Name
Joseph
Member since
March 2013
On-time repayments
133 installments • 99%
am a graduate and completed my degree course in bachelor of agriculture in the year 2009 and after long search for a white collar job without success l opted to start an agro-vet business in my home area.this is because the area is agriculture based and most of the residents are farmers. l do re invest most of the earnings to the business and do support my siblings in paying for their school fees.the business has grown very fast and am hoping to open a branch in molo market since its also agriculture based.
The business is very viable and mostly because of the high demand of the products.Njoro is agricultural based area and the residents do farm fresh produce,wheat, maize and beans and do livestock keeping hence the reason for the demand.l normally make ks 45,000 as net profit this is due to high turnover of the sales and to the fact that my prices for the products are very competitive.although there is a lot of competition l have loyal customers whom l not only do business with them but take time to advice them on the farming and products since l have the knowledge on agricultural. l also participate on field day organized by the ministry of the agriculture to educate the farmers on modern farming methods and this is how l give back to the community.if advanced with the loan l will be able to add more stock hence meeting the demands of the customers and empowering more farmers with the agricultural knowledge.
Helloo lenders, I would like to thank you for the financial support that you have rendered to me. It has been of great help as it has made me to be able to meet some of my daily chore without much strain.
With the previous loans, i have managed to assist my family members in uplifting their standards of living to a greater extent through the projects.
I would kindly like to request for the next loan which will assist me in this rainy season. I am planning to engage myself in intensive planting of potatoes before the next rains.
Potatoes are proving to be a rare commodity and through your financial support, i will be in a position to farm and make a good fortune. I will try to make it available as it is also turning to be in demand in many restaurants in preparation for French fries and the local food.
Below is an outline of the few things i need and their costs
IRISH POTATOES GROSS MARGIN
Output= 70 bags of potatoes@ 20 dollars=1400 dollars
Variable cost
1. Ploughing. 40 dollars
2.Harrowing. 18.5 dollars
3.Ridging. (10men @25dollars) 250d
4.Seeds 8 bags@35d. 240d
5.planting 8men@25d 20d
6.Earthing 16 men@25d. 40d
7.Ridomil 1kg. 25d
8.Spraying 2men@25d. 50d
9.Harvesting24 men@25d. 60d
10.Grading 4workers. @25. 10d
11.5% contigencies. 28d
TOTAL VARIABLE COST. =698 dollars
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$772.00
Date disbursed
Apr 3, 2017
Repayment status
On Time
Projected term
18 months
Other loans
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Amount repaid
$770.94
Amount remaining
$0.00
Date repaid
Jan 26, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 15, 2017 | $9.94 | Apr 14, 2017 | $9.94 |
Apr 22, 2017 | $9.94 | Apr 14, 2017 | $9.94 |
Apr 29, 2017 | $9.94 | Apr 14, 2017 | $9.94 |
May 6, 2017 | $9.94 | Apr 14, 2017 | $9.94 |
May 13, 2017 | $9.94 | Apr 14, 2017 | $9.94 |
May 20, 2017 | $9.94 | Apr 14, 2017 | $9.94 |
May 27, 2017 | $9.94 | Apr 14, 2017 | $9.94 |
Jun 3, 2017 | $9.94 | Apr 14, 2017 | $9.94 |
