Loan proposal for children and kids shoes

Justina Nguhi

Thika, Kenya

100% repaid



Justina Nguhi

Member since

December 2013

On-time repayments

123 installments  •  57%

About Me

I am Justina Nguhi Kibe, a female of Kenyan Nationality. I am the third born in a family of five. Two sisters and three brothers I live in Thika, Majengo Estate opposite Thika Muslim Primary School House Number 2b in a big building called Alpha house, Plot Number22 I deal with ladies shoes and clothes but mostly my stock is contained mostly with shoes as they are fast moving compared to clothes. I normally sell everyday from 8 am to 5 pm apart from Sundays and holidays, I sell them at Thika main stage, a stage that is the central business district in Thika. I started this business in 2007. After being employed for the past few years and I noticed I was not progressing in being employed, through my little savings I was in a position to rent a stall and purchase ladies shoes. The business has enabled me pay my child school fees as he is pursuing Certified public accounts course and also assist my parents in rural area. I purchase shoes from Eastleigh in Nairobi and for the clothes I buy

My Business

I sell ladies shoes and clothes. I normally get them from Kamukunji and Eastleigh in Nairobi. My shop at Thika main stage is at a good view and located at an upward area such that most people get to see my products, being in this business I have always been in a position to always move with fashion, and therefore anything that is in fashion it never misses in my stock. About the old stock I normally sell them at cost and thus escaping incurring losses. I always give a good bargain to my customers such that this customer will always stick to my shop whenever she/he needs shoes or clothes. The business is indeed profitable as just a pair of shoe can fetch me a minimum of 350 in profit on the lower side. When it comes to clothes they give me a better profit than a pair of shoe as I always gather a profit of at least 500Ksh in very cloth that I sell. The challenge of clothes is that they are not fast moving as compared to shoes. The risk involved in my business is that at times I would be flocked b

Loan Proposal

Am very much grateful knowing Zidisha I give thanks to the almighty God and also I cannot forget to give thanks to Zidisha for giving me this second opportunity to borrow again money which has helped me to expand my business. I am a business woman owning a selling cloths and shoes business. I have a borrowing history with your organization where I have completed repayment of prior loan with a good track repayment of 100%. My Last times loan was very fruitful and successful and am glad to say that it was very helpful to me as it gave me a chance to make intensive investment with great returns I now call for a loan to expand my budding business. Am intending to use this second loan on a number of things as I have budgeted them here below 1. 40% of this loan I will purchase more stock of men’s shoes in bulk. The reason for purchase in bulk is so that the sellers can reduce their selling prices for me, also I will get other services such as free transport and delivery to my working area . 2. 50






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jul 1, 2014

Repayment status

On Time

Projected term

3 months



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berlin, Germany



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Malta, Malta


Melbourne, Australia


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Sarasota, Fl, United States


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Zurich, Switzerland

Matching Fund

Sterling, United States


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