My name is Ruth James. I come from Meru county in Kenya. I come from a family of six children and I am the fifth born.
My parents are farmers and they managed to educate us through farming.
On completion of my high school, I passed well and joined university where I pursued a degree in information technology. I embarked on looking for employment which became difficult to get and so I settled for a business.
I sell health and beauty products and I chose this business because it requires small capital investment and minimum overhead.
I have been able to establish a network and my business is doing well thanks to you lenders for your continuous support.
I have been selling health and beauty products and now I have diversified to selling of ladies handbags, clothes and shoes.
I have a online shop and that's how I get my customers. I chose to do online business because of low costs involved, and also ability to reach many customers.
Health products are in demand especially the weight loss products. Many people want to loose weight using healthy products and the products that I sell are so far the best.
Ladies love handbags, shoes and clothes and I have seen this to be a good niche.
If granted this loan, I will buy ladies handbags $150, clothes$220, and shoes &180.I will also purchase a good secondhand laptop with good specks to enable me do blogging and advertisements. This will cost up to $300
With the laptop and the new stocks, I will be able to increase my profits from $600 to $1000 per month.
It will benefit me a lot to better my living standards as I look forward to owning my own apartment.
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