing and different seasons for different commodities. i would like to put new stock in my shop and also replace the finished stock. i will use all the money as follows kes 90000 for buying Rice, sugar, maize flour , wheat flour , soap both bar and powder etc I am hoping to receive more customers during the festival seasons.
Loan Proposal
I would like to uplift my farming business I would like to buy seeds and also to prepare my shamba before rainy season which usually begin from April in our country. I would need around 60000 for those preparations.
Feedback
Positive
23
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$615.00
Date disbursed
Apr 23, 2011
Repayment status
On Time
Projected term
12 months
Lenders
Southampton, United Kingdom
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Summary
Amount repaid
$669.79
Amount remaining
$0.00
Date repaid
Apr 4, 2012
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 23, 2011 | $60.89 | Jun 21, 2011 | $60.89 |
| Jul 23, 2011 | $60.89 | Jun 21, 2011 | $0.09 |
| Jul 24, 2011 | $60.80 | ||
| Aug 23, 2011 | $60.89 | Jul 24, 2011 | $0.17 |
| Aug 25, 2011 | $60.72 | ||
| Sep 23, 2011 | $60.89 | Aug 25, 2011 | $0.26 |
| Aug 25, 2011 | $60.63 | ||
| Oct 23, 2011 | $60.89 | Aug 25, 2011 | $0.34 |
| Sep 26, 2011 | $60.55 | ||
| Nov 23, 2011 | $60.89 | Sep 26, 2011 | $0.43 |
| Nov 1, 2011 | $60.46 | ||
| Dec 23, 2011 | $60.89 | Nov 1, 2011 | $0.51 |
| Nov 27, 2011 | $60.38 | ||
| Jan 23, 2012 | $60.89 | Nov 27, 2011 | $0.60 |
| Dec 21, 2011 | $48.78 | ||
| Feb 4, 2012 | $11.51 | ||
| Feb 23, 2012 | $60.89 | Feb 4, 2012 | $49.46 |
| Mar 4, 2012 | $11.43 | ||
| Mar 23, 2012 | $60.89 | Mar 4, 2012 | $49.55 |
| Apr 4, 2012 | $11.34 | ||
| Apr 23, 2012 | $60.89 | Apr 4, 2012 | $60.88 |
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