Loan for forklift training (and transport fees to school)

Joseph Saaquah

Accra, Ghana

6% repaid



Joseph Saaquah


Accra, Ghana

On-time repayments

263 weekly installments  •  83%

About Me

I am Joseph Saaquah, 29 years of age. I am the last from 3 children of my parent,My family could have been a lovely one, but sadly I never got the opportunity to set eyes on my dad. I took it calmly growing up because no matter what happens, life must go on. Have always been a respectful, obedient, just, and hardworking person. Have completed senior high school at Gomoa Secondary High Technical School in the central region of Ghana, though it wasn't easy financially due to my mum being a single parent with 3 kids. Life hasn't been easy, but I've never given up because I'm determined to be educated. Sometimes I have to drop from school, though, to help mum in selling to get money for my fees and my chop money (money for daily provision of food is called "chop money" in Ghana). Through zidisha loan,i have been able to attend an IT school to gain myself a diploma in IT system admin certificate. am currently working but i dont want this certificate to be the end of my IT education but the beginning . I really want to continue my IT education,though it expensive but i wont let finances prevent me. am ready to work hard and go the extra mile to go higher in the IT field. I challenge myself not to give up because everything is possible in life. since Zidisha is with me, I can boldly say that my dreams will surely come to reality.
I live in a peaceful environment with lovely people. I love listening to music and singing along.

My Business

Hello dear Lenders,first of all i would like to thank and appreciate you all for always supporting my loan application.
through the help of Zidisha,i have a certificate in IT and working in a company as an IT personnel, it really helping me a lot,all thanks to you for the support.
i use some of the money i earn to take care of my personal needs like paying my house rent,paying my bills,feeding myself on daily bases,paying some of siblings fees if there is the need and helping others who are in bad time or needs financial help urgently.

Loan Proposal

Hello there dear Lenders, let me start by thanking you all for supporting my past loan application. It was of a great help to me.

Am taking this loan for a forklift training. Am very interested in knowing how to operating heavy duty machines but starting with forklift. Am doing this because I want to have another source of income as one source of income would never give me a financial freedom.
It a 2 months training and the cost is Gh2000.
Would also buy a form of Gh100.
There are other items we would be required to buy for the training which also amount to Gh400 (rough estimate)
Part of the loan too would be use for my transportation to the school on daily bases.
This loan would be of a very great help to me. Would be very grateful if given like always.
My financial status would never be the same after this training. Thank you.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Sep 6, 2021

Repayment status


Projected term

4 months

Cost to entrepreneur

Service fee: 5% of $473.25 = $23.64



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  • Joseph Saaquah    Oct 12, 2021

    This is a logo i desiged for a client. he really liked it. it all possible through the loan i was given here for an IT education. am forever gratful. just want to share my happy moments with you all and also to thank you all for how far you have brought me. there are much more success ahead and i know you won't let me down when i need help.

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  • Joseph Saaquah    Oct 12, 2021

    Hello dear Lenders, i hope by the Grace of the almighty God you are all doing well. so am i and the entire family. May the good Lord protect you all and put you under his strong wings for me.

    stay safe and in good health. thank you.

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  • Joseph Saaquah    Sep 13, 2021

    here is the receipt of the payment.

    thank you

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  • Joseph Saaquah    Sep 13, 2021

    Hello my dear wonderful lenders, i hope by the grace of the almighty living are all living peacefully and in good health. so am i by the Grace of the King of Kings.

    i went to the school but according to them a batch has started already so i cant join and the next batch is also full (30 people per batch). i can only fit in the 3rd batch which the training would start in January if i make paynemt of Gh1500. i was a little worried because i wanted to finish the training within this year but all the same God knows best. And as the Bible says, Good things come to those who am patiently waiting. i did the payment as directed.

    thank you once again for your help.
    stay safe and bless..........

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  • Joseph Saaquah    Sep 6, 2021

    Hello dear Lenders, am very happy to inform you that the loan has been disburse to me. Thank you all, for your unconditional support. May Heaven bless you all.
    thank you.
    stay safe,

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  • Joseph Saaquah    Sep 5, 2021

    Hello dear Lenders, deep down my heart i thank and appreciate you all for fully funding my loan application. i knew you won't disappoint or let me down. am very grateful for always supporting me.

    this loan would be of great help to me, as i would use part to buy a form and also use part to fully pay for the cost of the training. would also use some for transpotation and other things i may need for the training.

    May the almighty God fulfil your heart desires like you have done mine. May God repay every cent u contributed towards the funding of my loan to pure joy and happiness, Prosperity, Good Health, long life and a blessed home.

    stay safe...

