Additional inventory of ladies clothes and accessories
Agnes
Nyali, Kenya
100% repaid
Entrepreneur
Name
Agnes
Member since
August 2015
On-time repayments
295 installments • 57%
About Me
I am Agnes, a business woman based in Mombasa Kenya. I am a mother of three children who are all in school. I am married and my husband helps me to run the family budget and also to secure our financial future.
I came to Mombasa from my hometown Thika many years ago. I was employed as a teacher but I later quit to venture into business because this is where I felt I belong. I am also an evangelist and I minister in churches around this region on Sundays.
I am also counselor and I attend to people with various needs when time allows. I believe in encouraging and guiding people to lead better lives and I do everything within my means to make this happen.
My Business
When I quit my job, I started to sell new clothes. I source them from big wholesale store both in Kenya and occasionally across the borders in the neighboring countries. I started small and I would take my goods to where my clients were especially in schools where I was already known.
This has continued to date but my business has grown quite a lot and I now have my own stall. I have also included selling shoes and this is doing quite well.
In spite of this relative success, challenges still abound and key among them is lack of affordable credit and this is the reason I have joined Zidisha. My average net income (after paying rent and licenses) is about USD 300 per month. I am hoping to expand the business by adding more stock and hopefully this will translate into more sales and hence more profit.
Loan Proposal
My business is in Mombasa city with a large Muslim community. This community tend to spend a lot during Idd festivities which will take place later this month. I want to position myself well to cash in on this high season by stocking more clothes and accessories in my store.
I will spend USD 800 on clothes and USD 400 on accessories. I am hoping to do good sales starting the third week of this month and the timing is crucial. I hope to make a profit of about 30% from the sales which will catapult my business to even greater heights.
Thanks.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,257.00
Date disbursed
Jun 19, 2017
Repayment status
On Time
Projected term
22 months
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Erica Jan 16, 2018
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