Jun 10, 2017 | $9.94 | Apr 26, 2017 | $9.94 |
Jun 17, 2017 | $9.94 | Apr 26, 2017 | $9.94 |
Jun 24, 2017 | $9.94 | Apr 26, 2017 | $9.94 |
Jul 1, 2017 | $9.94 | Apr 26, 2017 | $9.94 |
Jul 8, 2017 | $9.94 | Jun 19, 2017 | $9.94 |
Jul 15, 2017 | $9.94 | Jun 19, 2017 | $9.94 |
Jul 22, 2017 | $9.94 | Jun 19, 2017 | $9.94 |
Jul 29, 2017 | $9.94 | Jun 19, 2017 | $9.94 |
Aug 5, 2017 | $9.94 | Jun 19, 2017 | $9.94 |
Aug 12, 2017 | $9.94 | Jul 30, 2017 | $9.94 |
Aug 19, 2017 | $9.94 | Jul 30, 2017 | $9.94 |
Aug 26, 2017 | $9.94 | Jul 30, 2017 | $9.94 |
Sep 2, 2017 | $9.94 | Jul 30, 2017 | $9.94 |
Sep 9, 2017 | $9.94 | Aug 28, 2017 | $9.94 |
Sep 16, 2017 | $9.94 | Aug 28, 2017 | $9.94 |
Sep 23, 2017 | $9.94 | Aug 28, 2017 | $9.94 |
Sep 30, 2017 | $9.94 | Aug 28, 2017 | $9.94 |
Oct 7, 2017 | $9.94 | Sep 28, 2017 | $9.94 |
Oct 14, 2017 | $9.94 | Sep 28, 2017 | $9.94 |
Oct 21, 2017 | $9.94 | Sep 28, 2017 | $9.94 |
Oct 28, 2017 | $9.94 | Oct 3, 2017 | $9.94 |
Nov 4, 2017 | $9.94 | Oct 3, 2017 | $9.94 |
Nov 11, 2017 | $9.94 | Oct 3, 2017 | $9.94 |
Nov 18, 2017 | $9.94 | Oct 24, 2017 | $9.94 |
Nov 25, 2017 | $9.94 | Oct 24, 2017 | $9.94 |
Dec 2, 2017 | $9.94 | Oct 24, 2017 | $9.94 |
Dec 9, 2017 | $9.94 | Oct 24, 2017 | $9.94 |
Dec 16, 2017 | $9.94 | Oct 24, 2017 | $9.94 |
Dec 23, 2017 | $9.94 | Oct 24, 2017 | $9.94 |
Dec 30, 2017 | $9.94 | Nov 21, 2017 | $9.94 |
Jan 6, 2018 | $9.94 | Nov 21, 2017 | $9.94 |
Jan 13, 2018 | $9.94 | Nov 21, 2017 | $9.94 |
Jan 20, 2018 | $9.94 | Nov 21, 2017 | $9.94 |
Jan 27, 2018 | $9.94 | Nov 21, 2017 | $9.94 |
Feb 3, 2018 | $9.94 | Nov 21, 2017 | $9.94 |
Feb 10, 2018 | $9.94 | Nov 21, 2017 | $9.94 |
Feb 17, 2018 | $9.94 | Nov 21, 2017 | $9.94 |
Feb 24, 2018 | $9.94 | Nov 21, 2017 | $9.94 |
Mar 3, 2018 | $9.94 | Nov 21, 2017 | $9.94 |
Mar 10, 2018 | $9.94 | Nov 21, 2017 | $9.94 |
Mar 17, 2018 | $9.94 | Nov 21, 2017 | $9.94 |
Mar 24, 2018 | $9.94 | Nov 27, 2017 | $9.94 |
Mar 31, 2018 | $9.94 | Nov 27, 2017 | $9.94 |
Apr 7, 2018 | $9.94 | Nov 27, 2017 | $9.94 |
Apr 14, 2018 | $9.94 | Nov 27, 2017 | $9.94 |
Apr 21, 2018 | $9.94 | Nov 27, 2017 | $9.94 |
Apr 28, 2018 | $9.94 | Nov 27, 2017 | $9.94 |
May 5, 2018 | $9.94 | Nov 27, 2017 | $9.94 |
May 12, 2018 | $9.94 | Nov 27, 2017 | $9.94 |
May 19, 2018 | $9.94 | Nov 27, 2017 | $9.94 |
May 26, 2018 | $9.94 | Nov 27, 2017 | $9.94 |
Jun 2, 2018 | $9.94 | Dec 29, 2017 | $9.94 |
Jun 9, 2018 | $9.94 | Dec 29, 2017 | $9.94 |
Jun 16, 2018 | $9.94 | Dec 29, 2017 | $9.94 |
Jun 23, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Jun 30, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Jul 7, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Jul 14, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Jul 21, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Jul 28, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Aug 4, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Aug 11, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Aug 18, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Aug 25, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Sep 1, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Sep 8, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Sep 15, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Sep 22, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Sep 29, 2018 | $9.94 | Jan 26, 2018 | $9.94 |
Oct 6, 2018 | $5.88 | Jan 26, 2018 | $5.88 |
JimVandegriff Jan 27, 2018
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