Stock of medicines for my pharmacy

Judith

Meru, Kenya

23% repaid

Entrepreneur

Name

Judith

Member since

January 2015

On-time repayments

187 installments  •  79%

About Me

I am 35 years of age born and brought up in Antuanduru location, Tigania East District, Meru County in the Eastern part of Kenya. I went to Antuanduru Primary School, then Maua Girls Secondary school before proceeding to Kabete Technical Training College in Nairobi where I obtained a Certificate in pharmacy.
I am a resilient person who believes in handwork, prayers and commitment in anything I do. When I was growing up I realize that most people in the village were unable to afford proper medical care due to lack of money and the long distance to the hospital. I therefore decided to start my own pharmacy to be able to assist the less fortunate people in the society who needed proper medical care.
The business at the time was not so good but it improved with time. I recently got married and blessed with a son of 6 months now and I hope he’ll become a physician like me and help me continue to save lives. During my free time I do enjoy singing and reading inspiring medical books.

My Business

My business deals with dispensing viral antibiotic and fungal drugs, as well as conducting some minor dressing to patients. The services I offer are so much in demand since most people do fall sick from bacterial, fungal and viral infections and due to the high level of poverty, they cannot afford medication from private and government hospitals which prove costly and are far away. For every purchase I make I normally incur a purchase cost of about USD120, from which on average, I realize revenue of USD160. Every purchase do not last more than a month. I normally use the part of profit I earn to sustain my young family and the remaining balance I use to expand my business.

Loan Proposal

Hello Zidisha community. I am very grateful for the previous loans. With my next loan, I intend to increase my stock to ensure that I hv all the required drugs for my customers. When you have all the drugs, you are able to meet all the needs of my customers. I have seen it work before, and this has really increased my profits by 20% with the last loan.
Thanks

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$684.00

Date disbursed

Mar 10, 2018

Repayment status

Late

Projected term

10 months

Lenders

B

bileiro

Mandaluyong, Philippines

Bobrm2k3

Charleston, United States

L

Liz

Nowra, Australia

Richard Griebe

La Jolla, United States

T

tophini

Alma, United States

M

Marko

Helsinki, Finland

JA

Jorge Alagon

Munich, Germany

Jamal Hamou

Cascadia, Canada

Anna Hoad

Toronto, Canada

V

Vivek

Arlington, VA, United States

AV

Alex Victor

Scottsdale, United States

roark22

Geneva, Switzerland

Heather

Taree, NSW, Australia

Emily

San Francisco, United States

Carrie

Arlington, MA, United States

EE

Eff Emm

Switzerland

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  • Mercy    Jul 4, 2019

    Judith has promised to make some payments soon

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  • Judith    Aug 7, 2018

    My business is not doing so well right now due to the current dry season and most customers are struggling with foos insecurity and can handly afford the medicine for the sick.

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  • Judith    Apr 3, 2018

    I ploughed back my profits to take care of an influx in customer demands and I need to reduce my instalment further. I am hopeful in a few weeks I'll be able to make more profits and speed up my loan repayment.

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  • Judith    Mar 30, 2018

    I have ploughed back my profits to take care of an influx in customer demands. I am hopeful in a few weeks I'll be able to make more profits and speed up my loan.

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  • Judith    Mar 9, 2018

    Thank you very much my lenders. I am so grateful for funding my loan. As intended, I will put the money into good use by increasing my inventory for the Chemist. This will ensure that I am able to cater fully for the needs of my customers.

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  • Judith    Feb 2, 2018

    I am very grateful for the previous loan. I used the funds well to increase my inventory and my sales has inceased because my customers do no lack any medicine.

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  • Judith    Jan 30, 2018

    I got a big payment from one of my customers and I'd like to repay my current loan

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  • Chris Jones    Apr 3, 2017

    Do you have the correct inventory for your customer demand?

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  • Judith    Mar 4, 2017

    I have invested the loan by buying medicine so the returns are currently low. I will resume normal payment by the third or fourth week. Thanks

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  • Judith    Feb 4, 2017

    Thanks lenders for funding my loan. I am happy my business will grow more after I buy enough inventory

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  • Judith    Feb 2, 2017

    Many thanks for the Zidisha team for previous funding. From your support, I have been able to grow my business to greater heights. I am requesting for further funding to be able to achieve my dream of touching people's lives through the medical services i offer. I intend to use the funds solelyvto increase my inventory to cover for the next 6 months. Thanks

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  • Judith    Jan 27, 2017

    Hi. My business is doing well, I can manage to pay 1000 shillings installment. Thanks to zidisha community

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  • Judith    Oct 30, 2016

    Hi Team,

    Would someone help me?

    I sent my last week's payment of Kes. 500 using a different number 0795345582 instead of 0725623614. The payment has not reflected yet.

    Thanks

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  • Judith    Feb 8, 2016

    After putting the new funds into the business, I expect the business to pick up after a few days and go back to paying my loan normally.

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  • Judith    Feb 8, 2016

    Thank you lenders for funding my latest loan request. I wanted to find out though what happens to the 10,000 that was deducted as deposit. Do i get the same after I have fully repaid my loan?

    Regards,
    Judith

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  • Judith    Jul 7, 2015

    Thank you lenders for funding my second loan. I am really grateful knowing that my business has gotten a boost.

    Cheers

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  • Judith    Jun 25, 2015

    My business has really improved lately and i am able to pay more

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  • Judith    Apr 7, 2015

    From the zidisha loan i got, i was able to increase my inventory drugs and my profits have increased by 30%. Now my customers are not getting disappointed since all the drugs they need are always available. Thanks to Zidisha

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  • Judith    Feb 19, 2015

    The business is not very good this month, but I am hopeful things will improve as from next month and I will increase my payments accordingly.

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  • Judith    Feb 3, 2015

    Thank you my lenders for the funding. I will increase my inventory right away and I look forward to higher revenue. God bless you, God bless Zidisha.

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