Materials for building construction
Joshua Otieno
Kagan Komenya, Kenya
18% repaid
Entrepreneur
Name
Joshua Otieno
Member since
November 2016
On-time repayments
192 installments • 88%
About Me
I am Joshua Ochieng Otieno, I was born in 1977 at Ndiru village Kagan East in Rangwe constituency Homa bay county,Nyanza province in the republic of Kenya. I did primary education in 1993,but failed to join secondary due to poor grade. I went to Mawego Technical Institute where I did certificate in building and construction. My dear father died in 1998 leaving nothing valuable for family use. Later I went to Bondo town to look for masonry jobs which I got sufficiently to earn a living to support my mother who had to do some menial duties to provide for the family needs. I got married in the following year, 1998 and God the creator blessed us with four children, a girl and three boys and all of them are going to school. The first born ,a girl is in secondary school form two and the other three children are in primary school. My daughter would prefer to be a nurse, the second one like to become a doctor, the third child would like to be a secondary teacher and the last kid in future would prefer to become a pilot. My home village borders Kisii in the east which contains undulating geographical features which attracts local and foreign tourists. It also receives cool highland breeze from Kisii mountain and has heavy rainfall which is favourable for agricultural activities,livestocks keeping and it also support commercial activities in the Rangwe and its environment. During my free time especially Sunday, I commonly visit the friends, extended family members, participating in communal events and going to church to attend Sunday mass.My hobbies are playing football in the pitch, reading bible,novels,magazines and internet reading of educational and other social sites,watching football premier leagues and singing hymns in the church.
My Business
I joined building and construction sector in Bondo town, Siaya county after finishing masonry course at Mawego Technical Training lnstitute in the year 14/11/2000,leaving other family members back at home to fetch for money in the construction field to provide primary and secondary neccesary requirements to the all family. I worked very hard to do more meaningful jobs to gain experience, save more money, share and learn ideas, socialize with other fundis and get some buildings tenders as God Almighty do provide in the field of masonry. With the little savings and other sources of income I earn, this income help to provide food for the nuclear family, extended family members including my lovely mother, some two opharns and very old grandmother. It also helps me to purchase clothes, household wares, and purchasing of drugs for our livestock in the family. It also helps to pay school fees for the four children, two opharns and buying of school requirements for the kids. With this income it aided me build another extra large and big house to replace the old hut which was small as the family was in increasing gradually in number. It settles debts, buying of other secondary needs for the family, pays various bills and meeting some extra expenses for the smooth running of family affairs. In the building and construction sector, in a week i can earn approximately of kshs 9000/= which helps me to settle the above primary and secondary wants. It will also help to service,maintain and buying of some tools and needed materials in masonry
Loan Proposal
Thanks so much my dear lenders and entire Zidisha platform for the monetary aid offered to me. With the disbursement, first i will pay school fees for the forthcoming year for all the children at a cost of KES.120,000,some building materials like bamburi cement at a cost of KES. 40,000,various timber sizes and round poles at a cost of KES 15,000,white powder, waterproof cement, 20 litre oil for lubricating machines, sharpening files,spades,wheelbarrows,building blocks and bricks and some other building materials for structural works all at a cost of KES. 40,000.All household and work expenses will be paid at a cost of KES. 5,000. All these purchases and payments will improve living standard of my family, good profit margin, all basic needs catered for, business,work and family expenses will be paid for. Thanks for the support provided by Zidisha team and my caring lenders.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$2,354.32
Date disbursed
Sep 6, 2019
Repayment status
Late
Projected term
21 months
Cost to entrepreneur
Service fee: $93.46
Credit risk payment:
$560.79
Other loans
Lenders
Southampton, United Kingdom
San Francisco, United States
Rotterdam, Netherlands
Camarillo, Ca, United States
Morro Bay, United States
Austin, United States
Charlottesville, United States
Nepean, Canada
Orlando, Florida, United States
Tempe, United States
Chicago, United States
Eke, Belgium
Stamford, USA, United States
Liminka, Finland
Tromso, Norway, Norway
Tampin, Malaysia
Germany
Kaohsiung, Taiwan
Østre Gausdal, Norway
Austin, United States
Philadelphia, United States
Ames, United States
San Jose, United States
Encinitas, United States
Moravia, United States
United States
Germany
United States
United Kingdom
Philippines
United States
United States
United States
Austin, United States
United States
Germany
United Kingdom
United States
Ireland
United States
United States
CORVALLIS, United States
United States
United States
United Kingdom
Hong Kong
Germany
Finland
United States
United States
Stockholm, Sweden
Washington DC, United States
United States
United States
United States
United States
United Kingdom
Germany
United States
Sweden
Brazil
Germany
Australia
Bonn, Germany
Germany
Norway
Netherlands
London, United Kingdom
United States
United States
United States
Switzerland
Bologna, Italy
United States
United States
Norway
Hong Kong
Germany
United States
United States
United States
Finland
Hamburg, Germany
United States
Los Angeles, United States
Denmark
United States
Germany
United States
United States
United States
United States
United States
United States
Seattle, United States
Amsterdam, Netherlands
Reading, United Kingdom
United States
Colombia
United Kingdom
Saudi Arabia
Kirkland, WA, United States
Netherlands
France
Germany
Switzerland
United States
United States
United States
United States
Australia
United States, Canada
United Kingdom
European Union, Netherlands
United States
United Kingdom
Nashville, TN, United States
United States
United States
Sweden
Finland
United States
Copenhagen, Denmark
United Kingdom
United Kingdom
United States
Amsterdam, Netherlands
Australia
United States
United States
United States
Denmark
United States
United States
Atlanta, United States
Germany
United States
Troy, United States
Elkhart, KS, United States
United States
India
United States
Stafford, United States
Norway
United States
Germany
Canada
United States
United States
United Arab Emirates
United States
United Kingdom
United States
Karlsruhe, Germany
United States
Germany
United States
United States
Belgium
United States
United States
Germany
United States
United States
Markham, Canada
Ask Joshua a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.