Materials for building construction

Joshua Otieno

Kagan Komenya, Kenya

17% repaid

Entrepreneur

Name

Joshua Otieno

Location

Kagan Komenya, Kenya

On-time repayments

186 weekly installments  •  87%

About Me

I am Joshua Ochieng Otieno, I was born in 1977 at Ndiru village Kagan East in Rangwe constituency Homa bay county,Nyanza province in the republic of Kenya. I did primary education in 1993,but failed to join secondary due to poor grade. I went to Mawego Technical Institute where I did certificate in building and construction. My dear father died in 1998 leaving nothing valuable for family use. Later I went to Bondo town to look for masonry jobs which I got sufficiently to earn a living to support my mother who had to do some menial duties to provide for the family needs. I got married in the following year, 1998 and God the creator blessed us with four children, a girl and three boys and all of them are going to school. The first born ,a girl is in secondary school form two and the other three children are in primary school. My daughter would prefer to be a nurse, the second one like to become a doctor, the third child would like to be a secondary teacher and the last kid in future would prefer to become a pilot. My home village borders Kisii in the east which contains undulating geographical features which attracts local and foreign tourists. It also receives cool highland breeze from Kisii mountain and has heavy rainfall which is favourable for agricultural activities,livestocks keeping and it also support commercial activities in the Rangwe and its environment. During my free time especially Sunday, I commonly visit the friends, extended family members, participating in communal events and going to church to attend Sunday mass.My hobbies are playing football in the pitch, reading bible,novels,magazines and internet reading of educational and other social sites,watching football premier leagues and singing hymns in the church.

My Business

I joined building and construction sector in Bondo town, Siaya county after finishing masonry course at Mawego Technical Training lnstitute in the year 14/11/2000,leaving other family members back at home to fetch for money in the construction field to provide primary and secondary neccesary requirements to the all family. I worked very hard to do more meaningful jobs to gain experience, save more money, share and learn ideas, socialize with other fundis and get some buildings tenders as God Almighty do provide in the field of masonry. With the little savings and other sources of income I earn, this income help to provide food for the nuclear family, extended family members including my lovely mother, some two opharns and very old grandmother. It also helps me to purchase clothes, household wares, and purchasing of drugs for our livestock in the family. It also helps to pay school fees for the four children, two opharns and buying of school requirements for the kids. With this income it aided me build another extra large and big house to replace the old hut which was small as the family was in increasing gradually in number. It settles debts, buying of other secondary needs for the family, pays various bills and meeting some extra expenses for the smooth running of family affairs. In the building and construction sector, in a week i can earn approximately of kshs 9000/= which helps me to settle the above primary and secondary wants. It will also help to service,maintain and buying of some tools and needed materials in masonry

Loan Proposal

Thanks so much my dear lenders and entire Zidisha platform for the monetary aid offered to me. With the disbursement, first i will pay school fees for the forthcoming year for all the children at a cost of KES.120,000,some building materials like bamburi cement at a cost of KES. 40,000,various timber sizes and round poles at a cost of KES 15,000,white powder, waterproof cement, 20 litre oil for lubricating machines, sharpening files,spades,wheelbarrows,building blocks and bricks and some other building materials for structural works all at a cost of KES. 40,000.All household and work expenses will be paid at a cost of KES. 5,000. All these purchases and payments will improve living standard of my family, good profit margin, all basic needs catered for, business,work and family expenses will be paid for. Thanks for the support provided by Zidisha team and my caring lenders.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$2,354.32

