Inventory of trendy shirts

Agnes

Nyali, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Agnes

Member since

August 2015

On-time repayments

295 installments • 57%

About Me

I am Agnes, a business woman based in Mombasa Kenya. I am a mother of three children who are all in school. I am married and my husband helps me to run the family budget and also to secure our financial future.

I came to Mombasa from my hometown Thika many years ago. I was employed as a teacher but I later quit to venture into business because this is where I felt I belong. I am also an evangelist and I minister in churches around this region on Sundays.

I am also counselor and I attend to people with various needs when time allows. I believe in encouraging and guiding people to lead better lives and I do everything within my means to make this happen.

My Business

When I quit my job, I started to sell new clothes. I source them from big wholesale store both in Kenya and occasionally across the borders in the neighboring countries. I started small and I would take my goods to where my clients were especially in schools where I was already known.

This has continued to date but my business has grown quite a lot and I now have my own stall. I have also included selling shoes and this is doing quite well.

In spite of this relative success, challenges still abound and key among them is lack of affordable credit and this is the reason I have joined Zidisha. My average net income (after paying rent and licenses) is about USD 300 per month. I am hoping to expand the business by adding more stock and hopefully this will translate into more sales and hence more profit.

Loan Proposal

We are now approaching the last quarter of the year. This is the time that most people spend on clothes after having cleared their school fees responsibilities for the year. This is the time that every clothes seller desires to have a wide variety of good quality clothes because of the high demand of the same.

I want to use this loan to help me purchase a stock of a dozen trendy shirts which cost me about USD 110. The loan will also serve as an entry point to Zidisha where I hope to get even bigger loans in near future and help me grow my business even further.