Human-hair business

Valentine Juma

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Valentine Juma

Location

Nairobi, Kenya

On-time repayments

59 weekly installments  •  61%

About Me

I am aged 30 born in Kenya and brought up in the slums of Nairobi County. Growing up in a humble family of 3 siblings, I had to learn and go through a lot at a very early age. My parents were not fully able, and I had to work hard to help them educate me. Luckily, I got the opportunity of joining university through a sponsor and undertook a course in Computer Science. Unfortunately, he passed on before I finished my studies, but my hard work and determination pushed me through to the end. Employment became very difficult since I graduated and had to find means of sustaining myself. This did not put me down, but it rather gave me strong hopes. I opted to try freelance research, writing, transcription and data entry. This has sustained me over years. I would like to make an effort of growing this into a bigger venture where I can employ more young people and have them achieve their dreams. Being a single parent of a young boy (The mum passed away in a road accident) I am determined very much to see him through his school and make his life easier than mine was .

My Business

My business basically entails selling human hair products online. I have been doing this for over an year and see massive growth in my business. I am now looking forward at improving my sales by increasing the products that I want to deal with.
I have a massive following on Facebook with over 23,000 followers and Instagram over 6,000 followers on my business page. My sales grow day in day out and i am looking to open a physical branch.. I believe with the required support i can make it grow bigger.

Loan Proposal

This loan will assist me in adding my human hair stock supply. I have been in this business for over an year and looking forward to increase new stock in my inventory. I believe given this amounts, i will easily add to my stock and make more sales as I have customers all over the country.

Income Source

My business wasn't adversely affected because most my sales are online and I have a constant flow of clients. This means that my general income has only gone down by 5% which does not have an impact at all. Currently business is going back to normal meaning my cash flow should stabilise asap.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$492.71

Date disbursed

Jul 25, 2020

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: $44.30

Credit risk payment: $66.45

Lenders

C

CWS

Huntington beach, ca, United States

G

GalantnostS

Hong Kong, Hong Kong

Brian

Midhurst, Canada

C

Christian

Saarbruecken, Germany

R

Raabo

Rungsted, Denmark

AltruisticSelfishnes

Chicago, United States

M

MaBeAa

Berlin, Germany

EHTHighSchool

Egg Harbor Township, United States

Straetman

Kaarst, Germany

F

Forba

Mo i Rana, Norway

MarktheMormon

Sandy, Utah, United States

F

FHult

Stockholm, Sweden

Martin

Manama, Bahrain

MichaelDean

San Jose, United States

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

A

ashtanga99

Newport, United States

L

lped759

Saint Paul, United States

A

AlexCheng

Seattle, United States

B

Becmo

Brisbane, Australia

M

matts

New York, United States

T

tmsaddress

Orlando, Florida, United States

A

anonymous123

United States

dajawein

Gladstone, Australia

D

Divergent

Bethesda, United States

G

glomardor

Leonardtown, United States

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

Ellwood

Wimborne, United Kingdom

D

Dschejwoulff

München, Germany

J

jzidi

Los Angeles, United States

C

Colesmiths

Sevenoaks, United Kingdom

clemenchiang

Singapore, Singapore

D

doinggood

Missoula, United States

Namaste250

Pittsford, United States

L

loistf

Madrid, Spain

peanut

Halifax, Canada

M

MttMNW

Königsbronn, Germany

B

BGRRisz

Arlington, United States

P

PetrusR

balmoral, Australia

rfriedenberg

New Jersey, United States

P

Peksa

Espoo, Finland

G

glh25

Winooski, United States

S

SheilaB

Nashville, United States

NativeTexan

Dfw Metroplex, United States

JTShorty

Gorham, Maine, United States

D

Don100

Wilton, United States

C

Colmena

Chicago, United States

L

LongTallSallymander

Menomonee Falls, United States

A

AndrewC

London, United Kingdom

soniad

Dubai, United Arab Emirates

MarshFamilyUK

Canterbury, United Kingdom

thomas2666

Brisbane, Australia

ibc123

Seattle, United States

M

mcmathae

Santa Clara, United States

O

OrientExpress

Tokyo, Japan

mikeice

Kohler, United States

D

Deback

Denver, United States

L

liseman

United States

Arjan Geven

Vienna, Austria

P

Peaches

United States

R

RosieWatrs

United States

L

leftyoctober

Minneapolis, United States

mepster

San Francisco, Ca, United States

B

bscent

Hong Kong

Grant Xavier Storer

Seattle, Wa, United States

K

Keith

Luxembourg

adrianz

United States

B

beegkitty

United States

P

pnrjulius

United States

JL

Joao Leal

United Kingdom

Peter R

Fulda, Germany

Matthias

Frankfurt Am Main, Germany

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Franmiguel

Perth, Australia

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Kate Courteau

United States

K

K

United States

E

erica

antwerpen, Belgium

Thomas

Mueller, Germany

Kristin Rhodes

Kansas City, Kansas, United States

moursund

Beaver Nation, United States

Julia

United States

Kevin

San Francisco, United States

JC

JD Conley

United States

M

Marc

Newcastle upon Tyne, United Kingdom

I

Ian

United Kingdom

Jennifer Weber

Canandaigua, Ny, United States

RW

Roger Wang

United States

Pedro Lopez

United States

Mouhamed

United States

C

cota

United States

YM

Yelka Mikolji

United States

George

Corvallis, Oregon, United States

Jorgen V

Mol, Belgium

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

BB

Ben Bellows

United States

J

John

United Kingdom

Carla

Amsterdam, Netherlands

R

Rhys

Australia

B

United Kingdom

Solon Brown

Singapore, Singapore

F

Frits

Rotterdam, Netherlands

M

Mart

United Kingdom

Mattie Shaw

Seattle, United States

N

Nick

Greater London, United Kingdom

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

E

eriklonnroth

United Kingdom

YK

Yonghwan Kim

Republic of Korea

Aran Dunlop

United States

J

Joel

United States

Rosario von Li

San Jose, Ca, United States

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