Date disbursed

Sep 6, 2019

Repayment status

Late

Projected term

21 months

Cost to entrepreneur

Service fee: 5% of $2,354.32 = $105.83

Credit risk payment: $635.02

Lenders

T

Tmann

Los Angeles, United States

A

Anninymouse

Southampton, United Kingdom

Dianne

Maryville, United States

E

Errol

Bradenton, FL, United States

Brian

Midhurst, Canada

valentin

Stockholm, Sweden

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

J

johan

Oslo, Norway

J

JonnyPrice

San Francisco, United States

C

chkuo

Taipei, Taiwan

M

MrMc2

Saugerties, United States

P

phangsang

Seattle, United States

cyrus0302

San Francisco, United States

S

SueB1

Los Alamos, United States

Dipsius

London, United Kingdom

AltruisticSelfishnes

Chicago, United States

E

erozlum

Istanbul, Turkey

lietu

Tallinn, Estonia

W

winfried

Seoul, Republic of Korea

R

Rotterdammer

Rotterdam, Netherlands

D

Debock

Dresden, Germany

MaxEmerika

Sonoma County, California, United States

Kjartan

Oslo, Norway

Ambrose

Calgary, Canada

C

czeisler

Hochheim, Germany

Tjitser

The Hague, Netherlands

C

Coyote137

Portland, OR, United States

L

ldron7

Utah, United States

Martin

Manama, Bahrain

ZlataRoy

Cheltenham, United Kingdom

D

danielske

Cedar Knolls, United States

sarasofia

Stockholm, Sweden

R

rcmssr

Woodbury, United States

A

anonymus

Moon, United States

T

Tallago3

Munich, Germany

J

Jacquinta

London, United Kingdom

Pere

Barcelona, Spain

M

MichaelCausey

Camarillo, Ca, United States

johnandmoliehi

Canton, New York, United States

A

aliasadsj

Queens, NY, United States

sebastienrosa

Quebec, Canada

T

ToddK

Indianapolis, IN, USA, United States

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

rfcno

New Orleans, United States

P

pmyadlowsky

Charlottesville, United States

C

codairem

Berkeley, United States

Jeff and Marcie

Portland, OR, United States

gr8ful

Syracuse, United States

M

mason243

Denver Colorado, United States

A

AlexCheng

Seattle, United States

S

Senryu91

caldogno, Italy

C

chrisn

Egg, Switzerland

C

CrazyCanuck

Nepean, Canada

B

briansedz

Canton, Ohio, United States

P

proby24

Singapore, Singapore

Tavin

Ottawa, Canada

DavidRisstrom

Melbourne, Australia

T

tmsaddress

Orlando, Florida, United States

Karilynn

Mountain View, United States

B

Bavarian

Bavaria, Germany

J

jasonbronowitz

Tempe, United States

C

chrisherron

Chicago, United States

S

Snake707

Somewhere, Germany

C

cyrilleberger

Gammalkil, Sweden

G

graememoss

Amsterdam, Netherlands

dajawein

Gladstone, Australia

indeh

London, United Kingdom

E

EllenA

Oslo, Norway

Sundstroms

Falun, Sweden

ElWal

Kirn, Germany

rasmus

Bern, Switzerland

J

Jeb33red

Bourne end, United Kingdom

SHRFamily

Vancouver, Canada

T

tomdeneire

Eke, Belgium

Erica

Caledon, Canada

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

Ellwood

Wimborne, United Kingdom

IA

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Stamford, USA, United States

