Kona retail shop

John

Ndwaru, Kenya

71% repaid

Entrepreneur

Name

John

Member since

December 2016

On-time repayments

125 installments  •  28%

About Me

At 8yrs old i joined kiru primary school a local primary school,we used to trek to and fro though being 3 km away,.Because of poverty our parents made us to wake up at 5 am we go to the garden we work for an hour then come back to prepare to school sometimes without breakfast porridge .At lunch time we have to run home and prepare lunch ie ugali and veges from garden,while sometimes i used to prepare lunch my following bro and sis will be watering our two cows,then we eat speedily then start running again to school i remember that most of the days we to be beaten at school for late coming .after school we were to bring water 2km away grace cows and lock them then wash our feet as we had no shoes,then settle for our supper then sleep.in the 1980s there were no homework from school.
As I went through secondary school I didn't get good grade, so started working as a casual labour at the farms so that I can buy myself clothes, then I came to Nairobi in1999 to seek for job after wasting 9yrs.I worked at various construction sites as casual labour. Then in2003 I got job at G4S as a guard.
From 2003 with that Small salary I chipped in to help my parents to educate my younger siblings 5of them,Around 2010 is when I dedicated my salary towards my family development though I was servicing loans for my brothers schools fees.I went for another loan which I bought the POSHO mill.
in2017 I resigned from g4s to run the business as now we are operating the poshomill,a small retail shop and I have a small farm where I plant vegetables,they cover my rent of 80$,school fees for my kids 920$ per year and others for example pay loans 200$.

My Business

our business is located at Nairobi we run it with my wife we pay rent of 80$,s/fees 60$ loans 100$ and 50$for reinvestment.
from the poshomill in weekly we mill three bags of 90kgs which give us a profit of 15$ and milling for those who come with their maize we get 50$ weekly .from the kiosk we get around 20$ weekly as profit
we are looking forward to introduce more varieties of products in the kiosk for example we bring all varieties of cereals,detergents, beverages, cooking fats and salads etc.

Loan Proposal

I want to add stock to the retail shop.where I will bring in various detergents from different companies, also sugar ,beverage, cooking oils,bathing soaps and bar soaps,juices ,all of these will cost much but I will dedicate 20$ and the other 20$ I will buy Maize stock while is only 6 sacks each costing 3$

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$497.00

Date disbursed

Jun 9, 2018

Repayment status

Late

Projected term

21 months

Lenders

Cloudways

Malta, Malta

ads68

Melbourne, Australia

HCPSPIRIT

Helsinki, Finland

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

Mai Phuong Nguyen

Nashville, United States

Adrian

Liverpool, United Kingdom

KA

Kate and Tom

United States

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Summary

Amount repaid

$354.87

Amount remaining

$143.02

Expected completion

Mar 22, 2020

Status

Repaying late

Installment amount

$9.85

Repayment History

Expected Payments Actual Payments
Jun 17, 2018 $49.27 Jun 18, 2018 $49.27
Jun 24, 2018 $44.35 Jun 24, 2018 $44.34
Jul 1, 2018 $0.01
Jul 1, 2018 $44.35 Jul 1, 2018 $44.35
Jul 8, 2018 $44.35 Jul 8, 2018 $44.34
Jul 17, 2018 $0.01
Jul 15, 2018 $55.68 Jul 17, 2018 $29.16
Jul 18, 2018 $15.27
Aug 5, 2018 $11.24
Jul 22, 2018 $55.68 Aug 5, 2018 $23.25
Sep 5, 2018 $32.43
Jul 29, 2018 $51.33 Sep 5, 2018 $16.84
Jan 1, 2019 $4.93
Nov 20, 2019 $19.71
Feb 9, 2020 $9.85
Aug 5, 2018 $0.00
Aug 12, 2018 $0.00
Aug 19, 2018 $0.00
Aug 26, 2018 $0.00
Sep 2, 2018 $0.00
Sep 9, 2018 $0.00
Sep 16, 2018 $0.00
Sep 23, 2018 $0.00
Sep 30, 2018 $0.00
Oct 7, 2018 $0.00
Oct 14, 2018 $0.00
Oct 21, 2018 $0.00
Oct 28, 2018 $0.00
Nov 4, 2018 $0.00
Nov 11, 2018 $0.00
Nov 18, 2018 $0.00
Nov 25, 2018 $0.00
Dec 2, 2018 $0.00
Dec 9, 2018 $0.00
Dec 16, 2018 $0.00
Dec 23, 2018 $0.00
Dec 30, 2018 $0.00
Jan 6, 2019 $0.00
Jan 13, 2019 $0.00
Jan 20, 2019 $0.00
Jan 27, 2019 $0.00
Feb 3, 2019 $0.00
Feb 10, 2019 $0.00
Feb 17, 2019 $0.00
Feb 24, 2019 $0.00
Mar 3, 2019 $0.00
Mar 10, 2019 $0.00
Mar 17, 2019 $0.00
Mar 24, 2019 $0.00
Mar 31, 2019 $0.00
Apr 7, 2019 $0.00
Apr 14, 2019 $0.00
Apr 21, 2019 $0.00
Apr 28, 2019 $0.00
May 5, 2019 $0.00
May 12, 2019 $0.00
May 19, 2019 $0.00
May 26, 2019 $0.00
Jun 2, 2019 $0.00
Jun 9, 2019 $0.00
Jun 16, 2019 $0.00
Jun 23, 2019 $0.00
Jun 30, 2019 $0.00
Jul 7, 2019 $0.00
Jul 14, 2019 $0.00
Jul 21, 2019 $0.00
Jul 28, 2019 $0.00
Aug 4, 2019 $0.00
Aug 11, 2019 $0.00
Aug 18, 2019 $0.00
Aug 25, 2019 $0.00
Sep 1, 2019 $0.00
Sep 8, 2019 $0.00
Sep 15, 2019 $0.00
Sep 22, 2019 $0.00
Sep 29, 2019 $0.00
Oct 6, 2019 $0.00
Oct 13, 2019 $0.00
Oct 20, 2019 $0.00
Oct 27, 2019 $0.00
Nov 3, 2019 $0.00
Nov 10, 2019 $0.00
Nov 17, 2019 $0.00
Nov 24, 2019 $0.00
Dec 1, 2019 $0.00
Dec 8, 2019 $0.00
Dec 15, 2019 $0.00
Dec 22, 2019 $0.00
Dec 29, 2019 $0.00
Jan 5, 2020 $0.00
Jan 12, 2020 $0.00
Jan 19, 2020 $0.00
Jan 26, 2020 $0.00
Feb 2, 2020 $0.00
Feb 9, 2020 $9.85 Feb 16, 2020 $9.85
Feb 16, 2020 $9.85
Feb 23, 2020 $9.85
Mar 1, 2020 $9.85
Mar 8, 2020 $9.85
Mar 15, 2020 $55.68
Mar 22, 2020 $47.93

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