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  • Joseph Saaquah    Sep 2, 2021

    hello there dear lenders, i want to thank you all for your sincere contribution so far towards the funding of my new loan application. am very gratful for always being there for me. thanks for the love you all have for me. i know that, my late parents are also very happy that am not alone. thanks a million times.

    stay safe and bless

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  • Joseph Saaquah    Aug 26, 2021

    First of all, i would like to thank my dear lenders for the patience and love show me so far. through your sincere help i have been able to earn myself a Diploma in IT, system administration...may the almighty God bless you all. it has not been easy for me this past few years. i lost my mum, got robbed, got admitted in the hospital for weeks etc. the pain and the struggles but at the end God sees me through and hoping for a better days ahead.
    kindly keep supporting me, thank you.

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  • Joseph Saaquah    Aug 4, 2021

    In all things i give the glory to the most high, we are still under the Grace of the living God. i thank the almighty God for the gift of life for my lenders,family and all my loved once. stay happy and blessed my dear lenders.

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  • Joseph Saaquah    Jul 17, 2021

    Hello dear lenders, I have been away for a while.... Dealing with some family issues but it all well. In all things, the praises and glory belongs to the most High God. I hope you are all doing amazing as well.
    May our Heavenly Father keep all of you safe. Amen.

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  • Joseph Saaquah    Apr 4, 2021

    Hello dear lenders. It that time of the year where we Christians remember our Lord and personal savior Jesus Christ. May this Easter be a time of healing for you and everyone you love. May the peace, love, mercy and the abundance Grace of God be with us all the days of our lives. Amen.

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  • Joseph Saaquah    Apr 1, 2021

    Hello dear lenders, I wish you all a happy and prosperous new month. May this month brings you a pleasant surprise, good health and more blessings. Amen

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  • Joseph Saaquah    Mar 28, 2021

    Hello to my dear lenders and the Zidisha community as a whole. I first of all want to thank you all for the love, patience and support being given to me here. I have gone through the worst chapter of my life these past few years. First, goods I imported to sell were stolen from somebody's store I was keeping it because I don't have my own store, I lost my mum, defer my course due to lack of finances and finally my Aunt who is now my mother have been battling blood pressure for some time. In all this, you all have been with me till date. I can't thank you all enough. I do really appreciate you all.
    The God I serve is a living God, I have been coming out of these problems one after the other. I was able to finish my course and graduated , my Aunt too is now out of drugs and very fine.
    To each and every one of you on Zidisha, I say a big thank you. I still know that there is a better tomorrow. May God bless you all and keep you all safe. Blessed love

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  • Kenneth Okpechi    Feb 26, 2021

    I spoke with Joseph and according to him he has made payment this morning.

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  • Joseph Saaquah    Feb 26, 2021

    By the special grace of the almighty God am still keeping on. thanks to the most high for the gift of life. and to you my wonderful lenders, am forever gratful. may the living god keep you all blessed and safe.

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  • Joseph Saaquah    Feb 16, 2021

    Thank you very much dear Laurie, and thanks for liking my logo. i don't even know if it represents what I was trying to express very well.
    The whole idea is based on how zidisha works. The opened palms represent how zidisha warmly welcomes every individual, no matter your age, colour, country, language, ethnicity, background etc. the heart represents how zidisha have every member at heart. The 2 human-like drawings represent a male and a female.......meaning zidisha support both genders.

    i would like to know if there is something i should have added or something that shouldn't be there. and also if the colours used are ok.
    thank you.

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    • Laurie    Feb 18, 2021

      You are very welcome, Joseph, of course!

      To answer your question, no, I don't think you should change anything at all about your design. I think the work you created is absolutely perfect.

      There aren't many works in this world that I consider perfect
      (or even excellent, these days, for that matter).

      Your work, however, is not just excellent. It also is perfect, IMO.

      I think your creation very *beautifully* represents the spirit of Zidisha.

      I don't know if Julia has seen it yet (I'll ask her), but I think she and just about anyone else who sees it here probably will like it quite a lot, too.

      Personally, I think it should be adopted as Zidisha's official logo!* :)

      *Note: We lenders don't have the authority to make that decision,
      as that's a legal matter. However, if the Director ever were to put it
      to a vote, I, for one, certainly would vote in favor of it!

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      • Joseph Saaquah    Feb 18, 2021

        Thank you very much dear Laura. It is part of the knowledge I gained through the IT course I enrolled through the loan I got here. Am forever gratful to you all.

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        • Laurie    Feb 19, 2021

          It's not just that you learned things in your I.T. course, Joseph; it's obviously also that you have wonderful, artistic talent.

          Others could study the same as you, but wouldn't necessarily be able to create such a beautiful design. That's a God-given talent. :)

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  • Joseph Saaquah    Feb 14, 2021

    happay Val's day to you all our dear Zidisha lenders and the community as a whole. we do appreciate all the love and support. May God bless you all and keep you safe......Amen.

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  • Joseph Saaquah    Feb 14, 2021

    A simple logo i designed for the Zidisha community

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  • Joseph Saaquah    Feb 8, 2021

    thy will be done. we are in your hands oh Lord.

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  • Joseph Saaquah    Jan 20, 2021

    Hello dear leaders, am very sorry....was having some family issues. hoping things get better soon. thank you

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