DennyC

Rostock, Germany

J

jzidi

Los Angeles, United States

P

pillepalle

Osnabrück, Germany

T

the0bauman

Hillsboro, United States

A

Austrian

Graz, Austria

Matthew

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lorello

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Jouni

Finland

Paul and Rachel

London, United Kingdom

S

SvenWaage

Stavanger, Norway

Namaste250

Pittsford, United States

G

Goodwill

Oakland, United States

B

bileiro

Mandaluyong, Philippines

S

Sherry

Pittsburgh, United States

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

Hype1

Ashburn VA, United States

K

katykoo

New York, NY, United States

D

DThirteen

Miami, United States

mraph

Virginia, United States

Christopher

Copenhagen, Denmark

S

Simbaz

Torino, Italy

swendl

Iowa, United States

C

CheapThrills

Liminka, Finland

Andreas Kiss

Vienna, Austria, Austria

P

PetrusR

balmoral, Australia

Ingela

Falun, Sweden

P

Peksa

Espoo, Finland

V

Valis

Singapore, Singapore

P

PHU99

Zwingenberg, Germany

D

DaveH

Folsom, United States

IM

Isak Maaseide

Tromso, Norway, Norway

S

sersche

Zurich, Switzerland

D

dannimw

Victoria BC, United Kingdom

A

Andy

Berlin, United States

nakamura

United States

A

alkemyst

Geneve, Switzerland

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

Z

zhihanchew1234

Tampin, Malaysia

camilberlin

Berlin, Germany

Stantons

Medford, United States

A

andreasb

Zug, Switzerland

C

cardiff

Falls Church, United States

nmatpt

Lisboa, Portugal

P

prashant

SUNNYVALE, United States

calvero

Bergen, Norway

J

Johannes

Pirmasens, Germany

joaoferraz

RINCHOA, Portugal

P

prehders

Hamburg, Germany

Patrick

Berlin, Germany

J

JohnH

Livonia, Michigan, United States

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

M

Marod

Edmonton, Canada

neocodesoftware

vancouver, Canada

M

marcmesich

Kaohsiung, Taiwan

F

Fintons

Grand Rapids, United States

M

Moonknight

Østre Gausdal, Norway

K

Krishroff

Dubai, United Arab Emirates

C

Colmena

Chicago, United States

DVM1417

Seaford, United States

C

Colibri

Nanaimo, Canada

Hedwich

Gorssel, Netherlands

Wiredfox

Macclesfield, United Kingdom

W

WinWinNL

The Hague, Netherlands

M

mlepisto

Florida, United States

Zal0m0n

Atlantis!!!! x), Mauritania

H

hokyplyr

Lincoln, United States

gseletko

South Perth, Australia

R

RCHeying

Marietta, United States

JFais

Atlanta, United States

L

Leonora

TÄBY, Sweden

P

Pavane

Kungsbacka, Sweden

R

run426

DeBary, United States

O

Ohio

Ohio, United States

Lambie

Perth, Australia

JonB

London, United Kingdom

soniad

Dubai, United Arab Emirates

H

Habroukema

Austin, United States

D

doublehelix

Philadelphia, United States

G

GCAsmus

Minneapolis, United States

T

TodaRaba

Tacoma, United States

L

Lolababalola

Ames, United States

dmirpuri

Bangkok, Thailand

Svetlana3k

Harvard, United States

ibc123

Seattle, United States

E

Esukken

Göteborg, Sweden

xtrahardware

Cazenovia, United States

M

Mountainmanduy

San Jose, United States

S

Sjors

Eindhoven, Netherlands

markpearson

Portsmouth, United Kingdom

lizandsteve

guelph, Canada

B

Budgie81

Norwalk, United States

R

rosebo

Bend, United States

E

E

Marin county, United States

C

ClaudiusM

Munich, Germany

M

mzhope

Harrisburg, United States

MrMichigander

Marquette, United States

R

richdullaghan

Encinitas, United States

mikeice

Kohler, United States

P

Purplejeep

Moravia, United States

B

BenHittle

Salem, United States

G

GanSatya

United States

sderickson

Berkeley, CA, United States

A

andrewpbrett

United States

G

GoughGirl

Washington, Dc, United States

M

martyb

United States

pvilliger

Zurich, Switzerland

D

drorm

