Selling locally produced shoes and ladies' tops

Justina Nguhi

Thika, Kenya

100% repaid



Justina Nguhi

Member since

December 2013

On-time repayments

123 installments  •  57%

About Me

I am Justina Nguhi Kibe, a female of Kenyan Nationality. I am the third born in a family of five. Two sisters and three brothers I live in Thika, Majengo Estate opposite Thika Muslim Primary School House Number 2b in a big building called Alpha house, Plot Number22 I deal with ladies shoes and clothes but mostly my stock is contained mostly with shoes as they are fast moving compared to clothes. I normally sell everyday from 8 am to 5 pm apart from Sundays and holidays, I sell them at Thika main stage, a stage that is the central business district in Thika. I started this business in 2007. After being employed for the past few years and I noticed I was not progressing in being employed, through my little savings I was in a position to rent a stall and purchase ladies shoes. The business has enabled me pay my child school fees as he is pursuing Certified public accounts course and also assist my parents in rural area. I purchase shoes from Eastleigh in Nairobi and for the clothes I buy

My Business

I sell ladies shoes and clothes. I normally get them from Kamukunji and Eastleigh in Nairobi. My shop at Thika main stage is at a good view and located at an upward area such that most people get to see my products, being in this business I have always been in a position to always move with fashion, and therefore anything that is in fashion it never misses in my stock. About the old stock I normally sell them at cost and thus escaping incurring losses. I always give a good bargain to my customers such that this customer will always stick to my shop whenever she/he needs shoes or clothes. The business is indeed profitable as just a pair of shoe can fetch me a minimum of 350 in profit on the lower side. When it comes to clothes they give me a better profit than a pair of shoe as I always gather a profit of at least 500Ksh in very cloth that I sell. The challenge of clothes is that they are not fast moving as compared to shoes. The risk involved in my business is that at times I would be flocked b

Loan Proposal

It is with great honour that i place my request for loan application, as i said earlier i deal with shoes and clothes produced locally and in east africa. Its my intention that i will use 40% of the loan to purchase latest shoes of which i know they will fetch me a good income further i will include school shoes, am 100% sure that this school shoes will give me a good return as i will sell them at a bit lower cost than the main known monopolist at my area.
Other 40% i will purchase ladies tops, and inner wears i will go for this stock at kamukunji where am a known customer by many sellers, my buying prices will be lower because i normally buy at bulk at once rather than buying little by little. The other 20% will meet some expenses such as transport and other sundry expenses. Please i do call upon all lenders to fund my project. Thanks alot as you fund my project..






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Mar 28, 2014

Repayment status

On Time

Projected term

5 weeks



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