Inventory for my retail provisions shop

David

Kiptagwanyi-kenya, Kenya

100% repaid

Entrepreneur

Name

David

Member since

October 2012

On-time repayments

162 installments  •  64%

About Me

i am a husband of one wife and three children , two are schooling and the third is one year old. i live in kiptagwanyi center plot no 112. in this plot is where i have a shop trade name [ wa-gathoni shop]the shop is near chief kiptagwanyi camp, and also near riricua water project and kiptagwanyi hall.along munanda -jongoo road..kiptagwanyi is about 43 kilometer from nakuru which is the major town where i collect things to sell in my shop, also kiptagwanyi is the major town in this elementaita location.

My Business

my business entail in general item which is used in homes by people like salt flour, fat and other thing. also last year 2014 i added another business of cereal for my customers as now there is hunger in our area so that people can get maize as it is a stample food in this area the business help many old people who many are my neighbor in the plot where i am situated. my shop is very well known by every body because it is the lowest in price of commodity, so many people prefer my shop and also it is in the end from the center that made many people to prefer buying thing when returning home so no body know what somebody have bought, like woman don't like seen shopping by people like when buying wheat flour and also bread. the business is profitable, the main challenge is high price of commodity when buying from the wholesaler,poor road in this area like when there is rain ,high cost of living like to this old people who have no body to care for them only God and the well wishers.

Loan Proposal

I wholeheartedly thanks all lenders for my all previous loan i have been lended, so far i have borrowed four loan and repay well and in time or earlier.i promise to keep it this way so that i can go far and better with this loan when you help me as usual.i run a shop where i sell general good like rice, maize flour,soft drink among other things.i have been doing this business for some time.the business is lucrative,but due to lack of enough money to stock my shop to the need of my customers and to improve the business income to sustain my need as well as my family needs.i plead with zidisha lenders to help my business and subsequently my life to be able to stock my business to the best of it,i thank you for the favor bestowed on me for the last loan,and i hope in this loan ,i will be funded quick.i am assuring you i will repay in the shortest time.thanks

Feedback

4

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,183.00

Date disbursed

Jun 30, 2016

Repayment status

On Time

Projected term

8 months

Lenders

The Zinc Team

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

Ask David a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Mary    Jun 24, 2017

    Hi David, I hope you and your family are doing well. How is your business doing. Please let your lenders know about your successes as well as your challenges. Regards, Mary

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  • Reema Mukherjee    Jan 31, 2017

    Hi David - Please mail the team at [email protected] if you need any help. Email is usually the fastest way to get your concern resolved. Thanks!

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    • David    Feb 2, 2017

      I received half of the amount loan yesterday 1_2_2017,which is amount 70,000.is there any ploblem with the system?

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      • Lotus Flower    Feb 2, 2017

        As Reema mentioned, please write to "[email protected]" and place the name of your country in the Subject line of your email for faster routing to the correct team. Before emailing again, please allow three business days for a reply.

        The Discussion page is for communications between you and your lenders about your business and your life (and theirs, too, if they would like to share). Most lenders are not on the Zidisha Staff. Lenders contribute toward funding loans, but they do not disburse loans, credit repayments, or handle any other administrative duties. To reach the correct team for your country on the Zidisha Staff, you need to send an email. The email system is monitored always Monday through Friday, and sometimes on Saturday and Sunday; however, borrowers' Discussion pages are not monitored on a regular basis by Zidisha Staff (as I mentioned, your Discussion page is meant only for communications between you and your lenders).

        Thank you, in advance, for your understanding and cooperation.

        Kind regards,
        Laurie
        The Zidisha Team

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  • David    Jan 31, 2017

    I have not yet receive my loan,what is happening?

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  • David    Jan 27, 2017

    thank all lenders who participate in f funding my loan,I feel humbled by you my lenders.thanks alot

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  • David    Jan 18, 2017

    hello all zidisha family?I thank you all for the past loan which I completed in time,as I prepare to borrow another,I hope I will be funded .I am looking forward to get the loan.thanks

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  • David    Jan 6, 2017

    hello all zidisha familys, happy new year 2017 to all,here i am okey,my family is doing well and also my business thanks to your loan that i was profided by you lenders,i thank you all,hoping that in my contract of this loan i am paying in time ,my business for the last year till now is doing well,and your my was abless to me.i am looking forward to complete and borrow another loan which i expect to be grated by you.thank all and happy new year.