United States

C

chrishol

United States

R

roozbeh

United States

AllieJ

Camberwell, Australia

ScholaNatura

Czech Republic

L

lenders

United States

S

spivurno

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WhyPeace

United States

R

Reiners

Australia

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Ohio, United States

M

Marko

Helsinki, Finland

M

Mal57

Australia

M

MichaelUSA

United States

J

jenda

Czech Republic

M

msabalau

United States

bb4dogs

United States

D

DaveElliott

United Kingdom

trincowski

Vilar, Vila do Conde, Portugal

H

heretohelp

Philippines

C

charleen

United States

smastermind

Jerusalem, Israel

Megan

United States

mepster

San Francisco, Ca, United States

johnhudson

Washington, DC, United States

chriseyre

Fremont, Ca, United States

A

angelapeat01

United States

L

luckiestmonkey

United States

B

bscent

Hong Kong

A

AlphaAres

Azerbaijan

Scangaid

Pittsburgh, United States

W

wesbh89

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Laparo

Dusseldorf, Germany

D

Desteli

United States

Grant Xavier Storer

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I

idris

United States

Suman

Gold Coast, Australia

T

Tim47

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K

Keith

Luxembourg

H

Heath

United States

Michel Bavin

Antwerp Area, Belgium

SV

sven vdk

Twickenham, United Kingdom

adrianz

United States

I

ident

Horsholm, Denmark

S

shappysfunland

United States

C

Crainster

Chapel Hill, United States

PolarBearCapital

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P

pnrjulius

United States

T

Tony1

Australia

R

ross22

United States

S

SuzanneD

United States

M

mbarbier

United States

D

djlayton4

United States

Mike and Jacqui

United Kingdom

HL

Holly Laird

Austin, United States

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

DF

Dennis Furr

United Kingdom

Haim Si

Mexico, Mexico

A

Aaron

United States

Nigel Titley

Milton Keynes, United Kingdom

J

Joe

New York, United States

S

Sven

Netherlands

E

Erich

Zurich, Switzerland

UN

Uwe Neumann

Frankfurt Germany, Denmark

Jeroen Decock

Gent, Belgium

MJ

Matt Jenkins

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Dave Bogard

New York, United States

R

Robert

Berlin, Germany

rjb

Phnom Penh, Cambodia, United Kingdom

Fred

Germany

JL

Jindou Lee

United States

A

Alan

United Kingdom

MD

Miles Dodge

CORVALLIS, United States

SMOICE

Berlin, Germany

Jon

Sweden

W

Wade

United States

Elly

Woudrichem, United Kingdom

H

Hakon

Drammen, Norway

MB

michael breen

United Kingdom

Wendy

Los Angeles, United States

Kate Courteau

United States

Lou Kaucic

Sanbornton, NH, United States

E

erica

antwerpen, Belgium

Tanner Schachtel

Victoria, Canada

T

thedan33

Czech Republic

Daniel Hammarberg

Gothenburg, Sweden

moursund

Beaver Nation, United States

KL

Kevin Law

United States

Kevin

San Francisco, United States

JC

JD Conley

United States

M

Marc

Newcastle upon Tyne, United Kingdom

KD

Kent Don

United States

TB

Taylor Brown

United States

Jennifer Weber

Canandaigua, Ny, United States

Mouhamed

United States

KL

Ket Lin

United States

AS

Asa Svensson

Stockholm, Sweden

JD

Jeff DePree

United States

YM

Yelka Mikolji

United States

Z

zaroastra

somewhere over the rainbow, Portugal

ME

Manaal Eisa

Washington DC, United States

CNV

United States

IH

Ian Hearn

United States

Cristina Huesch

Canberra, Australia, Australia

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

G

Gabri

Austria

R

Rembrandt

United Kingdom

F

Frits

Rotterdam, Netherlands

PR

Paul Rausch

United States

Mattie Shaw

Seattle, United States

G

Gianni

Venice, Italy

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

J

Jeff

United States

N

Nick

United States

E

eriklonnroth

United Kingdom

A

Allie

Australia

Aran Dunlop

United States

wissam

Jeddah, Saudi Arabia

Callum Guy

Suffolk, United Kingdom

Douglas St Quintin

Sydney, Australia

Paul Smithson

Leeds, United Kingdom

N

Nino

Switzerland

A

Adam

United Kingdom

AK

Achim Königs

Bonn, Germany

P

Peter

Bratislava, Slovakia

Eugen Stamm

Zurich, Switzerland

Taylor

Memphis, United States

AG

abel ghita

Bucharest, Romania, Italy

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

Carlo Cruz

Cincinnati, OH, United States

PC

Pedro Cambra

United Kingdom

Thomas

Sweden, Sweden

Tam Thao Nathan

United States

kt

Brush Prairie, United States

T

Tom

United States

MR

Mean Rat

Netherlands

JC

Justin cohan

United States

K

Katka

St Albans, United Kingdom

KE

Karen Epolito

Syracuse, NY, United States

GG

Gituru Gitumbi

Seattle, United States

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

RC

Rudi Chen

United States

A

Ashley

United Kingdom

Carla

United States

SB

Sue Bucholz

Sacramento, United States

MB

Mark Blatter

United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

E

Elynne

United States

E Mac D

Luxembourg

E

EABF

Netherlands

W

Wim

Netherlands

SA

Steve A

Newbury, United Kingdom

BW

Betty Waweru

United States

A

Adam

United Kingdom

United States

T

Tom

Switzerland

V

Vasil

Belarus

JA

Jan Andresen

Hamburg, Germany

Larissa

Germany

AS

Aida Smith

United States

Sinan Taifour

Munich, Germany, Germany

MM

Matyas Matyas

Budapest, Romania

TO

Thomas O'Neil

United States

SA

Shar Alamdari

Los Angeles, United States

Ryan Keller

Hong Kong, Hong Kong

Ren

Minneapolis/StPaul, United States

L

Lucy

Australia

Lulu

Germany

RG

Regina Gadad

United States

S

Suzannah

New York City, United States

Benjamin Kniaz

Boston, United States

RR

Rory Rohloff

United States

WS

Warren Shen

United States

JS

Jason Strauss

United States

JA

Joshua Axtell

United States

NM

Nitya Marepally

San Ramon, CA, United States

JV

Jose Vidal

New York, United States

Day Family

Melbourne, Australia

Vratik Krocik

Prague, Czech Republic

VC

Victor Chong

United States

David McLauchlan

Seattle, United States

Grégoire

Zurich, Switzerland

JZ

Julia Zaks

United States

R

Ryan

Albuquerque, NM, United States

Nadia Tuchman

New York City, United States

BP

Bill Piper

United States

Ellen

Michigan, United States

NK

Navid Kiassat

United States

D

Dalton

San Francisco, United States

CJ

Chris Jones

Seattle, United States

MP

Marieke Peeters

Amsterdam, Netherlands

C

Campbell

New Zealand

HCPSPIRIT

Helsinki, Finland

hervey liu

United States

Melissa K

Portland, Oregon, United States

Diane U

Olympia, Wa, Usa, United States

E

ericb321

Republic of Korea

Jean Wren Chan

United States

S

Southbanker

Reading, United Kingdom

Samuel

Ottawa, Canada, Canada

GS

Gary Sinard

Franklin, TN, United States

C

Corrie

United States

M

Mack

Harbor, Oregon, United States

JF

J Fister

United States

JU

jeremy upsal

United States

D

David

United States

France

R

RMIM

United States

KA

Khaled Asmri

Saudi Arabia

Chris

Nganmarriyanga, Australia

DW

Dan Winetsky

United States

BB

Ben Breen

United States

L

Liam

New Zealand

JC

Jordanna Chord

Kirkland, WA, United States

Tyler Metcalf

Utah, United States

Jane

Ontario, Canada

F

Florian

Netherlands

S

S

Canberra, Australia

SF

steven frank

United States

Sean Richards

Wilmette, United States

Nethanel Kohen

NYC, United States

B

Bartl

United States

GA

Gabe Arnold

United States

Daveycee

The Hague, Netherlands

A

Anonymous

United States

L

Liz