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  • David    Jun 8, 2016

    hello all zidisha lenders and also the organization as whole,i take this oppotunity to thank you all in advance for the far we have come together,you have been my help since i join this organization in term of borrowing your money and returning,we have come this far and i expect no less comparative in the year to come,your help have made me and my family to at least to have something that we can call ours,thank for your support.i have completed repaying back the money and i expect to borrow another loan, i hope i will get another in coming days.thank you all

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  • David    Aug 6, 2015

    dear lenders,i thank you all for this loan you granted me,i have decided to reschedule my loan to make easier so that i can keep my promise of paying in time and able to maintain a good in time payment as it is weekly.the money i pledge to pay will not be every time payment because if i get good profit i will even pay more than that,but i want to be assure not to fail, so please i pleading to you to agree,and i am sorry if i cause any inconvenience to any body,thanks

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  • David    Jul 17, 2015

    hallo all lenders and zidisha org,this is notify you that i received the money although i was confused because 70,000 came first and the second 45,000 come after three day,i was confused but all and i get them safely .thank you all who participate in my funding of my loan,i will make sure i repay in time than the last time.thanks all

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  • David    Jul 7, 2015

    this is why i trust zidisha because of it accuracy in funding,i thank you all who participate in funding my loan,i will not fail you. thank you all

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  • jan73    Jul 7, 2015

    David,
    It is so fabulous to see over 400 lenders join together to invest in your dream!
    Best wishes to you and your family!
    Jan

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    • David    Jul 17, 2015

      thank you jan73, to me it is amazing to hear that,i thanks all of them and wish them happy and healthy live in earth and after life.

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  • David    Jul 3, 2015

    dear lenders, how are you all?i hope i have not done anything wrong ,because this is the second time after my loan expired? if not so,i hope all will be well,and i will be funded before it expire, please i beg you to fund my loan.

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  • David    Jun 14, 2015

    dear lenders,i am pleading to you to fund my loan as there is only 9 days remaining,i understand you have many borrower online,but please i need to see it started so that i can get hope.thanks

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  • David    Jun 11, 2015

    hello lenders all,i hope all is going well,but i see there are no bid,but i hope all will go well. i am pleading to you lender to fund me because many old woman are asking me when i will get them the cheaper maize and been,you know what i tell them?wait all will be well soon,do you know what they say? amen[saying let it be] i hope you will hear there pray and fund me.thanks

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  • David    Jun 9, 2015

    hello all lenders ?,first is to thank you all for the journey we were together with me having your money in term of loan,i hope although there were ploblem here and there i was able successfully completed your loan in full without any problem. i am very grateful to you .i hope i will get another loan from you as my record is not bad.and i hope all will be well as now i have a big plan for the next loan ,and i hope i will repay in a shortest time possible as business is good this time round.thank

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  • David    May 13, 2015

    hello lender,first is to thank you all for your support of my business through your loan,secondry i want to update you about my business.my business is doing well to date as the product i said i want to buy with this loan i done so even at the first date i was not able because there was some problem which came at that time,but now i am doing well and also i am preparing to complete early than the time as my business is very profitable and also my family life is good, thank to your fund. i hope to complete and if possible to get another loan so that i can prosper higher than now.i hope and i wish you all good health and prosper so that you can keep on helping us.thanks and GOD bless you all.

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  • Samuel    Sep 6, 2014

    I phoned David today at 1.02pm . He is very sorry for not repaying for last 3 months. He explains that he was swindled by his fellow businessperson of about $1,300 when they went to buy cereals earlier this year.
    He says he plans to repay a huge amount this October, about $500.
    He's committed to see his loan cleared. He says Zidisha loan helped greatly.

    VM Shehi

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  • Paula    Sep 3, 2014

    Hi David, what is happening? What is preventing you from repaying your loan ?

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  • David    Aug 31, 2013

    thank you my lenders for completing my loan,i was starting to worry as i see my expiring date coming very close,but now i am very happy as i have accepted full funded loan.in my side i will maintain a 100% in time repayment to make my name clean and make a good relationship with you lenders for i will be borrowing only and i say only on zidisha organization for the trust thy show me because only trust here work well,also in my part i will maintain that trust to repay as i can.thank you all and i wish all of you well being.thank you

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  • David    Oct 30, 2012

    thank you lenders i am very grateful to you for completion of my bid, may GOD bless you.

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