Canada

A

Anonymous

United States

MC

Melissa Corrigan

Richmond, California, United States

ML

miriam levine

United States

United States

RA

Ravel Antunes

United States

Chris

Zurich, Switzerland

MW

Matt Winkler

United States, Canada

JT

Joanne Thompson

United Kingdom

Darren Jeppson

Denver, Colorado, United States

H

Haley

United States

J

Johanna

Zürich, Austria

PB

Powered by me

European Union, Netherlands

Kevin

United States

RD

Roel De Meester

Antwerpen, Belgium

LM

Lee Montecucco

Washington State, United States

Chris

Fairfax County Virginia, United States

AJ

AJay Jacobs

United States

sbdoc

Reno, United States

AM

Andy Marston

United Kingdom

Claire Lewis

Wales Uk, United Kingdom

E

EJOBIV

United States

AA

Andrew and Kim

Nashville, TN, United States

CL

Chris loera

United States

Metalfreund

Berlin, Germany

PA

Peter A

New York City, United States

F

Fay

United Kingdom

Krysta

California, United States

J

JB

Germany

Frank Bailey

United States

Severin Zörgiebel

Frankfurt, Germany

K

Kirstin

United States

SW

Sean Walsh

United States

Richard Paulin

Melbourne, Australia

Rob Williams

Halifax, Canada

GP

Giacomo Poderi

Copenhagen, Denmark

MH

Matt Hodges

United Kingdom

Marcelo De Polli

São Paulo, Brazil

FN

frank nunn

United Kingdom

Brian Thomson

Lyndoch, South Australia, Australia

CJ

Chloe Jensen

United States

MM

Mac McKiva

United States

Nick Studenski

Minneapolis, United States

Remo

Switzerland

BH

BJ Homer

United States

Ryan Agnew

Australia

Shervin

San Francisco, United States

WV

Wouter van Buizen

Amsterdam, Netherlands

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

BR

Brian Rickman

United States

A

Anonymous

United States

I

Ivan

New York, United States

HW

Harry Wegert

United States

We Not Me

St. Paul, Minnesota, United States

Ryan

Germany

D

Dave

Canada

KA

Kimmy and Chad

Los Angeles, United States

GA

Gal Ashuach

רעננה, Israel

D

David

United States

LT

Lisa Taylor

California, United States

H

hayeswmiller

United States

VD

Van Duong

United States

James Liao

San Francisco, United States

EA

Eric Ayers

Atlanta, United States

Adrian

Liverpool, United Kingdom

J

Jim

Canada

KA

Kate and Tom

United States

EE

Eff Emm

Switzerland

DK

David Kirsch

United States

SA

silvia arguedas

san josé, Costa Rica

BS

Brendan Scanlon

Troy, United States

Darrell Burgan

Dallas, TX, United States

DM

David McGaughy

Elkhart, KS, United States

M

Mika

Switzerland

KF

Kathy F

Memphis, TN, United States

Jeanette

Fort Worth, Texas, United States

Rui Costa

Portugal

C

Chilli

United States

Michael Winter

Hessisch Oldendorf OT Rumbeck, Germany

Dustin Lape

Lynchburg, United States

Peter Collins

Darmstadt, Germany

P

PatrickZisha

United States

Outi

Finland

CE

Christopher Engleright

Stafford, United States

A

Ana

Australia

AA

Andrea Aerts

United States

M

marjorie

Netherlands

C

chellepaningbatan

United Arab Emirates

Andrew

United States

B

Bram

Germany

Nathan

Columbus, United States

AL

Anna Lusero

United States

Amanda Strombeck

United States

RS

Ralph Smyth

United Kingdom

S

Shayla

United States

NB

Nikolaus Bührer

Karlsruhe, Germany

Angela Chu

Toronto, Canada

L

Lauren

Sacramento, United States

R

Rafael

Switzerland

K

Kristyn

United States

Noel Hamill

Halifax, Canada

CT

Chev T

Australia

JP

Brazil

S

Sam

New Zealand

SK

Steven Kardos

United States

MD

Mark Dunphy

United States

KL

Kerry Lane

United States

J

John

Minneapolis, United States

CL

Caleb Liu

United States

D

Dan

Australia

KC

KinHo Chan

United States

RT

Ravi Taxali

Markham, Canada

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